Wishfin Blog

In this new era of development, everyone comes up with innovative thoughts and ideas. But due to scarcity of funds some ideas are dumped and are not carried forward. People also plan for new businesses and new startups, but the financial conditions... Read More

Getting a Personal Loan is highly dependent upon on your Credit Score. So, if your Personal Loan application has been rejected due to a low score (below 700), don’t keep applying for a Personal Loan repeatedly with different banks (as this may... Read More

NO! It is not mandatory to take insurance for a personal loan. I thought of telling you this straight away unlike the executives from different banks and financial institutions who won’t.  Instead, it may be possible that the executives... Read More

Get a Startup Business Loan Without Collateral - Many new ideas for businesses comes to an end when there is a scarcity of funds. Nowadays, many youngsters lose new opportunities when the financial support in the business is lacking. Therefore, you... Read More

Firstly, both hybrid funds and fixed income funds invest in fixed income instruments but in different proportions. While fixed income funds put nearly 80%-90% of the corpus in fixed income instruments such as bonds, debentures, treasury bills,... Read More

Business Loan Without ITR - Nowadays the emergence of small scale business is at boom. Everyone has unique thoughts and ideas of new business plans but their plans get disturbed once there is a shortage of funds. Before starting any business an... Read More

Let's answer it straightaway - It is not mandatory to take insurance for a home loan. If a bank executive is forcing you to accept an insurance plan for your home loan, you can complain about it to the customer care executive or senior bank... Read More

Now, how do we determine what is affordable housing? Affordability can be perceived differently by different people depending on their budgets and income. As per the government notification, affordable homes are those housing units whose stamp... Read More

In our culture, people believe that a new home is more than a new asset - it is an auspicious milestone, that brings good fortune to the family. The tax breaks announced by the government recently, ensure this holds true - you can save more than... Read More

Mutual funds, a pool of money collected from several investors to serve the common investment goal, are broadly categorized into equity, debt and hybrid schemes. Out of these three, equity and hybrid are comparable because both invest a significant... Read More