Best Credit Cards for Online Discounts

As India is gearing up to be a cashless economy, the demand for online shopping discounts and offers is more than ever. Incidentally, this festive season it’s raining discounts everywhere. In this scenario, one may wonder what are the best credit cards when it comes to availing online shopping discounts on credit cards? Well, don’t sweat it out as we have got you the most formidable list of credit cards which give you maximum mileage when it comes to availing online shopping discounts.

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Quotes from 11 banks | Best Offers and Rewards

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    Credit Card offers on Online Shopping

    The festive season is here but everyone is busy that offline shopping has become a hectic task. Especially when top banks are offering great deals on online shopping through credit cards, who would not want to buy online? So, have a look at the credit card offers on best credit cards and shop online!

    Credit CardsCredit Card offers on AmazonCredit Card offers on FlipkartCredit Card offers on Paytm Mall
    SBI Credit Card-Get 15% cashback on the mobile app and 10% cashback on the site upto maximum of Rs. 1500 on State Bank Debit and Credit Cards on purchases of Rs. 5000 and above per transaction.
    -Offer is applicable on minimum Rs.5,000 transaction
    -EMI deals on your SBI Card. Buy anything and pay back in 3, 6, 9 and 12 EMIs
    -Buy anything and pay back in 3, 6, 9 and 12 EMIs
    -Get 10% off with your SBI Card.
    -Offer valid on all transaction on Flipkart, minimum transaction amount to avail the Offer is Rs. 5,999/-.
    -Max discount per card : Rs. 1750
    -Offer also valid on EMI transactions
    -Flat Rs. 300 Cashback on Shopping
    -EMI deals on your SBI Card. Buy anything and pay back in 3, 6, 9 and 12 EMIs
    HDFC Credit CardNull-Additional 10% cashback on minimum purchase value of Rs 3,000
    -Maximum cash back per card will be up to Rs 3500
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    Axis Bank Credit CardNull-5% instant discount on products
    -Flipkart Gift Voucher worth Rs.1000 on making 3 purchases within first 45 days
    -Flipkart vouchers worth up to Rs. 2,500 on annual purchase of Rs. 1 lakh from Flipkart.com
    -5% off at Flipkart (Max. monthly benefits upto Rs.200)
    -Gift vouchers from Flipkart worth Rs.8000
    -Get 5% off at Flipkart whenever you shop
    -3X Axis eDGE reward points when you shop online
    -6 Axis eDGE Reward Points on every Rs.200 spent online (except for online travel spends)
    -Convert purchases to EMI
    -On transactions of Rs.2500 or more through multiple options
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    ICICI Credit CardNullNull-
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    SBI Simply Click Card

    This SBI credit card is one of a kind as it caters mainly to online shoppers. The cardholder gets the interest free credit period of 20-50 days and thereafter has to pay finance charges up to 3.35% per month. If in one year you spend ₹75,000 or more, you do not need to pay the annual membership fee of ₹499 for the next year. The holders of this card are entitled to receive the following benefits:

    • As a log-in gift, the customer receives Amazon gift cards on joining
    • Earn 10X rewards on online spends with exclusive partners: Amazon / BookMyShow / Cleartrip / Foodpanda / FabFurnish / Lenskart / OLA / Zoomcar.
    • Earn 5X rewards on all other online spends.
    • E-voucher worth ₹2,000 on annual online spends of ₹1 lakh.
    • E-voucher worth ₹2,000 on annual online spends of ₹2 Lakhs.
    • 2.5 per cent fuel surcharge waiver for each transaction between ₹500 & ₹3000 (exclusive of GST, wherever applicable, & all other charges).
    • ₹700 instant cashback on domestic roundtrip flights worth ₹5,000 or more booked using Cleartrip Mobile App.
    • ₹500 instant cashback on domestic roundtrip flights worth ₹5,000 or more booked using Cleartrip website.

    ICICI Bank Coral American Express Credit Cards

    This credit card comes with a transparent design that fuses the solidity of the coral element with a clear, transparent backdrop to provide a truly distinctive look to it. It offers 50% more reward points on online spends and 10000 PAYBACK points every subsequent anniversary year.

