Check Free CIBIL Score Online

Air India SBI Platinum Card vs SBI Prime Card

Highlights

  • Have a look at the comparison of SBI Air India Platinum Credit Card and SBI Prime Credit Card.
  • Compare their features and benefits to understand the importance of these cards better.
  • See the comparison of fees and other charges of the cards.

There are many individuals in India who only prefer SBI Credit Cards but due to the availability of many credit cards, it becomes difficult for them to choose one card. Some people are confused between SBI Air India and SBI Prime credit card because they stand almost equal in their features. So, if you are willing to apply for any card then you must know the difference between Air India SBI Platinum Card vs SBI Card Prime and apply for one card easily. The comparison of their features, benefits, offers, and fees will clear all your doubts related to these cards. Let’s move on to the comparison of these cards.

Free CIBIL Score Check

Comparison of Air India SBI Platinum and SBI Prime Credit Card

Basis of DifferenceAir India SBI Platinum Credit CardSBI Prime Card
Welcome OffersGet 5000 Reward Points as the welcome gift on this credit card.You can enjoy a Welcome Bonus of up to ₹3000 from any of the following brands:-
- Marks and Spencer
- Yatra
- Bata
- Hush Puppies
- Pantaloons
- Shoppers Stop
Lifestyle and EntertainmentGet a Fuel Surcharge waiver of 1% at the refilling stations.- Have a Complimentary Club Vistara Silver Membership.
- Enjoy complimentary Trident Privilege Red Tier membership and exclusive 1000 points on registration
Milestone Benefits- Enjoy Card Anniversary Gift of 2000 Reward Points on this SBI Credit Card.
- Spend ₹2 Lacs in a year and earn 5000 reward points.
- Earn 10000 reward points after achieving the milestone of ₹3 Lacs.
- Have a Pizza Hut E-Voucher of ₹1000 after spending ₹50000 in a calendar quarter.
- Earn a Yatra E-Voucher of ₹7000 after spending ₹5 Lacs annually.
Reward Point Benefits- Enjoy up to 15 reward points on every ₹100 spent on Air India Official Website.
- Earn 2 reward points on every ₹100.
- Get 20 reward points on every ₹100 spent on standing instructions for the payment of utility bills.
- Get 15 reward points on spending ₹100 on Reliance Fresh, Reliance Trends, Reliance Smart, Reliance Footprint, Sahakari Bhandar, and BigBasket stores
- Earn 10 reward points for every ₹100 spent on groceries, dining, movies, and departmental stores
- Enjoy 20 reward points on every ₹100 spent on your birthday.
Airport Lounge Access- You can enjoy complimentary membership of the Air India Frequent Flyer program-Flying Returns.
- Get the International Airport Luxury Lounge Access at over 600 airport lounges with a complimentary Priority Pass Program.
- Get 4 Complimentary Visits to the International Airport Lounges under the priority pass program and it will be a maximum of 2 visits per quarter.
- Enjoy 8 Free Access to the Domestic  Airport Lounges with a maximum of 2 visits per quarter.
People Also Look For  Use SBI Card Application to Manage SBI Credit Card During Coronavirus Lockdown

Apply for Credit Card

Comparison of Air India SBI Platinum Credit Card and SBI Prime Card Fees and Charges

FeesAir India SBI Platinum Credit CardSBI Prime Card
Joining Fees₹1499₹2999
Renewal Fees₹1499₹2999
Waiving Off CriteriaThere is no waiving off criteria.Spend ₹3 Lacs in a year and waive off the renewal fees.
Foreign Currency Markup Charges3.5%3.5%
ATM Cash Withdrawals Charges2.5% with a minimum of ₹3002.5% with a minimum of ₹500
Interest-Free Credit20-50 Days20-50 Days
Overlimit Charges2.5% with a minimum of ₹5002.5% with a minimum of ₹500

Eligibility Criteria for both the Credit Cards

CriteriaAir India SBI Platinum Credit CardSBI Prime Card
Minimum Age of the Applicant21 Years21 Years
Maximum Age of the Applicant70 Years70 Years
Minimum SalaryIndividual Must have a Stable IncomeIndividual Must have a Stable Income
Cibil Score of the Applicant750 and Above750 and Above
Citizenship Status of the ApplicantMust be a Citizen of IndiaMust be a Citizen of India

Conclusion

You have seen the detailed comparison of Air India SBI Platinum Card vs SBI Card Prime and now you can choose a card as per your choice. On the other hand, you must first analyze the need for the credit card and then compare it with both of these credit cards and then apply for one. It would be easy for you to clear all your confusions once you go through the comparisons.

People Also Look For

  • Buy 24K 99.9% Pure Digital Gold Online