Simple. Quick. Secure. Personal Loans!

  • InstantInstant Approval
  • EMIEMI @ Rs. 2162/lac onwards
  • ROIROI as low as 10.75%
  • LoanLoan Up to Rs. 40 Lacs
  • Easy DocumentationEasy Documentation
  • Part Payment OptionPart Payment Option also available
  • Special offerSpecial offer on Balance Transfer

Please tell us a bit about yourself

HDFC Personal loan details:

Interest Rates10.75% - 20.99%
Processing FeeUpto 2.5%
Foreclosure chargesNil - 4.00%
Repayment5 Years
Loan AmountAs per Eligibility
Min. Income30000 per month
Part Payment FacilityYes, available

Note: * Applicable for Super A, CAT A , CAT B & CAT C companies only

Personal Loan Balance Transfer Offers

You can reduce your EMIs by transferring existing personal loan to HDFC bank.

Interest rate for balance transfer schemes starts from as low as 12.99%*.

Lowest processing fees of just Rs.999/- is applicable.

Eligibility Criteria for HDFC Bank Personal Loan
Age of ApplicantMin-21 years ; Max-60 years.
No. of years in employment2 years & above
Current Experience1 year & above
Net Monthly IncomeRs. 15,000/- & above (CAT-A companies) Rs. 20,000/- & above (Non-listed companies)
Loan Amount offered by HDFC Bank
Minimum FundingRs. 50,000/-
Maximum FundingRs. 15,00,000/-
Loan Tenure offered by HDFC Bank
Minimum Tenure12 months
Maximum Tenure60 months
Turn Around Time of HDFC Bank Personal Loan
Salary below Rs. 75,0005 - 7 working .
Salary above Rs. 75,000working days (48 hours)
Processing Fee of HDFC Bank Personal Loan
Salary account holder0%(*Valid for Logins Till 16th August)
Non - salary account holder0%(*Valid for Logins Till 16th August)
Prepayment Charges of HDFC Bank Personal Loan
Foreclosure Charges4% of outstanding principal (Can be foreclosed after 1yr only)
Salary available for making EMI's
Upto Rs. 25,000 p.m35% of salary is considered
Bet Rs. 25,000 to Rs. 50,000 p.m.40% of salary is considered
Above Rs. 50,000 p.m45% - 50% of salary is considered
Documents Required for HDFC Bank Personal Loan
Identity ProofPassport/ driving license/PAN card/ Photo credit card (with embossed Signature and last two months statement)/ banker's sign verification
Age ProofPAN Card/ Passport/ Driving Licence/ School leaving certificate/ Voter's card/ Birth Certificate/ LIC policy (only for age Proof).
Address ProofPassport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements)
Income ProofLatest salary slip/current dated salary Certificate with latest form 16
Job Continuity ProofForm 16/relieving letter/appointment Letter (for last two months)
Banking HistoryBank statements of latest 2 months/ 3 months bank passbook

Part Payment Facility:

  • Part-payment will be allowed subject to loan tenure of 12 EMIs being completed i.e. Post 12 EMIs
  • Part payment will be allowed maximum twice during the entire tenure of the loan
  • Part payment is allowed only once a year.
  • At any point of time, each part payment will not exceed 25% of Principal Outstanding.