Articles

Today, there are different kinds of loans (secured and unsecured) available for your needs. At the same time, an individual needs to repay the loan within a fixed loan tenure, and during this process, he or she can have a massive EMI and Interest...

The reliance on loans is high when we don’t have adequate savings to meet our needs or deal with financial emergencies. But it comes as a rude shock to many whose loan applications are rejected by the lender. If there’s a financial emergency,...

The baby steps you take by investing in small amounts, in the beginning, lay the foundation of a strong financial future. As time goes on, you will most likely accelerate your investment and increase the possibility of more corpus over time....

When individuals face monetary needs, they usually go for loans if they don’t have savings with themselves. Loans are mainly of two types - Secured and Unsecured. But before going for any kind of loan, customers want to know the answer to this...

People take two types of loans - Unsecured (Personal Loan) and Secured (Home Loan, Gold Loan, Loan Against Securities such as Mutual Funds, Bonds, etc.) - to meet their needs and deal with financial emergencies. The basic difference between these...

If you are reading this post, you must be looking for loans that you can pay over 1-5 years. In other words, you are looking for short term loans to meet your needs. Now, that need can’t be buying a home as a home loan, which many take to do so,...

Banks trust salaried more than non-salaried largely because the former can have a better flow of income compared to the latter whose income can be irregular. No bank likes to bear the loss resulting from the pile of bad debts i.e. Non-performing...

To meet our needs and deal with any financial emergency, we have the option of taking different kinds of loans (personal loan, home loan, car loan, etc.). But what will you do if you already have a loan and still in need of some urgent funds? Well,...

Lenders do carry out due diligence before approving a loan in India. The due diligence is part of their job to ensure the individual taking loans is a creditworthy one and can repay the debt on time. A large pile of bad debt caused by non-payment of...

All secured loans have one thing in common - security or collateral that you need to submit to the lender to get them. Secured loans can be home loans, loan against property, gold loans, etc. While a home loan and loan against property are granted...