FAQ

FAQ

How to Pay Off HDFC Personal Loan?

You can pay the personal loan in equated monthly installments (EMIs) for a maximum of 5 years. But if you want to close your loan fast, you can take the route of either prepayment or part payment. The prepayment means the payment of the entire loan...

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FAQ

How to calculate EMI on home loan?

You can compute your home loan EMI using the EMI calculator online. It is an online device that estimates one’s loan installments using a mathematical formula. The loan calculator device calculates your home loan EMI using the formula /. You just...

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FAQ

Why GST on Personal Loan

If we talk about GST, this in-direct tax has been levied by the Government on various Goods and Services. And, under the banking sector, a personal loan is one such product on which GST is applicable. The government collects the tax from various...

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FAQ

Can home loan be insured?

Yes, you can insure your home loan. Almost all the banks and NBFCs give home loan insurance along with the loan. Some make it mandatory to get a home loan insurance from them but you can check if the lender is giving you the option to get it from...

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FAQ

How Personal Loan Balance Transfer Works?

When it comes to a personal loan balance transfer, it is a process of transferring your existing outstanding personal loan balance from one loan provider to another, offering a lower interest rate. In simple words, now you just have to pay your EMIs...

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FAQ

How Credit Card Industry Works?

The credit card industry basically involves four participants - banks, merchant establishments (online and offline stores), payment processing networks such as VISA, Mastercard, and customers. The process starts with the customer making a purchase,...

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Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%