State Bank of India (SBI), the largest lender in India in terms of asset volume and customer count, keeps offering innovative products, such as Multi-option Deposit Scheme (MODS), to stay in line with the changing consumer behavior. MODS is actually...
Read MoreTips to Get a Personal Loan When You don’t have Credit History
A personal loan is an unsecured loan that you can avail for education, marriage, medical emergency and several other personal needs. But, as it is an unsecured loan, lenders would like to be absolutely convinced of your ability to pay on time. If...
Read MoreHow to Avail a Personal Loan with Low Salary?
Want a personal loan but earn a modest salary? Don't worry there are lenders that offer personal loans to individuals with less income. You can get the loan without having to submit any security. Most banks stipulate a minimum monthly salary of...
Read MoreHow to Avoid Home Loan Flat Interest Rate Trap?
Owning a home has become easier these days with so many banks and housing finance companies (HFCs) offering loans to buy you a home. Lesser processing fee, impressive loan amount and flexible repayment options are the hallmark of home loan these...
Read MoreCompany FDs vs Liquid Funds – Which Should You Opt for?
As per the latest reports, Dewan Housing Finance Limited (DHFL) has stopped accepting fresh inflows in fixed deposits from the public. Not only that, the housing finance major has also disallowed renewals and put premature withdrawal from FDs on...
Read MoreInvestographic #1 – Investing for Family – When and Where to Invest?
When you are set on a path to create a fruitful investment portfolio, there are a lot of things you must consider. Things like needs, goals and emergencies can suddenly start mattering much to you when you think about the requirements of your family...
Read MoreDecoding International Funds – How They Fare Against Domestic Mutual Funds?
As foreign cab aggregator UBER goes the IPO way, the mild talks about investing in international mutual funds are becoming louder than ever. Do you also aspire to invest in biggies like Alphabet, Apple, Facebook and Amazon? Do you want to know about...
Read MoreBonus Bonanza – This Investment Can Get You Higher Returns on Your Bonus
Yearly appraisal comes in all shapes and sizes. Some get the incremental benefits, some get hefty bonuses and some get both. In our previous post we talked about how can you create wealth with your salary hike. In this post we are going to show you...
Read MoreAppraisal Alert – The secret to creating wealth with your salary hike is here!
I met my younger cousin after a long time last Sunday. The topic of discussion was that my cousin, who is a computer engineer, got a decent hike after toiling hard for the 1st year at his job. My question to him was - What have you decided to do...
Read MoreHow to Open a Savings Account Offline?
A savings bank account is one of the first accounts we open as soon as we cross the age of 18. It is important to get your income and its proof, save money and use it whenever required. Almost all banks in India now offer zero balance savings...
Read More