Central Bank of India Home loan Interest Rates

Availing a home loan is no more of a hassle as all you need to know about Central Bank of India home loan. Yes, if we are talking about the same, how can interest rates be missed? The lender is offering you the best of home loan credit facility at a competitive interest rate so as to lower your burden. So, to know more about the same, simply read the page below.

Interest Rate Comparison Tool

All that glitters is not gold; the same goes for loans! Have you done your research?

Compare Banks. Estimate EMIs. Enable Wishes on wishfin.com

Central Bank of India Home loan Interest Rates July 2020

Everybody wants interest rates as low as possible on their home loan facility. Do you know that the Central Bank of India Home Loan Interest Rate is one of the lowest amongst lenders in India? With interest rates ranging from 6.85% - 7.30% per annum, Central Bank of India Home Loan allows a borrower to lower the repayment burden from his/her pocket.

In this page, we would be telling you everything about the Central Bank of India Home Loan interest rates. Some of the important details related to it are provided in the table below. Have a look!

Loan AspectsDetails
Interest Rate6.85% - 7.30%
Maximum Loan AmountDecided upon the repayment capacity of the borrowers and overall property value
Loan to Value RatioFor salaried individuals - 75% to 90%
For non-salaried individuals - 75% to 80%
Maximum Tenure30 years
In case of repairs or renovation - 10 years
Processing Fee0.25% of the total loan amount plus applicable GST charges
Maximum - INR 20,000
Prepayment ChargesNil
Moratorium PeriodUpto a maximum of 36 months

Central Bank of India Home Loan Balance Transfer Facility

Do you know that you can also opt for the Central Bank of India Home Loan Balance Transfer facility if you are facing some difficulties in paying the existing home loan amount? Available at affordable interest rates, the Balance Transfer facility can help you pay pocket-friendly EMIs on time.

Central Bank of India Home Loan Balance Transfer Interest Rates

If you want your EMIs to be pocket-friendly while enjoying the lower home loan interest rates, all you need to do is just transfer your existing home loan to Central Bank of India. On transferring the same, you would be able to enjoy multiple benefits along with attractive interest rates and affordable EMIs.

People Also Look For

  • Free CIBIL Score Buy 24K 99.9% Pure Digital Gold Online
  • Home Loan Interest Rates July 2020
    Axis Bank7.75% - 8.55%
    Bank of Baroda6.85% - 7.85%
    Citibank8.20%
    HDFC6.95% - 8.00%
    ICICI Bank7.45% - 8.55%
    Indiabulls Housing Finance Limited8.80% - 11.05%
    Kotak Bank7.40% - 9.70%
    LIC Housing7.40% - 8.85%
    Piramal Capital & Housing Finance9.00% - 9.10%
    PNB Housing Finance8.60% - 9.45%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI6.95% - 7.60%
    Tata Capital9.20% - 9.35%