Many times lenders reject a loan application on grounds that the gap between two credit applications is not much. Inevitably, the credit score would have reduced if you have faced rejection earlier. And when you apply for a new loan quickly, the...
Read MoreDifferent Loan and Investment Calculators
During your life, you must have or may come across different financial products. These products can be related to the loan (personal loan, home loan, gold loan, etc.), Investment (Fixed Deposit, Mutual Fund, etc.) or Credit Card. All these products...
Read MoreNomination Facility for Different Financial Products
In our country, individuals save and invest money in a range of financial products. For example, people diligently save their hard-earned money via Savings Bank Account, Fixed Deposit (FD), Recurring Deposit (RD), Employee Provident Fund (EPF), etc,...
Read MorePersonal Loan vs EPFO – Which Should You Use for Marriage Expenses?
Marriage is the most anticipated moment in your life. And to make this auspicious occasion special, you may require funds if you do not have the required hard cash with you. You cannot estimate the exact cost of a wedding with the fluctuating rates....
Read MoreWhat to Do If Existing Loan Obligations Constitute 50% of Your In-hand Income?
Your financial state changes drastically after you take a loan as you will be paying a fixed installment every month for the time it is taken. Your saving remains lower from the time when you didn’t have to pay any loan installments. It can reduce...
Read MoreDifferent Financial Terminologies and Their Significance
While taking tips to manage your finances, you may come across some common terminologies that you find a bit difficult to understand. These terms can be related to a loan, investment, or insurance. And whether you know it or not, these terms possess...
Read MoreThings to Do in COVID Times to Stay Financially Strong
As COVID-19 cases in India have surged past the 1 million mark and show no signs of abating anytime soon, both mental and financial scars have become prominent for many salaried and self-employed across the country. The latest survey from the...
Read MoreEverything about Loan, Credit Card and Mutual Fund Account Statements
We are living in a time where we have a wide range of financial products at our disposal, such as Loans, Credit Cards, Investments in the form of Mutual Funds, Shares, etc. And some people are using one or more than one such product at a time. While...
Read MoreHow to Identify a Good Loan and a Bad Loan?
A loan makes things possible when they look very hard to achieve at the face of ‘NO’ to very little savings. From a consumer durable to a home, everything is getting bought with a loan these days. Numerous banks and non-banking finance companies...
Read MoreThings to Consider When Taking a Loan Against Credit Card
The possibility of an individual not needing funds at some point in his or her life is quite low; almost everybody faces financial needs in their lives. To meet financial needs, banks provide several kinds of loans to individuals. But sometimes, the...
Read More