When choosing a home loan, there are many factors to consider. Two of the most popular options in India are HDFC home loan and SBI home loan, which have a wide range of home loan products to choose from. This article will look at HDFC home loan and...
Read MoreHomeCapital Home Down Payment Assistance (DPA) Program
Down payment is one of the most important components of the home-buying process. The total down payment can sometimes exceed 20% of the total value of the home. Buyers, especially young ones, have to rely on precious savings to buy a home. Apart...
Read MoreOnline vs Offline Home Loans
In today's technologically advanced world, we can buy, invest, have corporate events, etc., from any location worldwide as long as we have a connection to the internet. The 21st century's technological developments have also permeated the home loan...
Read MoreHow Does Your Job Affect Your Home Loan Eligibility?
Buying your dream home depends on meeting the home loan eligibility norms set by the lender to do so. Of the norms, the ones related to your job matter immensely to lenders while taking a call in your case. How much you earn is just a preliminary...
Read MoreHow Long Should I Wait for My Dream Home?
Everyone wants to quickly buy their dream homes decked with impressive designs and have the required space. We understand their emotions, but they need to be practical too! The cost of a dream home, the loan responsibility afterward, and other such...
Read MoreHome Loan Prepayment Through Investments
Many congratulations to you on your home loan application approval! But keep saving and accumulating to wrap up the loan before time. The interest outgo could equal the loan amount if one continues to pay the EMIs till the scheduled close. The...
Read MoreDifferent Types of Home Loans You Should Know About
To keep up pace with the emerging housing needs, banks and housing finance companies are adding to their portfolio of home loan products, including the one you take to buy a house. Home loans are made available for constructing and renovating homes...
Read MoreLatest RBI Guidelines for Home Loans
The Reserve Bank of India (RBI) brought changes recently in terms of interest rates and LTV ratio. The RBI has ensured that home loan interest rates run in parallel with its repo rate, which is the rate at which the central bank extends loans to...
Read MoreEasy Tips for Instant Home Loan Application Approval
Home loan approval can take time given the complications involved in getting the loan amount sanctioned by the lender. Firstly, the property you wish to buy needs to be authentic. Lenders evaluate its authenticity by executing property verification...
Read MoreHome Loan vs Cash Payment – Which Should You Choose to Buy a Home?
A dream home often commands a price that makes many wait before they go on to buy it finally. While a lot of us wait till they become eligible for a home loan to do so, a few gentlemen manage to pay the full price in one go. In case you are so,...
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