FAQ

When you make a transaction with your credit card, it provides you the option of paying this amount later within an interest-free period. But what if you want to make a big purchase with your credit card and have this feeling that you won’t be...

Sometimes one may require funds immediately to meet their financial needs. In such times, you cannot wait for the lengthy process of application, documentation, sanction, approval and disbursal involved in different types of loans. So how to fulfill...

If you borrow some money from a bank or financial institution, you can repay the amount via Equated Monthly Installments - commonly known as EMI. The EMI amount includes a portion of both principal and interest amount. The concept of EMI was...

No, you can’t hide your loan history in your CIBIL report! Doesn’t matter whether the loan history remains good or bad, the lender can access the same when you apply for a fresh loan. So, instead of thinking about hiding your loan history, you...

The two most popular loans of today’s times would most likely be - personal loans and home loans. These two loans together could constitute a massive chunk of banks’ loan books. Given the popularity of these two, lenders often come with...

Do you know your car can come handy when you need instant cash? A lot of customers ask - can they mortgage their car to get a loan? Well, the answer to this question is a resounding YES! An individual can get a loan against his or her car. Several...

The experience of receiving the first salary remains etched in our memory for a very long time. After all, it marks our beginning in work life, which dictates the way we maintain our lifestyle. But how do people use their first salary? Well, some...

Everyone wants to keep his/her hard-earned money safe and earn interest on the same. Fixed Deposits (FDs) are one of the most popular banking deposits with which customers can earn higher interest on their money. An individual only needs to deposit...

The tenure plays an important role in every loan, including a personal loan, which you can take for a maximum of 5 years. State Bank of India (SBI) and a couple more lenders can offer you more time to pay a personal loan. Ideally, one should choose...

Many of us don’t hesitate to go for a loan when we need funds to fulfill our various needs and financial emergencies. Lenders provide different kinds of loans such as Personal Loan, Home Loan, Car Loan, Gold Loan, etc. Customers repay the loan...