Wishfin Blog

HDFC bank is one of the known banking institutions that offer various services like credit cards, home loans, personal loans, gold loans, and many others. So, if you are looking for any such services in Chandigarh then you are in the right place....

When you borrow money, you'll likely choose between a secured loan and unsecured loan. The difference between the two loans is security only. A secured loan is one that is connected to an asset, something like a car or home. With a secured loan, the...

The lockdown, which was imposed on 25th March 2020 and continued in tranches later on, has resulted in massive losses for India Inc. This has resulted in salary cuts and retrenchments of people, forcing banks to stop disbursing home loans and other...

What do you do when you need funds for your several needs? You ask your parents or friends or relatives to borrow the required money. But there is not any surety that you will get whatever required funds from them. That’s exactly where you need a...

Kolkata is the capital of West Bengal and it is one of the metro cities of India. People living in Kolkata find it difficult to manage their expenses and thus a need for financial leverage arises. Financial help can be in the form of credit cards,...

A person who is aged 60 years or above can apply for a pension loan. Now, what is a pension loan? When the person is retired and makes his living via his monthly pension, the bank or NBFC can help that individual meet some of his/her financial needs...

Since Independence, India has seen many tax reforms to make the taxation structure of our country more transparent to the citizens of the country. But the introduction of the Goods and Services Tax (GST) on July 1, 2017, is undoubtedly the biggest...

While taking a home loan, one does all sorts of calculations to ensure the repayment, which usually spans for 20-30 years, turns out to be a smooth experience for him/her. Amidst all this, a lender comes and announces an EMI waiver for say 6 months...

Gold has been the best performing asset class in the last couple of years and has seen a lot of interest as an investment avenue. In 2019, gold delivered a return of 24% and gold returns in 2020 are already exceeding 20%. Considering the economic...

The love for gold in our country does not need any mention. Whether it is buying for a daughter's wedding, investing for returns & safety, or using it as a daily wearable item, gold has always glittered in our minds. Gold is considered as the...