Wishfin Blog

A home loan is given on the basis of your income, age, property value and authorization of both builder and location, and credit score. Since home loans are secured loans, credit score does not have much importance in this case, unlike a personal...

Regular credit cards can’t be used as debit cards. However, a prepaid credit card mimics debit card in a certain way. Prepaid cards, much unlike regular cards, don’t incur interest for the customers. These cards, which are issued by banks and...

You may not be familiar with the term ‘Written Off’ as that’s very typical in itself with its own technicalities. However, you won't do yourself any favour by continuing to be unfamiliar with the term, particularly if you have had an...

When it comes to settlement, be it for credit card or loan, it definitely has a negative effect on your credit score as well as your credit history. But you don’t need to worry at all as with the help of some effective methods, you can repair your...

Yes, a credit card bill can be paid by cash. However, it incurs a charge of ₹100 plus applicable Goods and Services Tax (GST) at most banks in India. The addition of GST would thus lead to a total charge of ₹118. You can visit the nearest bank...

The car loan interest is calculated based on three variables - loan amount, tenure and interest rate. You can use the Car Loan EMI Calculator, which is available online, to calculate the interest. Just place the variables at their respective spaces....

Banks offer credit cards with varied credit limits based on the income and credit score of an applicant. Credit card spends attract interest if the cardholder fails to pay the dues in full. The interest is levied at 2.5%-3.5% per month, accumulating...

In an era where the customer is unanimously called ‘King’, the existence of zero percent offers on loans is no surprise. And when these offers are available on the daily need consumer durables such as washing machine, refrigerator, air...

Sometime ago, I met a friend who was recently divorced and was looking to begin a new chapter in her life. The first issue, she was facing, was how to access her bank account online, track her investments and pay bills. Since she was not familiar...

Expansion or say innovation is the answer to survive the fierce competition existing in every sphere of life these days. And more so in the world of business where everyone is fighting tooth and nail to step ahead of each other. To help businesses...