Wishfin Blog

The Insurance Regulatory and Development Authority of India (IRDAI) has proposed to rationalize and standardize the administration of group health insurance. These types of policies cater to both formal and informal sectors. You will get coverage at...

Buying your dream home depends on meeting the home loan eligibility norms set by the lender to do so. Of the norms, the ones related to your job matter immensely to lenders while taking a call in your case. How much you earn is just a preliminary...

NO RISK, No GAIN - a line that inspires many to take risks in their lives. While some succeed, some don’t while taking risks. Even then, there’s no harm in taking calculated risks. You can take the same with regard to finances too to earn more...

The Reserve Bank of India (RBI) has introduced fresh rules regarding debit and credit cards for banks and NBFCs to meet. Failing to comply with these norms would lead to penalities for banks and non-banking finance companies (NBFCs). Now, NBFCs can...

Paying the loan EMIs on time will help you in more ways than one. It relieves you from late payment charges and keeps you in the good books of both lenders and credit bureaus. You get the luxury of a good credit score that boosts the scope for...

Internet banking has made it easier for us to handle savings accounts. Now, you don’t need to visit any branch for your requests. So, if you have changed your mobile number, email address or home address, you can update your KYC on the bank’s...

Home loan interest rates, which have been declining ever since 2019, have started rising with banks such as State Bank of India (SBI) and Bank of Baroda (BoB) hiking rates. Both these banks have increased the interest rates of borrowers servicing...

Buying health insurance means 360-degree coverage for medical expenses. But does your health insurance cover alternative treatment? If you don’t know, check the policy document. ​Not all policies provide you the same. So, you must read the...

We love credit card shopping and the benefits it offers - discounts, cashback, rewards, etc. Saving is obvious with these features. But as everything has a certain limit, these have limits too. We get fascinated by the number but somewhat ignore...

Many parents like you must be wondering what to do to ensure a smooth journey for their kids. Nothing comes easy, be it higher studies or the marriage of your kids. Inflation makes it even stiffer without strong investment plans in place. There are...