FAQ

You can book your fixed deposit at HDFC Bank to earn interest on the same. HDFC FD rates come with an attractive interest rate and thus help you build a good surplus over time. And an FD provides a fixed interest to your invested amount which keeps...

Credit cards come in handy to make purchases and payment in EMIs. But not all transactions can be converted into EMIs. Lenders usually allow instant EMI conversion, and if you want to convert after making a purchase, they would like you to do it...

Fixed Deposit is a product that provides an assured return on your deposits for the tenure you choose. It is a type of savings account opened with a bank where an assured rate of interest is paid for fund deposit. But how does a Fixed Deposit work?...

You can borrow a personal loan from a bank or a non-banking finance company (NBFC) if you meet their eligibility requirements. And the criteria may vary from lender to lender. The criteria pertain to age, income, residence, etc. Since eligibility is...

You can meet your financial expectation using your investments which help you borrow the desired amount at an attractive rate of interest. The mutual fund units, shares, bonds can be used to provide security for the loan amount. Investors can get...

When you are in an emergency and the cash flow is constrained, you borrow a loan. However, after some time, your loan could become a burden to you, forcing you to lower the burden. And there is only one way to do so which is known as a loan...

In a country like India, the primary priority of any common individual is to have his or her own home. But with the surging property prices, many people are not capable of purchasing the house they want by paying the amount in one go. That’s where...

As higher education is expensive, it becomes very difficult for parents to afford the funding. That's where education loans come handy. These loans can be borrowed from either a bank or an NBFC to finance education expenses. But the question is...

It’s a dream come true for many when they complete their higher studies in the institute they want. But it all gets shattered for those whose education loan gets rejected by the lender because of discrepancies in their application. There can be...

A person who is aged 60 years or above can apply for a pension loan. Now, what is a pension loan? When the person is retired and makes his living via his monthly pension, the bank or NBFC can help that individual meet some of his/her financial needs...