FAQ

FAQ

Which Bank Gives the Cheapest Personal Loan?

Personal loans are unsecured which means the interest rate on it is higher than secured loans. But if you compare the personal loan offers of different lenders, you can choose the low-cost offer available. The low-cost will mean a lower rate of...

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FAQ

How Can I Get a Personal Loan from My Bank?

A personal loan is an amount you borrow from a bank for your financial needs. These loans can be used for any purpose of the borrower. Personal loans are convenient because they are unsecured and do not need collateral against them. Secondly, you...

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FAQ

Can a Personal Loan be Written Off?

A lot of individuals opt for a personal loan to fulfill their various financial needs. Borrowers have a definite tenure to pay the loan amount back to the lender. But there are so many people who do not repay the loan amount back due to the lack of...

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FAQ

How Much Personal Loan Can I Get?

A personal loan helps you meet your various financial needs. This loan is unsecured and you don’t require to pledge any asset as security for the borrowed amount. Since there’s no security involved in it, the loan approval depends on various...

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FAQ

On What Basis a Personal Loan is Given?

Personal loans are unsecured in nature and do not require any collateral or security. It can be obtained with minimal documentation. Like any other loan, however, it is to be paid in monthly installments. You can use the loan to fund expenses such...

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Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%