Wishfin Blog

When it comes to settlement, be it for credit card or loan, it definitely has a negative effect on your credit score as well as your credit history. But you don’t need to worry at all as with the help of some effective methods, you can repair your... Read More

Yes, a credit card bill can be paid by cash. However, it incurs a charge of ₹100 plus applicable Goods and Services Tax (GST) at most banks in India. The addition of GST would thus lead to a total charge of ₹118. You can visit the nearest bank... Read More

The car loan interest is calculated based on three variables - loan amount, tenure and interest rate. You can use the Car Loan EMI Calculator, which is available online, to calculate the interest. Just place the variables at their respective spaces.... Read More

Banks offer credit cards with varied credit limits based on the income and credit score of an applicant. Credit card spends attract interest if the cardholder fails to pay the dues in full. The interest is levied at 2.5%-3.5% per month, accumulating... Read More

In an era where the customer is unanimously called ‘King’, the existence of zero percent offers on loans is no surprise. And when these offers are available on the daily need consumer durables such as washing machine, refrigerator, air... Read More

Sometime ago, I met a friend who was recently divorced and was looking to begin a new chapter in her life. The first issue, she was facing, was how to access her bank account online, track her investments and pay bills. Since she was not familiar... Read More

Expansion or say innovation is the answer to survive the fierce competition existing in every sphere of life these days. And more so in the world of business where everyone is fighting tooth and nail to step ahead of each other. To help businesses... Read More

People are always using age as an excuse to not set out to achieve their goals in life. We are either too young or too old to work on our dreams. Owing to this mental barrier many people let their dreams - both personal and financial - go... Read More

Many a times we get carried away by the success achieved by our peers or by young achievers and want to replicate their path. We tend to think that all this has come easily as we miss the hard-work and the perseverance that has helped them reach... Read More

Louis Pasteur, French chemist and biologist, is one of the founders of preventive medicine. `Pasteur’s work continues to save millions of lives around the world even today. But the man known for his discoveries of the principles of vaccination,... Read More