Wishfin Blog

Income Tax Return (ITR) is one of the income documents that lenders seek to approve a personal loan application. While for self-employed, an ITR is mandatory, to say the least. But for salaried, there are alternatives in the form of salary slips,...

The question is inclusive and pertains to both minors (below 18 years of age) and their guardians. Someone who is less than 18 years old but can read and write can open the term deposit account on his/her name. Whereas, minors who can’t read and...

Education is important for all and ICICI Bank knows the same that is why it provides financial support to the customers with loans up to INR 1 crore. You can get a loan from ICICI Bank and pay for your graduate and post-graduate courses. ICICI Bank...

Want to pledge your mutual fund units to secure a loan and meet your needs? There are banks that offer you the loan against mutual fund units. But how much interest will they charge on such a loan? The sooner you know the more time you will get to...

After the lockdown due to the Coronavirus Disease, many small scale industries are going through a financial crisis in India. They are unable to meet out their manufacturing expenses due to the scarcity of funds. Therefore, the Small Industries...

The State Bank of India has always impressed its customers with credit cards. The SBI credit cards have great offers and deals that allow the individuals to save a lot of extra bucks. Therefore, you can explore all the SBI Credit Card Offers on...

Salaried individuals are often found searching for answers related to questions surrounding personal loan eligibility. While some get the right answers, many are left disappointed with unclear responses. If you belong to the latter set of people,...

To pursue higher education in the best universities or institutions, you need funds for admission. And after clearing the entrance test or merit-based selection process, you can apply for an education loan at HDFC Bank. You can find out the instant...

Medical emergencies can be hard to deal with in the event of no savings and insurance plans. If you face such a situation, you can go for a pre-approved personal loan which gets disbursed to your bank account instantly. It’s a type of personal...

Credit Cards have become the basic necessity for many individuals but after the lockdown, due to Coronavirus, the spending pattern of the individuals have changed. Now, the credit cards are being used for managing necessary expenses rather than...