Articles

Defaulting on your ongoing loan or credit card payment can worsen your credit history and decrease your creditworthiness. The credit score will most likely be poor and make lenders reject your credit applications. But does it hold true for all the...

This Festive Season is quite different from the earlier ones given the hardships most of us have gone through due to the ongoing COVID-19 pandemic. A lot of people have lost jobs or are facing salary cuts, making their day-to-day life a 'Battle' in...

Wondering whether you can get a personal loan since you are already paying a home loan? Well, you can get the same! Lenders offer a personal loan to individuals having a home loan or any other debt. But what yardstick will the lender apply to decide...

What is that one thing that impresses lenders the most when they review a personal loan application? Is it the income of the applicant, his/her workplace or something else? Well, lenders do scrutinize income and workplace before approving a personal...

Today, you can get a loan for buying even consumer durables, far away from the time when loans were for just a few things. Similarly, people are increasingly using credit cards for travelling and shopping. What's more, they can get a loan against a...

A credit card enables so many things for individuals from booking their travel tickets to letting them enjoy the meals of restaurants. Besides, it saves for you with rewards, discounts and cashbacks on your transactions. What if we tell you can get...

The lack of credit awareness makes many go for a loan that does not help them much over time. Such loans may help meet their needs but pile on the cost for them in return. As a result, many go on to either default on loan payments or end up paying...

Small things, if done properly, help one accomplish big things in life. If we consider a home loan as the big thing, which actually is, small things would be the banking deposits that could enable the former. A home loan is big considering the...

Achieving financial independence is critical to withstand the challenges posed by inflation and uncertainties we face these days. Having such independence means high income, less to ZERO debt, and adequate insurance cover. But carrying financial...

Refinancing means taking one loan over another, getting the interest rate changed, or paying the bulk of the principal outstanding. Like a fresh loan, it also helps individuals meet their respective financial needs. There are different loan...