You tend to be on an emotional overdrive when you set out to buy a home of your dream. The decision to choose a home is emotional because it gives you a sense of security and social esteem, which you can't find with anything else. So often...
Read More1,2 or 3? How Many Credit Cards You Should Carry?
When it comes to deciding on the right number of credit cards to carry, it would not be wrong to say that there is no specific number that one should consider. However, as far as owning the multiple credit cards is concerned, it has its own...
Read MoreAvoid settlement of credit card debt to let your credit score unaffected
So often people encounter the situation of rising debt on their credit card due to excessive spending, which ultimately compels them to constantly default on the payment of bills. Guess what happens, the credit score worsens and makes individuals...
Read MoreCheck out EMIs and interest outgo on loan taken to buy latest LED TVs
It seems television makers have taken a leaf out of the car manufacturers' book by launching as many as 70 new models in 2016. Companies like LG, Panasonic, Croma, Sony, Intex and others have created a buzz in the television market space by...
Read MoreIs home loan overdraft facility a good option?
Home loan overdraft facility is good option, if you are very much sure that you will be able to save some extra money every month after paying the regular EMI. It will help in reducing the loan amount along with tenure. Under this facility, you can...
Read MoreClosing a home loan in few simple steps
Taking a home loan and repaying a home loan, both is tiring and time-consuming task. However, both gives you unlimited happiness and satisfaction of buying a home and finally owning a home on your name. Foreclosure of your home loan is always a...
Read MoreAn insight into Income Declaration Scheme
In the recent past, government has made many attempts to bring in the unaccounted and undisclosed black money into India. One of the attempts to achieve this was the introduction of the Income Declaration Scheme, 2016 in this Finance Bill,...
Read MoreIs it right time to switch your home loan? Read market trends first
In last two-three months, there are many financial institutions, which have cut their minimum lending rates by 15-25 basis points on the basis of recent change done by RBI. The latest change of the RBI has effected the lending rates in the home...
Read MoreBet on these top performing gold ETFs to bolster your mutual fund journey
Whenever we want to deploy our hard earned money, financial instruments such as fixed deposit and mutual fund come to the fore. While fixed deposit offers you interest at the rate of 7%-10% per annum, mutual fund on the other hand can provide you a...
Read MoreGo for home loan takeover to enjoy more benefits
If you have already taken a home loan from any of the bank or financial institution at a higher rate of interest, you can look for home loan transfer to any of the bank to lower the burden of your home loan. You can anytime switch your home loan...
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