The country is recovering slowly from the financial turmoil caused by COVID-19. It’s the month of October and everyone is hoping for good things over the next few months. The reason: Festive Season is around the corner and experts are hoping that...
Read MoreWhy Should You Avoid a Moratorium on Loan Payments?
Banks have started responding to the latest directives issued by the Reserve Bank of India (RBI) asking lenders to restructure loans of borrowers facing loan payment issues due to COVID-related stress. Top banks like SBI, HDFC Bank and ICICI Bank...
Read MoreCredit Habits to Implement for a Smooth Loan & Credit Card Journey
A loan or credit card when handled with care brings optimum results for an individual. Not only do you fulfill your needs easily, but you also pay less. It is like a win-win situation for you! But when you go the other way round and commit a credit...
Read MoreDifferences Between a Savings Account and a Current Account
Having a Bank Account is one of the primary needs of people these days. A bank account helps individuals keep the money safely there and carry transactions through the same. There are basically two types of bank accounts that you can open - a...
Read MoreHow to Approach After a Personal Loan or Credit Card Debt Settlement?
Sometimes our weak financial conditions make us skip our loan or credit card payments. If you recover quickly, you can control the situation. Else you could go on to default. Defaulting on home loan payments can make you lose your home at worst. But...
Read MoreWhat are the 3 types of Mortgages?
If we were to make a list of most popular secured loans, it would be no brainer to guess the top place - Mortgage Loans. The reason behind their wide popularity is the ease and convenience with which customers can get the required loan amount for...
Read MoreSukanya Samriddhi Yojana
The Government of India has introduced a savings scheme to benefit girl children under the campaign of “Beti Bachao – Beti Padhao” through Sukanya Samriddhi Yojana. In this scheme, the parent or the guardian of the girl child aged 10 years and...
Read MoreHow Does the EMI Work in Different Loans?
When applying for a loan, one often focuses on getting a lower rate of interest so that the overall outgo is reduced to the maximum extent. The outgo happens through Equated Monthly Installments (EMIs), a portion of both principal and interest...
Read MoreBenefits of Paying Different Loans Early
Individuals face different kinds of needs and require funds to fulfill them. In such situations, a loan is all they need. Lenders provide the required money to borrowers through different loans that they can repay via monthly installments. Every...
Read MoreReasons Why Lenders Can Reject Your Loan Application
Nobody wants to face rejection when they are looking for a loan to fulfill their various needs. Lenders provide different kinds of loans to customers that include personal loans, home loans, gold loans, etc. A rejection from lenders means you will...
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