Central Bank of India Bengaluru - Rates Nov 2023, IFSC Code, Branch

Central Bank of India Bengaluru

About Central Bank of India

Central Bank of India was the first Indian bank that was totally owned and managed by the Indians. The bank was established in the year 1911. Since then the bank has weathered many storms and faced many challenges. It still continues to strive hard and render the best service to the customers. The excellence of the bank can be judged by its functional diversification and unique banking activities. It delivers quality service and banking products to serve the banking requirement of the people.
It plays a prominent role in promoting the key thrust areas of agriculture, small scale industry and also medium and large scale industry. To cater various financial needs of individuals and corporate sector the bank offers multiple products such as home loan, personal loan, vehicle loan, loan against property, education loan and much more under the loan and advances category. The bank even supports the people in saving money by allowing them to invest in the multiple savings schemes. It pays attractive returns on the deposits remaining with the bank for a fixed period of time. The consumer can avail the benefit of any of banking product either through online banking or by visiting the bank branch. The bank has a network of 4741 branches spread across the length and breadth of the country including the high-tech Bengaluru city.

Address of Central Bank of India Branches in Bengaluru

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in  Bengaluru is mentioned in the table below:

Branch Name
Complete AddressIFSC CodeMICR CodeContact Number
No. 22. 1st Floor, V.C.Complex, Dr.D.V.G.Road, Basavangudi, Bangalore, 5 600004CBIN0280846560016005080-26613109 / 26602992
Brigade Road

10, Bridge Road, Bangalore. 560025CBIN0280847560016006080-25587507, 080-25588645
Bangalore Cantonment

75 - 76 Commercial Street, BangaloreCBIN0280848560016004080-25587033
JayachamarajeNdra Rd, Bangalore

Arun Mansion, 78, Jayachamarajendra Road, BangaloreCBIN0280849560016009080-22224982 / 2223569
Bangalore City

Post Box No.9560 , Santhosh Complex Kempegowda Road Bangalore - 560009CBIN0280850560016019080-22873096 / 97 / 98, 22874357, 22204847
Malleswaram, Bangalore

Jayam Shopping Complex, 100/107, Sampige Road, Malleswaram, BangaloreCBIN0280851560016012080-23341760, 23561847
Avenue Road, Bangalore

4 & 5, 1st Floor, Old Targupeth, BangaloreCBIN0280852560016002090-22870248 / 22208728
Sheshadri Road, Gandhinagar, Bangalore

No. 3, Sheshadri Road, Gandhinagar, BangaloreCBIN0281198560016007080-22253771, 22208056
Rajajinagar Bangalore

IV Block Rajajinagar, BangaloreCBIN0281200560016015080-23351436 / 23113489
Indira Nagar, Bangalore

NO. 542, 80 Feet Main Road, 1 Stage, Indiranagar, BangaloreCBIN0281425560016008080-25200299, 25253320
Jaynagar Ext. Bangalore

NO. 547 (NEW NO. 50/4 & 5), Acharya Layout, Rashtriya Vidyalaya Road, II Block, Jayanagar, BangaloreCBIN0281658560016020080-26563371 / 0873
Rajmahal Vilas Extension, Bangalore

NO. 31, 8A Main Road, Raj Mahal Vilas Extension, BangaloreCBIN0281660560016016080-23469787, Tel: 080-23469788
Koramangala Extn., Bangalore

No. 92, 6th Block, 80 Ft. Road, Koramangala Layout, BangaloreCBIN0282012560016011080-25532047 / 6983
Miller Road

71, Sona Towers, Miller Road, Bangalore - 560052CBIN0282314560016003080-22265301 / 67457 / 81464, 080-22267456
Sarakki Layout Bangalore

No.740, 15th Cross J.P.Nagar, Vth Phase, BangaloreCBIN0282433560016017080-26340753, 080-26341548
Kamla Nagar Extn., Bangalore

No. 277, 8th Main, Kamalanagar Road, III Stage, West Of Chord Road, BangaloreCBIN0282436560016010080-23489870, 23284755
No 278100 Ft Ring Rd , Banashankari, 3rd Phase Bangalore - 560085CBIN0282708560016023080-26692146 / 26793701
B.T.M. Layout, Bangalore

