Wishfin Blog

How to Increase CIBIL Score After Settlement?

FAQs119 views

When it comes to settlement, be it for credit card or loan, it definitely has a negative effect on your credit score as well as your credit history. But you don’t need to worry at all as with the help of some effective methods, you can repair your... Read More

Can Credit Card Bill be Paid by Cash?

FAQs91 views

Yes, a credit card bill can be paid by cash. However, it incurs a charge of ₹100 plus applicable Goods and Services Tax (GST) at most banks in India. The addition of GST would thus lead to a total charge of ₹118. You can visit the nearest bank... Read More

How Car Loan Interest is Calculated?

FAQs85 views

The car loan interest is calculated based on three variables - loan amount, tenure and interest rate. You can use the Car Loan EMI Calculator, which is available online, to calculate the interest. Just place the variables at their respective spaces.... Read More

How Credit Cards Make Money?

FAQs62 views

Banks offer credit cards with varied credit limits based on the income and credit score of an applicant. Credit card spends attract interest if the cardholder fails to pay the dues in full. The interest is levied at 2.5%-3.5% per month, accumulating... Read More

Free CIBIL Score
Personal Loan Interest Rates April 2019
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank11.50% - 18.00%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates April 2019
State Bank of India/SBI8.60% - 9.35%
HDFC8.70% - 9.65%
LIC Housing8.95% - 9.15%
PNB Housing Finance9.00% - 13.00%
Piramal Capital & Housing Finance8.85% - 8.95%
ICICI Bank9.05% - 9.25%
Bank of Baroda8.65% - 9.65%
Axis Bank8.85% - 9.10%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 14.00%