Best Credit Cards for Shopping

Credit Card Payment Offers 220 views

Many of you will surely agree on the fact that these days shopping through credit is no more a big deal. Yes, in order to shop for various things, people use their credit cards widely. Moreover, when it comes to shopping, credit cards help you save a lot of money or provide you with lucrative deals and discounts in the long run.

So, if you love to shop, hence are looking for best shopping credit cards, read this article as it will give you a list of best shopping credit cards that offer you great benefits:

  1. SimplySAVE SBI Card

Fees & Charges

Joining Fee:Rs. 499

Annual Fee:Rs. 499

Add on Fee: Nil (per annum)

Privileges of SimplySAVE SBI Card

  • 2,000 bonus reward points on spends of 2,000 in first 60 days
  • Enjoy 10 Reward Points per Rs.100 spent on Dining, Movies, Departmental Stores and Grocery Spends
  • On all your other spends, earn 1 Reward Point per 100 spent
  • As a welcome gift get 100 cash back on your first ATM cash withdrawal
  • Annual fees reversal on spends of 75,000 and above
  • 5% fuel surcharge waiver across all petrol pumps

Features of SimplySAVE SBI Card 

  • Reward Point
  • Welcome Offer
  • Worldwide Acceptance
  • Add-on Cards
  • Cash on the Go
  • Online Booking of Railway Tickets
  • Utility Bill Payment Facility
  • Balance Transfer on EMI
  • Flexipay
  • Easy Money
  1. HDFC Bank MoneyBack Card

Fees & Charges

Joining Fee:Nil

Annual Fee:Nil

Privileges of HDFC Bank MoneyBack Card 

  • 3 X Reward Points on business related spends
  • Get 3X i.e. 6 reward points on every Rs. 150 spent on Air, Travel, Hotel bookings, Dining & Ecommerce spends
  • Redeem Reward points as CashBack on your Business MoneyBack Credit Card (100 Reward Points = Rs 40)
  • Earn a CashBack of up to Rs. 2,500
  • Zero Lost Card liability post reporting of the loss of card
  • Fuel Surcharge Waiver capped at Rs. 500 every billing cycle
  • Save up to Rs. 6,000 every year on your fuel transactions
  • Get first renewable fee reversed if you spend Rs. 50,000 in a year
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Features of HDFC Bank MoneyBack Card 

  • MoneyBack Rewards
  • Exclusive lounge access
  • Fuel surcharge waiver
  • Fuel surcharge waiver
  • Zero liability on lost card
  • Revolving Credit
  • Interest free credit
  1. SimplyCLICK SBI Card

Fees & Charges

Joining Fee:Rs. 499

Annual Fee:Rs. 499

Privileges of SimplyCLICK SBI Card

  • in Gift Card worth Rs. 500 on joining
  • 5X Reward Points on online spends
  • 10X Reward Points on online spends with exclusive partners
  • E-vouchers worth Rs.2000 on annual online spends of Rs.1 Lakh and Rs.2 Lakhs each
  • 5% fuel surcharge waiver for each transaction between Rs.500 & Rs.3000
  • Spend Rs.1,00,000 and get annual fee of Rs.499 reversed
  • 700 instant cash back on domestic round trip flights worth Rs.5,000
  • Recharge OLA wallet with .150 and get Rs..150 extra
  • 100 instant cash back on first movie ticket booked on BookMyShow Mobile App

 Features of SimplyCLICK SBI Card 

  • Great Offers
  • Worldwide Acceptance
  • Add-on Cards
  • Cash on the Go
  • Online Booking of Railway Tickets
  • Utility Bill Payment Facility
  • Balance Transfer on EMI
  • Flexipay
  • Easy Money
  1. HSBC Visa Platinum Card

Fees & Charges

Joining Fee:Nil

Annual Fee:Nil

Privileges of HSBC Visa Platinum Card

  • Get 10% cash back (up to Rs.3000) on spends in the first 90 days of card issuance
  • Get 2 points per Rs. 150 spent
  • 30+ special offers from Online and other merchants
  • 3 times Rewards (3X) on spends in dining, hotels and telecom categories for the first 12 months from the date of card issuance
  • Movie ticket voucher worth 500 on spending over Rs.50,000 in a calendar month
  • fuel surcharge by 2.5%
  • Get 5 times rewards (5X rewards) on spends over 400,000 in a year for up to maximum spends of 1,000,000 in a year
  • Enjoy the joy of dining with HSBC Dining Privileges with attractive discounts of up to 20%
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Features of HSBC Visa Platinum Card

  • Fuel Surcharge Waive
  • Dining Privileges
  • lost credit card liability
  • insurance benefits
  • 24 X 7 complimentary access to the Visa Concierge Services
  • Visa Global Assistance Services
  1. Kotak Delight Credit Card

Fees & Charges

Joining Fee:Rs. 1,999

Annual Fee: Rs. 299

Privileges of Kotak Delight Credit Card

  • 10% Cash back on all your Dinning & Movie spends
  • A maximum Cash-back of 600 per billing cycle
  • Minimum spends of 10, 000 on categories other than dining and entertainment within the billing cycle to avail cash back
  • Spend 1,25,000 every 6 months and get 4 free PVR tickets
  • 5 % Fuel Surcharge waiver across all petrol pumps in India
  • 8% railway surcharge waiver for transactions on www.irctc.co.in
  • 5% for transactions on Indian Railways Booking Counters

Features of Kotak Delight Credit Card

  • Cash back on Dinning & Movie spends
  • Fuel Surcharge waiver
  • railway surcharge waiver
  • Entertainment and movie delights