Plot No. 8, 100 Feet Road, Stage 1, Phase 1, B.T.M. Layout, BangaloreCBIN0282816560016022080-26686552 /26785902

Shree Krishna No.29, 1st Floor, Magadi Main Road, M.C.layout, VijaynagarCBIN02834895600160251800 22 1911
Jayanagar 9th Block

R.J.Arcade, 1029/4, 27th A Main, 100 Ring Road, 9th Block, Jayanager, Bangalore - 560041CBIN0283545560016028080-26535222

#9, D R Plaza, Dinnur Main Road, Rt Nagar, Bangalore - 560032, Metro, State KarnatakaCBIN0283546560016029080 - 23437299
Central Silk Board, Bangalore

Central Silk Board, CSB Complex, BTM Layout, Madiwala, Bangalore - 560068CBIN0283975NON-MICR080-26686270
Church Of South India Child Care Centre, Bangalore

Church Of South India Council For Child Care Centre, 26, Laveile Road, Bangalore - 56000CBIN0030850560016019080-22215074
M/s Widia (India) Ltd. Bangalore

M/s Widea (India) Ltd, 8/9 Mille, Tumkur Road, Bangalore - 560073CBIN0010850560016019080-28396370

Sri Skanda Complex, F Cros Abbigere Main Road, Abigere, Bangalore, Pincode: 560090CBIN0283585NON-MICR080-23253225

H - 1, 1 Cross, Raji Gandhi Road, Jarganahali, J.P. Nagar, Pincode: 560078CBIN0283693NON-MICR1800 22 1911

#72/73, Maruthi Complex, Hoysala Nagar, 4th Main, T.C.Palya Main Road, Ramamurthy Nagar Extension, Bangalore - 560016 , Dist - Bangalore, Karnataka - 560016CBIN0283698NON-MICR80-22793300
Sophia High School, Bangalore

8/9 Mille, Tumkur Road, Bangalore, Dist - Bangalore, Karnataka - 560073CBIN0283974NON-MICR080-22267610
Cash Management Service, Bangalore
Post Bag No.9560, Santosh Complex, Kempegowda Road, BangaloreCBIN0283269NON-MICR1800 22 1911
CFB - Brigade Road

Central Bank Of Inda, No 10, Brigade Road, Bangalore - 560001CBIN0283816NON-MICR80-25592885, 25588645
Mid CFB - Millers Road

Central Bank Of India, 71, Sona Towers, Millers Road, Bangalore - 560052CBIN0283818NON-MICR
80-22265301/ 22284213
Church Of SICCC, Bangalore

Church Of South India Council For Child Care Centre, 26, Laveile Road, Bangalore - 560001CBIN0283972NON-MICR080-22215074
Widia India Ltd

M/s Widea (India) Ltd, 8/9 Mille, Tumkur Road, Bangalore - 560073CBIN0283977NON-MICR080-28396370
Bangalore Regional Office

P.B.No:5129, No:24, Cresent Road Dist - Bangalore, Karnataka - 560001CBIN0281118NON-MICR
IISC, Bangalore

No:726/24, HMT Main Road, New M.S.Ramaiah Road BangaloreCBIN0284503NON-MICR

Site No 480, 3rd Stage Beml Employee’s House Building Co-operative Society, Rajarajeshwari Nagar City-bangalore Karnataka-560098CBIN0284888NON-MICR
1800 22 1911

Products Offered by Central Bank of India in Bengaluru

The Central Bank of India offers multiple loans and investment products that include home loan, personal loan, loan against property, vehicle loan, business loan, education loan and fixed deposits. The product details, eligibility criteria and documents required for each of the product are mentioned below:

