FAQ

Why GST on Personal Loan

FAQ

If we talk about GST, this in-direct tax has been levied by the Government on various Goods and Services. And, under the banking sector, a personal loan is one such product on which GST is applicable. The government collects the tax from various... Read More

Can home loan be insured?

FAQ

Yes, you can insure your home loan. Almost all the banks and NBFCs give home loan insurance along with the loan. Some make it mandatory to get a home loan insurance from them but you can check if the lender is giving you the option to get it from... Read More

How Personal Loan Balance Transfer Works?

FAQ

When it comes to a personal loan balance transfer, it is a process of transferring your existing outstanding personal loan balance from one loan provider to another, offering a lower interest rate. In simple words, now you just have to pay your EMIs... Read More

How Credit Card Industry Works?

FAQ

The credit card industry basically involves four participants - banks, merchant establishments (online and offline stores), payment processing networks such as VISA, Mastercard, and customers. The process starts with the customer making a purchase,... Read More

Can CIBIL defaulter get Home Loan?

FAQ

A home loan is given on the basis of your income, age, property value and authorization of both builder and location, and credit score. Since home loans are secured loans, credit score does not have much importance in this case, unlike a personal... Read More

Can Credit Card be Used as Debit Card?

FAQ

Regular credit cards can’t be used as debit cards. However, a prepaid credit card mimics debit card in a certain way. Prepaid cards, much unlike regular cards, don’t incur interest for the customers. These cards, which are issued by banks and... Read More

How to Increase CIBIL Score After Settlement?

FAQ

When it comes to settlement, be it for credit card or loan, it definitely has a negative effect on your credit score as well as your credit history. But you don’t need to worry at all as with the help of some effective methods, you can repair your... Read More

Can Credit Card Bill be Paid by Cash?

FAQ

Yes, a credit card bill can be paid by cash. However, it incurs a charge of ₹100 plus applicable Goods and Services Tax (GST) at most banks in India. The addition of GST would thus lead to a total charge of ₹118. You can visit the nearest bank... Read More

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Personal Loan Interest Rates November 2021
Fullerton India14.00% - 24.00%
HDFC Bank10.25% - 17.00%
ICICI Bank10.50% - 17.50%
IndusInd Bank11.00% - 23.00%
Kotak Bank10.75%
RBL17.50% - 26.00%
Standard Chartered Bank11.00% - 12.50%
Tata Capital10.49% - 14.25%
Home Loan Interest Rates November 2021
Axis Bank6.75% - 7.20%
Bank of Baroda6.75% - 8.25%
Citibank6.65% - 7.40%
HDFC6.70% - 8.00%
ICICI Bank6.70% - 7.55%
Indiabulls Housing Finance Limited8.65%
Kotak Bank6.50% - 7.25%
LIC Housing6.66% - 7.90%
Piramal Capital & Housing Finance9.65%
PNB Housing Finance6.99% - 8.90%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI6.70% - 6.90%
Tata Capital6.90% - 8.75%