Central Bank of India Home Loan in Kolkata

Last Updated : March 31, 2017, 10:16 a.m.

About Central Bank of India Home Loan in Kolkata

Founded by Sir Sorabji in the year 1911, Central Bank of India is the leading name in the banking and financial industry. The bank was nationalized by the Indian Government in the year 1969 and since then it has strived hard to render the quality service to its customers. It takes care of all the financial requirement of the people and provides right guidance to all the customers. It promotes the people to cherish their dreams and provides a remedy to overcome the obstacle of finance. It has helped the people facing financial problem in acquiring their dream home by giving them the ready-made financial solution. It grants home loan to the people in need of money to purchase the house. The details of home loan in Kolkata are mentioned below for better understanding of the product.

Central Bank of India Home Loan in Kolkata at a Glance

Eligibility Criteria

The Central Bank of India provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan eligibility criteria is:

• The home loan can be availed by the following entities:
  – Individuals
  – Group Of Individuals
  – Salaried Employees
  – Self-employed Person
  – Professional
  – Any Other Person Having a Legal, Identified and Regular Source of Income
• The minimum age of the applicant should be 18 years

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

• Duly Filled Application Form with 2 Passport Size Photographs
• Sale Deed & Agreement of Sale
• Bank Property Valuation Report/Full Cost Estimate
• Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
• Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
• Identity Proof – PAN Card/Passport/Voter ID/ Driving License
  Residence Proof – Passport/Driving License/Voter ID/Ration Card/Telephone Bill
• Income Proof – Salary Slip/ ITR, Latest Bank Statements
• Other Documents – Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member

For more information visit: Home Loan Kolkata

Address of Central Bank of India Branches in Kolkata

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Kolkata is mentioned in the table below: