Articles

A loan helps individuals in fulfilling their different financial needs. Be it buying a house, car, the latest smartphone in the market or any other thing, the answer to any need for funds is a loan if you don’t have sufficient savings with you....

To simplify the overall process of filing the income tax returns for individual taxpayers, the Central Board of Direct Taxes (CBDT) has introduced a new Form 26AS. According to the CBDT, the new Form 26AS will bring transparency for the taxpayers...

How do debts increase on my credit card? It could be due to high interest rates of 2.5%-3.5% per month on revolving credit. This goes up to 30%-45% a year and makes a big hole in your pocket. Remember, there’s no interest on a credit card if you...

Achieving financial independence is vital to withstand uncertain times successfully. Individuals having less debts, high savings and investments in the right assets will most likely live a tension-free financial life. But many owing to indiscipline,...

When you are in an extreme need for cash, the easiest option for you is to take a personal loan. You can get the loan without any collateral if you have a good income and credit history. The loan can be used for various purposes such as wedding,...

Unsecured loans are a less risky option for you compared to a secured loan. Because you can’t lose any assets if you can't repay the loan. The loan is not secured against a property or any other collateral, unlike secured loans. Plus, many lenders...

You never plan to borrow multiple loans, it's the situation that puts you in it whether due to an illness of the family member, leaking of the roof, or any unknown financial needs. If you have multiple loans now and don’t know how to pay them...

Lenders pull your credit report before providing you a loan or credit card. Ever wondered what they try to figure out by checking the credit report? Well, there are 3 C’s of credit that lenders try to figure out. These 3 C’s of Credit are...

To many, financially strong means earning high. And they are right to a greater extent, but not entirely. A high five or six-digit salary amount does look impressive on paper. But if not managed properly, all that feels negligible. On the other...

What is a Secured loan? Do I get upto 100% loan amount on availing a Secured Loan? What is the Loan-to-value (LTV) ratio of secured loans? These are some pretty common questions asked by individuals who are looking to fulfill their different...