Articles

There are many individuals who withdraw cash using their credit card in case of an emergency. It is good to have some cash in an emergency but frequent withdrawals from your credit card might become a trap for you. It includes certain charges that... Read More

There are many individuals across India who have earned thousands of reward points in their accounts through SBI Credit Cards but they don’t know how to redeem them. So, in this article, you can see various ways through which you can Redeem SBI... Read More

Reward Points are one of the major reasons why an individual prefers a credit card. On every transaction, you earn reward points and they are accumulated in your account. Later on, you can redeem those reward points by paying your credit card bills... Read More

Most of the banks check the salary and the Cibil Score of an individual before issuing a credit card. They want a Cibil Score of at least 750 and above in order to give quick approval to the applicant. But if in case you have a poor Cibil Score... Read More

The State Bank of India offers different credit cards that usually have a lot of offers and discount. Due to many offers and deals, most of the individuals use their maximum credit limit but they are unable to pay the whole bill on time. So, they... Read More

Yes, it is possible to get a loan from two banks at the same time provided you earn high enough to pay the two loans. Besides income, other factors such as credit score, hard credit enquiries, fixed obligations, if any, will also matter. So, if you... Read More

At a time when there are loans for everything, it’s not a surprise to see someone having more than one credit. Multiple debts mean different repayment structures and require financial discipline from borrowers. Otherwise, if a default takes place,... Read More

Having a fair idea of the loan amount you could get from banks and financial institutions in advance helps you in more ways than one. It helps you plan your loan better and meet your needs without any fuss. But how could you know the loan amount you... Read More

There are a lot of credit card users in India who prefer it for shopping and enjoying a high credit limit. But there are some individuals who have a credit card and they make unplanned use of that card. It creates a huge debt on the users and it... Read More

When disbursing a loan or issuing a credit card, lenders check the background of applicants to assess their eligibility for credits. They check their income, workplace, age, and a whole lot of stuff. But the first thing they see is their credit... Read More