Basic Details of Central Bank of India Products

Product NameEligibility CriteriaAmount Interest RateProcessing FeeTenure
Home Loan Eligible Entity – Individuals, group of individuals, salaried employees, self-employed persons, professional, any other person having a legal, identified and regular source of income
Age – The minimum age of the applicant should be 18 years
As per individual's repayment capacity8.55% - 9.10%0.50% of the loan amount subject to maximum ₹ 20,000Maximum – 30 years
Personal LoanPermanent employees of railways, government institutions, central and state government, schools, hospitals, municipal bodies etc .having completed one year of service
confirmed/ permanent employees of Indian/ multinational companies having completed minimum 3 years of service
₹ 1,00,000 – ₹ 5,00,00,00012.30%0.50% of the loan amount subject to maximum ₹ 10,0003 – 7 years
Vehicle LoanEligible Category : - Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs -Farmers - Non - Indian Residents - Companies, Societies, Proprietorship and Partnership Firms
Age – Minimum age of the applicant should 18 years and maximum 65 years
Minimum Annual Income -For 4 wheeler ₹ 2,40,000, for 2- wheeler - ₹ 1,20,000
For New Car : ₹ 75,00,000
For Used Car: ₹ 10,00,000
For 2- wheeler: ₹ 10,00,000
7.25% - 7.70%-4 - 7 years
Loan Against PropertyMinimum age of the applicant should be 21 years
Maximum age of the applicant should be 70 years
Minimum Gross Income of the applicant should be ₹ 2,00,000
Minimum - ₹ 1,00,000
Maximum - ₹ 5,00,00,000
10% - 12% p.a.
0.50% - 1% of the loan amountUp to 10 years
Business LoanDepends on the scheme availedUp to ₹ 1,00,00,0008.75% - 9.50% p.a.Depends on the loan amountUp to 10 years
Education LoanThe student should be an Indian National
Should have scored as per the marking set by bank
Up to ₹ 20,00,0008.50%- 10.50% p.a.Nil - ₹ 1,000Up to 15 years
Fixed DepositAn individual either solely or jointly
A minor jointly with a major
A minor over the age of 12 years who can read and write and operate the account personally(Maturity value should not exceed ₹ 50,000)
Charitable and educational institutions
Blind Persons
Illiterate persons
Private Traders, Merchants, Agents, Professionals Partnerships Firms, Companies Clubs, Societies & Corporates
-2.75% - 5.50%-7 days - 10 years

Documents Required

Product NameDocuments
Home Loan Duly Filled Application Form with 2 Passport Size Photographs
Sale Deed & Agreement of Sale
Bank Property Valuation Report/Full Cost Estimate
Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
Age Proof - Passport, PAN Card or Any Other Certificate from Statutory Authority
Identity Proof - PAN Card/Passport/Voter ID/ Driving License
Residence Proof - Passport/Driving License/Voter ID/Ration Card/Telephone Bill
Income Proof - Salary Slip/ ITR, Latest Bank Statements
Other Documents - Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member
Personal LoanLatest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried), Last two years profit & loss account and balance sheet, & ITR and Bank statement for last 3 months (for self-employed)
Vehicle LoanAge Proof - Passport/PAN Card/ Voter ID card, Photo Driving License with birth date/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof - PAN Card/ Voter ID/Passport/Driving License, photograph
Income Proof - Form 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed)
Address Proof - Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
Sign Verification Proof - Driving License/ Passport copy/ PAN Card
Loan Against PropertyApplication form
Financial Statements in case limit is over Rs.10.00 Lakh
Copy of Sales Tax / VAT / any other Tax Registration if applicable
Details of Property offered along with the latest valuation
For existing business, statement of accounts maintained with other Banks
Business LoanProof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company)
Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company)
Proof of business Address
Last three years balance sheets of the units along with income tax/ sales tax returns etc. (Applicable for all cases from Rs.2 lakhs and above) However, for cases below fund based limits of Rs. 25 lakhs if audited balance sheets are not available, then unaudited balance sheets are also acceptable as per extant instructions of the bank
Copy of Sales tax / VAT /any other Tax Registration
Memorandum and articles of association of the Company/ Partnership Deed of partners etc.
Assets and liabilities statement of promoters and guarantors along with latest income tax returns
Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable
SSI / MSME registration if applicable
Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above)
In case of takeover of advances, sanction letters of facilities being availed from existing bankers/ Financial Institutions along with detailed terms and conditions
Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities
Position of accounts from the existing bankers and confirmation about the asset being standard with them (Required only in case of takeover)
Education Loan Proof of identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
Latest salary slip showing all deductions or Form 16 along with recent salary certificate
Bank Statement/Pass Book of last 6 months
Copy of admission letter or the Institute along with Fees schedule
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses
Fixed DepositProof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement

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