Wishfin Blog

Credit card has become a major financial tool across the world. More and more people are having credit cards. There are many people, who have more than one card issued on their name. Although credit cards are gaining popularity among the Indian...

Forgetting your credit card due dates may harm your savings and affect your financial plans too. When you make late payments to your creditor, you will pay late fee along with your credit card debt. This way you end up paying more money on the same...

The smart use of credit card is really important to deal with mounting debt. Because of your other financial liabilities, it is not really feasible to make all the payments in one go and clear the long outstanding amounts every time. This situation...

Credit card is one of the most beneficial and useful tool to increase your financial convenience. It comes with various offers and benefits to give you advantages on your spending. These cards offer you advantages such as increased purchasing power,...

It doesn't matter how much loan or debt you have on your name, but making a goal to get out of these debts is a big thing to achieve. To achieve your goal you should apply right kind of strategies and plans to pay off your debt. Most of the people...

I remember being hired for my first job. It was a college campus placement and I was really proud of myself since I was one amongst the few people who were selected for the job. We were given appointment letters showing CTC as INR 240,000. I was...

Budget 2016 has come out with a whooping change on the taxability of retirement benefits and the whole nation has evoked strong opposition towards it. Before deep diving into the proposal, let us find out what the existing law states. Existing...

In my first series, I had discussed on the ways to save taxes by restructuring the CTC. In this series, I have focused on other deductions available to a salaried individual and how you can save taxes under other heads, namely, House Property,...

Being a Tax Consultant, I keep getting this question from relatives and friends- “How can I save my tax?” I am sure many of us face this question while deciding on our CTC with the employers. Is tax planning that simple? Well, I have...

Booking a hotel room seems really simple as there are plenty of websites and travelling sites which offer different hotel stay packages for all kinds of travelers. Does it really that simple? Finalizing a destination, searching a hotel online,...