Wishfin Blog

The change in the credit score depends on your credit-related activities. If you are applying for loans and credit cards frequently, the lenders would keep doing a hard credit enquiry. This would bring a change in the score in proportion to the... Read More

The credit score is a numeric representation of an individual’s creditworthiness. It indicates lenders about your repayment capability with respect to the credits you apply for. The timely repayment track boosts your credit score and helps... Read More

Specially designed home loans for government employees is another advantage that Indians get. SBI home loan for government employees is available at low interest rates starting from 8.70% per annum. To know more about this specially designed home... Read More

About Piramal Housing Finance Loan Against Property A loan against property is different from a housing loan. The former is taken against owned property but the other one is taken to purchase a new house or property. Piramal Housing Finance gives... Read More

Whenever we are stuck between hows & whys, a friendly shoulder gives us hope that there is always a way out. In terms of finances crisis, a good loan plays that role of a friend who helps us and IDFC First Bank is one of them. IDFC First Bank... Read More

Get easy business loans from IDFC First Bank to expand your business and increase the productivity. Both existing and new customers can apply for the loan. The loan is available for the maximum period of 48 months, which comes to you with flexible... Read More

Three friends Sachin, Saurav & Mitali met after a long time and started discussing their lives, career and finances. The discussion on finances revolved around investments and mutual funds came up for discussion. Sachin: My friend told me an... Read More

If we talk about GST, this in-direct tax has been levied by the Government on various Goods and Services. And, under the banking sector, a personal loan is one such product on which GST is applicable. The government collects the tax from various... Read More

Yes, you can insure your home loan. Almost all the banks and NBFCs give home loan insurance along with the loan. Some make it mandatory to get a home loan insurance from them but you can check if the lender is giving you the option to get it from... Read More

When it comes to a personal loan balance transfer, it is a process of transferring your existing outstanding personal loan balance from one loan provider to another, offering a lower interest rate. In simple words, now you just have to pay your EMIs... Read More