Some fail to buy a home by not meeting the eligibility criteria set by the lenders to take a home loan. Firstly, you need to have a regular income to pay the applicable EMIs on time. Besides, your age, property value and several other factors can...
Read MoreShould You Take a Home Loan at a Young Age?
Getting a home loan at a young age only allows you to wrap it up way before and concentrate on other important things. Imagine yourself finishing the loan when you’re 40 by taking a loan at 20-25. How mentally relaxed will you be? You can save...
Read MoreThings to Consider Before Refinancing Your Home Loan
Refinancing a home loan typically means switching from one lender to another to take advantage of lower interest rates on offer. But how low the interest rate is matters too. Look to seal a home loan refinancing deal at a rate lower than the...
Read MoreCommon Problems That You Might Face While Applying for a Home Loan
Buying a dream home on a home loan may not be as smooth as many may think. Firstly, a home loan is not financed fully, so borrowers need to pay something from their end to buy it successfully. Given the surging real estate prices, that obligation...
Read MoreHome Loan from NBFCs vs Home Loan from Banks
With a 64% growth in NBFC loan distribution from April 2021 to March 2022, it is evident that most people have been relying on them for financial aid. They have disbursed approximately 12 crores of the total loan amount. However, studying NBFC vs...
Read MoreHome Loan Foreclosure
Many middle-class individuals borrow home loans to buy their dream house or a flat. Then they start paying monthly EMIs on those home loans. But sometimes having excessive money, some people wish to repay the outstanding loan amount in full without...
Read MoreDocuments Required for Godrej Housing Finance Home Loan
Home loans help individuals to own their dream house. A middle-class individual has to borrow a home loan to buy a house otherwise it is not possible to get home by making the payment in full. But you will have to submit necessary documents and...
Read MoreGodrej Housing Finance Home Loan
Buying a home is still a dream of many middle-class individuals. But the home loans have made it easier for everyone to have a home of their own. While applying for a home loan the most important thing a person wants to know is the interest rate....
Read MoreHome Loan Prepayment
A home loan is the best option to buy a house when you don’t have sufficient funds to invest. Banks provide loans at a lower interest rate by checking the creditworthiness of borrowers. With easy installments, one can repay the loan quickly. But...
Read MoreHome Loan for Government Employees
Owning a home is considered a major milestone when it comes to achieving milestones in life. Number of banks offer a variety of Home Loan for Government Employees in order to help them purchase a home. Home Loan is considered to be one of the most...
Read More