    • Get up to 10,000 PAYBACK points every anniversary year.
    • 50% more reward points on online spends.
    • 2 complimentary movie tickets every month under the Buy One Get One free offer through www.bookmyshow.com.
    • Minimum 15% savings on dining bills at over 2500+ restaurants across India through the Culinary Treats Programme
    • Get the all new feature of one complimentary domestic railway lounge visit per quarter.
    • Complimentary access to select airport lounges in India, courtesy of American Express.
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    Fees and Charges of the ICICI Bank Coral American Express Credit Card

    • Joining fees: ₹199
    • Annual fees: ₹199 (Waived for the initial year)
    • Supplementary card: ₹0
    • Interest rates: 1.25% to 3.50%
    • Cash advance fees: ₹300 per transaction or 2.5% of the withdrawal amount
    • Rewards redemption fees: Up till ₹99
    • Over limit charges: 2.5% of the over limit amount with a minimum of ₹500

    HDFC Solitaire Credit Card

    This is a one of a kind credit card which is exclusively for women shoppers. Since women are considered more shopaholic and love to follow the latest trendy avatar, the bank has exclusively designed this card so that they can get attractive rebates in shopping and free admission to elite clubs etc. The annual fee for the first year is ₹500 but if you spend ₹10,000 within first 90 days from the date of receipt of the card the annual fees will be waived off and from second year onwards you need to spend ₹50,000 in the entire year to get your fees reversed. Below are the benefits of HDFC Solitaire credit card.

    • Get ₹1,000 Shopping vouchers on ₹75,000 spends every 6 months.
    • Redeem Reward Points as CashBack against outstanding amount on your Credit Card (100 Reward Points = ₹20)
    • 50% more Reward Points on dining and grocery spends.
    • 3 Reward Points on ₹150 spent.
    • Get 10% discount *using your HDFC Bank Solitaire Credit Card on www.nykaa.com. Valid for cards set up after 15th September 2017. *Terms and conditions apply

    Axis Bank Buzz Credit Card

    Axis Bank Buzz Credit Card is a beginner level card and it serves well for Online Shoppers, especially those who shop frequently on Flipkart.

    • Joining Fee – ₹750+Tax.
    • Welcome Bonus: ₹1,000 Flipkart Voucher (on making 3 purchases within first 45 days).
    • 5% off at Flipkart (Max. monthly benefits upto ₹200).
    • 6 Axis eDGE Reward Points on every ₹200 spent online (except for online travel spends).
    • 2 Axis eDGE Reward Points on every ₹200 spent.
    • Dining Delights – Minimum 15%* off at our partner restaurants across India.
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    Citibank Rewards Credit Card

    Citibank Rewards Credit Card is one of the beginner credit cards in the space usually issued for free to most salaried individuals where the company is banking with Citibank. One of the major advantages with Citi cards is that they have lots of redemption options out there including cash credit on the statement.

    • Renewal Fee Waiver: Your annual fee of ₹1000 is waived on making spends of ₹30,000 in a membership year.
    • Special Features: Get 1,000 bonus points on card spends of ₹1,00,000 or more in a calendar quarter.
    • Earn 1 point for every ₹125 on all other purchase
    • Accelerated Reward Points: 10 Reward Points for every ₹125 spent at apparel and department stores and select partners.
    • 1 Reward Point = 0.35 Points for cash against card statement.

    Personal Loan Interest Rates December 2017
    Bajaj Finserv 10.99% - 16.00%
    Fullerton India 14.00% - 33.00%
    HDFC Bank 10.99% - 20.70%
    ICICI Bank 10.99% - 18.40%
    IndusInd Bank 12.99% - 20.00%
    Kotak Bank 10.99% - 17.99%
    RBL 14.00% - 18.00%
    Standard Chartered Bank 10.99% - 14.49%
    Tata Capital 11.49% - 18.00%
    Home Loan Interest Rates December 2017
    State Bank of India/SBI 8.30% - 8.60%
    HDFC 8.35% - 8.95%
    Bank of Baroda 8.30% - 9.30%
    LIC Housing 8.35% - 8.70%
    PNB Housing Finance 8.35% - 8.70%
    ICICI Bank 8.35% - 8.85%
    Axis Bank 8.35% - 8.75%
    Citibank 8.60% - 9.35%
    Indiabulls Housing Finance Limited 8.35% - 8.55%
    Kotak Bank 8.35%
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