Simple. Quick. Secure. Personal Loans!

  • Instant Instant Approval
  • EMI EMI @ Rs. 2149/lac onwards
  • ROI ROI as low as 10.50%
  • Loan Loan Up to Rs. 40 Lacs
  • Easy Documentation Easy Documentation
  • Part Payment Option Part Payment Option also available
  • Special offer Special offer on Balance Transfer

Please tell us a bit about yourself

HDFC Personal loan details:

Interest Rates 10.50% - 21%
Processing Fee Upto 2.5%
Foreclosure charges Nil - 4.00%
Repayment 5 Years
Loan Amount As per Eligibility
Min. Income 30000 per month
Part Payment Facility Yes, available

Note: * Applicable for Super A, CAT A , CAT B & CAT C companies only

Personal Loan Balance Transfer Offers

You can reduce your EMIs by transferring existing personal loan to HDFC bank.

Interest rate for balance transfer schemes starts from as low as 12.99%*.

Lowest processing fees of just Rs.999/- is applicable.

Eligibility Criteria for HDFC Bank Personal Loan
Age of Applicant Min-21 years ; Max-60 years.
No. of years in employment 2 years & above
Current Experience 1 year & above
Net Monthly Income Rs. 15,000/- & above (CAT-A companies) Rs. 20,000/- & above (Non-listed companies)
Loan Amount offered by HDFC Bank
Minimum Funding Rs. 50,000/-
Maximum Funding Rs. 15,00,000/-
Loan Tenure offered by HDFC Bank
Minimum Tenure 12 months
Maximum Tenure 60 months
Turn Around Time of HDFC Bank Personal Loan
Salary below Rs. 75,000 5 - 7 working .
Salary above Rs. 75,000 working days (48 hours)
Processing Fee of HDFC Bank Personal Loan
Salary account holder 0%(*Valid for Logins Till 16th August)
Non - salary account holder 0%(*Valid for Logins Till 16th August)
Prepayment Charges of HDFC Bank Personal Loan
Foreclosure Charges 4% of outstanding principal (Can be foreclosed after 1yr only)
Salary available for making EMI's
Upto Rs. 25,000 p.m 35% of salary is considered
Bet Rs. 25,000 to Rs. 50,000 p.m. 40% of salary is considered
Above Rs. 50,000 p.m 45% - 50% of salary is considered
Documents Required for HDFC Bank Personal Loan
Identity Proof Passport/ driving license/PAN card/ Photo credit card (with embossed Signature and last two months statement)/ banker's sign verification
Age Proof PAN Card/ Passport/ Driving Licence/ School leaving certificate/ Voter's card/ Birth Certificate/ LIC policy (only for age Proof).
Address Proof Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements)
Income Proof Latest salary slip/current dated salary Certificate with latest form 16
Job Continuity Proof Form 16/relieving letter/appointment Letter (for last two months)
Banking History Bank statements of latest 2 months/ 3 months bank passbook

Part Payment Facility:

  • Part-payment will be allowed subject to loan tenure of 12 EMIs being completed i.e. Post 12 EMIs
  • Part payment will be allowed maximum twice during the entire tenure of the loan
  • Part payment is allowed only once a year.
  • At any point of time, each part payment will not exceed 25% of Principal Outstanding.
  • For accessing APR Calculator Navigate to Loans section on the page. https://www.hdfcbank.com/personal/tools-and-calculators#/Footer