Choosing the best credit card requires careful consideration to align your financial needs and lifestyle with the features offered. So, start assessing your spending habits, as different cards cater to diverse categories such as travel, rewards, or...
Read MoreChoose best performing mutual fund at less expense ratio for good returns
Whenever discussion happens on mutual fund, Net Asset Value (NAV) takes much of the focus. While choosing the mutual fund, one generally tracks the NAV performance over a period of say 1-5 years. But hardly anyone bothers to look how expense ratio...
Read MoreManage your credit card spends effectively to boost your CIBIL score
Your CIBIL score impacts loan approval. Higher score, better approval chances; lower score, higher rejection risk. Manage credit utilisation by spreading spending across cards to boost your score. Here we have tips for effective credit utilisation...
Read MorePPF Vs Fixed Deposit: Which will win the money battle?
This is a long battle, which is still continued between these two preferred modes of saving. Investors are always confused between these two modes of savings either to invest in Public Provident Fund (PPF) or Fixed Deposit (FD) for gaining higher...
Read MoreDividend or Growth-Which mutual fund investment option should you choose?
After reading a wide range of schemes, you finally decide to take one mutual fund after assessing your risk profile, return profile and comparing the performance of different funds. But even after selecting the mutual fund, you started pondering...
Read MoreCredit card or consumer durable loan for budget refrigerators
Don't have the cash to buy even the budget refrigerators? Get started with credit card or consumer durable loan to serve your purpose. At a time when cashless economy is on the upswing, banks and non-banking finance companies are coming up with...
Read MoreShould you invest in fixed deposit or not? Take your stand!
Investing in fixed deposit for gaining better returns and benefits is a common practice among people. You can invest in any of the fixed deposit to get higher interest and better returns. You can choose a period of minimum seven days to maximum...
Read MoreIncome fund or Fixed deposit, Which scores better?
One should always look to strengthen their financial portfolio by carefully dividing the investments across various categories such as fixed deposit, mutual fund, life insurance, postal deposits, savings bank deposits and others. Each investment...
Read MoreAvoid reckless spending to reap benefits of higher credit limit on credit card
The first thing that comes across the mind with credit card is the splurge temptations that prompt you to purchase everything from the cashless instrument. Yes, credit card does allow you to do a variety of things such as paying your utility bills,...
Read MoreIndex funds vs actively managed funds- Which should you opt for?
Mutual funds are a great medium to grow your money with the help of fund managers who cut out the risk element by diversifying your investment across securities such as stocks, bonds, etc. Not only you receive good return but also the risks get...
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