Canara Bank Ahmedabad

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About  Canara Bank

Canara bank is one of the leading banks in India that was set up in 1906. The bank was set up in Mangalore, a small town in the state of Karnataka. The bank has been established more than a century ago. The bank has outgrown since its first branch was established and now the network has spread all across the country. The bank has many branches opened in the city of Ahmedabad to serve the various section of people in the city. Also, it is one of the important destination in terms of investment and businesses is the main occupation of the people living in the town. Canara bank offers the financial security to all these companies and businesses.

Canara bank is a customer- centric bank which has served the people of the country for more than 100 years and still continues to be the best when it comes to customer satisfaction. All their products are modeled according to the needs of the customer and it offers its quality service to all sections of the society. Its aim is to a preferred bank globally and enhances the money of its customer and shareholders by maintaining the world- class operational efficiency. The bank desires to continue the smooth functioning and keep improving with time with the help of latest technology.

Address of Canara Bank Branches in Ahmedabad

Branch Name AddressIFSC Code MICR Contact Details   
Naroda, AhmedabadSurvey No.391395, , Near G.D.High School , Bus Stand Ahmedabad 382346 GujaratCNRB0000173380015007079-22822898
Paldi, Ahmedabad23b, Brahma Kshatriya Society , Shantivan, Narayan Nagar Road, , Paldi, Ahmedabad 380007 GujaratCNRB0000174380015010079-26644163
Kankaria, Ahmedabad78, Bharat Society, , Ved Mandir Road, Kankaria, , Ahmedabad 380022 ,CNRB0000175380015008079-25452765
Sharda Society, Ahmedabad1, Girikunj Coop Hsng Society, , New Sharada Main Road, , Ahmedabad 380007 GujaratCNRB0000176380015011079-26602790
?foreign Department, Ahmedabad4th Floor, A Wing, Navdeep Building, Ashram Road, Ahmedabad - 380014CNRB0000269380015017079 - 7540892
Ahmedabad NavrangpuraPb No.4035, Near Police Station, Navarangpura, , Ahmedabad - 380009CNRB0000280380015013079-6440292
Old Sachivalaya, AhmedabadAzad Society, P.O., , Old Sachivalaya, , Ahmedabad 380015CNRB0000281380015016079-26303242
Ahmedabad ManinagarP B No.9012, Avishanand Apts, , Plot No.117/1 T.P, Sch.No.4, , Behind Sindhi Market, Ahmedabad 8CNRB0000282380015009079 - 5469125
Revdi Bazar, AhmedabadPost Box No.1083, Revdi Bazar, , Ahmedabad 380002CNRB0000301380015006079-2143827
Ahmedabad Bhadra (MAIN)Krishna House, Opp.Advance Cine, Post Bag No.192, Bhadra, , Ahmedabad 380001CNRB0000317380015003079 - 5507535
NaranpuraAhmedabad Naranpura, 3b Shivshankar Society, , Amikunj Bus Stop, Naranpura, Ahmedabad 380013CNRB0000981380015014079-26574564
Ashram Road, AhmedabadPb No.4101, Narayan Chambers Near Nehru bridge, Ashram Rd Ahmedabad - 380009CNRB0001321380015012079-26579619
Ahmedabad SabarmatiNear Panchsheel Hospital, Highway, Sabarmati, Ahmedabad 380005CNRB0001414380015015079 - 7506865
Capital MarketNarayana Chamber, , Ground Floor, Ashram Road, Ahmedabad - 380009CNRB0002496380015018079-26578837

Products Offered by the Canara Bank in Ahmedabad

Canara bank has the experience of more than 100 years in customer satisfaction. It provides all types of products and services that help the customer to meet all their requirements. The different types of products like home loan, personal loan, gold loan, loan against property, vehicle loan etc are provided in all the branches of Canara bank. To increase your money it opens the fixed deposit account and makes sure that your money is safe and you get the high return on the deposit money. It is one of the best options for all the banking solutions.

Basic details about Canara Bank products

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanThe age of the applicant should be between 18 - 65 years

Salaried individuals with minimum 3 years experience

Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years
For salaried Individuals - Up to 4 years gross salary
Self-Employed Individuals & Business person- Up to 4 years gross annual income

For repairs & renovations - Up to ₹ 15 lacs
8.45% - 8.65%0.50% of the loan amountUp to 30 years or until attaining age of 70 years
Personal LoanPermanent employees of reputed PSUs and Joint Stock Companies
Confirmed Central / State Government officials
Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities

The salary account of the employee should be maintained with the branch
The minimum net salary should not be less than 25% or Rs.10,000/- per month whichever is higher
Salaried - 6 month’s gross salary or ₹ 3,00,000 whichever is lower10.70% - 13.70%0.5% of the loan amountUp to 5 years
Vehicle LoanEligible Segments - Individuals, professionals, reputed firms and companies

Minimum annual gross salary of the individuals should ₹ 3 lacs

The non-individuals candidates should have minimum gross income of ₹ 3 lacs per month
New Car - No maximum limit

Used Car - 75% of the agreed value
8.70% - 9.35%0.25% of the loan amountFor new vehicles - 7 years

For used vehicles - 5 years
Loan Against PropertyExisting customers having satisfactory dealing with the bank

New customers with healthy credit history
Up to 50% of the property value or maximum ₹ 10 crores9.95 - 14.90% p.a.1% of the loan amountUp to 7 years
Gold LoanExisting Saving Bank customers or new customers properly introducedMinimum - ₹ 10,00,000

Maximum - ₹ 10,00,000
11.75% p.a.1% of the loan amountWithin 12 months
Fixed DepositIndividual
Joint (max. 4 people)
A guardian on behalf of a minor
HUF
Partnership Firm
A company
Association or any other Institution
Minimum - ₹ 1,000
Maximum - No predetermined limit
4.20% - 7.10%-15 days - 10 years

7 days - 14 days only on single deposit of ₹ 5 lakhs & above

Documents Required

The documents required by Canara Bank Ahmedabad for different products are mentioned in the table below:

ProductsDocuments Required
ProductLoan Application with 2 passport size photos of applicant / guarantor
Sale Deed
Agreement for Sale
Copy of the approved plan for the proposed construction/extension/addition
Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect
Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
Salary Certificate and Form No.16 (in case of salaried persons)
IT Returns filed for the past two years (in case of non-salaried persons)
A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
Balance Sheet and P&L Account for the past three years (in case of self-employed)
Home LoanLoan Application with 2 copies of passport size photographs
Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years.
Co-obligation
Pronote /Pro-note Covering Letter
Personal LoanProof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Proof of Income: Latest salary slip with form 16 Audited balance sheet, Profit & Loss Account for latest two years/ Have a minimum turnover of ₹  4,50,000 per annum/ Audited balance sheet, Profit & Loss Account for latest two years and the latest 2 years IT returns of the company/ Latest ITR
Bank Statement: Last 6 months
Vehicle LoanDuly filled Loan Application with passport size photographs - 2 copies each
Copy of lease deed
Income proof of the applicant and guarantor Income Tax Assessment Order / IT Returns
Title deeds of the property / EC, latest tax paid receipt / Legal Scrutiny Report
Approved plan of building
Certificate of balance if finance is availed against property from any other source
Annual Financial Statements for the past 2 years (in case of persons other than salaried individuals)
Loan Against PropertyApplication for Swarna Loan
Certificate by the Jewel Appraiser
Salary Certificate and Form No.16 / Income Proof
Gold LoansApplication form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card)
2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.
Fixed DepositApplication form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card)
2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.

 

 

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