Best Credit Card Rewards Programs

Being the most handy, convenient, modern and safest mediums when it comes to making the payments, it would not be wrong to say that credit cards these days have become the need of the hour. Today, there are plenty of different types of credit cards available out there each with a tailored made reward program. Yes, the credit cards are now available to you with best reward programs so that you can avail maximum benefits. Some cards are best for travelers, some are ideal for shopaholics or many give rewards on fuel purchases.

Moreover, conveniently offered by different banks, these reward credit cards are widely used to fulfill your varied needs. However, if you are also a first time borrower, want to own a best reward credit card, you are at the right place. Yes, because in this article, you will get to know about the best credit card reward programs in India. Moreover, offered by different banks, these reward credit cards can widely be used to fulfill your varied needs. So, let’s take a look below at the best credit card reward programs in India.

1. Standard Chartered Inner Circle Platinum Credit Card

This card comes with plenty of rewards benefits for shopping at Auchan, Lifestyle, Home Centre, and other related stores.

Fees & Charges
Joining Fee: Nil
Annual Fee:Nil

Privileges of Standard Chartered Inner Circle Platinum Credit Card

• Earn 9x Reward points for every 100 spent at Lifestyle, Home Centre
• 2 Reward points for every `100 on all other spends
• Earn 5% Cash back at Auchan Stores in India.
• Coupons worth Rs. 2,500* will be sent with your credit card when you join the Inner Circle program
• Special privileges at Lifestyle including exclusive previews and additional sale discounts

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Features of Standard Chartered Inner Circle Platinum Credit Card

• Global acceptance
• Supplementary cards
• Balance transfer option
• Revolver facility
• Cash advance facility
• Teledraft
• Tiered rewards
• In-store privileges

2. Standard Chartered Platinum Rewards Credit Card

Fees & Charges
Joining Fee: 399
Annual Fee:Nil
Multiple Card Fee: Rs. 750

Privileges of Standard Chartered Platinum Rewards Credit Card

• Earn 5 reward points for every Rs.150 spent at fine-dining outlets
• Earn 5 reward points for every Rs.150 spent on fuel
• Earn 2 reward points for every Rs.150 spent on all other categories
• Earn 5 reward points for every Rs.150 spent at hotels
• Enjoy a host of unmatched offers on holidays, golfing retreats, movie tickets, dining and more.

Features of Standard Chartered Platinum Rewards Credit Card

• Rewards on Fuel
• Rewards on Dining
• Double the Rewards (2x)
• Platinum lifestyle benefits

3. ICICI Instant Platinum Credit Card

Fees & Charges

Joining Fee: Nil
Annual Fee:Nil

Privileges of ICICI Instant Platinum Credit Card
• For every Rs. 100 spent, get 3 payback points
• Get Rs.100 discount on up to 2 movie tickets per month at www.bookmyshow.com
• Delicious treats at minimum 15% savings at over 800 leading restaurants across India
• 2.5% fuel surcharge waiver can be availed on fuel transaction of maximum Rs. 4,000

Features of ICICI Instant Platinum Credit Card

• Assured, Free Card
• Payback Rewards
• Internationally Valid
• savings on Dining
• Fuel Surcharge
• VISA Offers on Dining, Wellness and Hotels

Credit Cards with Rewards Points

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There are many credit cards available in the market that come to you with the unmatched feature of reward points. Yes, different banks offer different kinds of credit cards, rich in offering reward points whenever you use them for any purpose. Be it shopping, travel, dining, fueling or entertainment, through these credit cards you can avail reward point for various purposes. The more you use your card, the more points will be added to it, which you can easily redeem later. Through this way, you can save a lot of money by using your reward points for various purposes.

(Updated on: 27th August, 2016)

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Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank11.50% - 14.50%
Tata Capital10.99% - 18.00%
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HDFC8.80% - 9.60%
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ICICI Bank8.85% - 9.10%
Axis Bank8.80% - 9.05%
Citibank8.90% - 9.65%
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Kotak Bank8.75%
DHFL9.05% - 9.95%
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