Best Credit Cards for Students

There is no denying on the fact that credit cards have become the basic necessity of life, and for students they are now considered as a valuable tool, if used carefully. Yes, students credit cards are becoming very popular nowadays because of their unmatched features and benefits. Moreover, generally these kinds of credit cards are cost- free, and provide numerous advantages to students, as they are thoughtfully designed keeping their needs in mind.

Yes, these days, many credit card companies are available in the marketplace, and are best known for offering the exclusively designed credit cards for students. Moreover, the best thing about these cards is the fact that they are beautifully designed in a perfect manner, hence are apt for all the students. So, if you are a student and are looking for best credit card to fulfill your various needs, this article shares with you the list of most suitable credit cards offered by different leading banks in India.

  1. SBI Student Plus Advantage Card

Fees & Charges

Joining Fee:Nil

Annual Fee:Nil

Privileges of SBI Student Plus Advantage Card

  • Exclusively for SBI Education Loan customers
  • 1 Reward Point for every 100 spent
  • 5% value back on Departmental and Grocery spends
  • Get 10X Reward Points on your International spends
  • 5% fuel surcharge waiver at all petrol pumps
  • You can get your SBI Student Plus Advantage Card against a fixed deposit at any State Bank of India branch

Features of SBI Student Plus Advantage Card

  • 5% Value Back
  • Accelerated Rewards
  • Ready Cash
  • Worldwide Acceptance
  • Add-on Cards
  • Online Booking of Railway Tickets
  • Utility Bill Payment Facility
  • Balance Transfer on EMI
  • Flexipay
  • Easy Money
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2. ICICI Bank Student Travel Card

Privileges of ICICI Bank Student Travel Card

  • Attractive merchant discounts & offers in India and 130 countries and 1,20,000 merchant locations
  • Preferential Forex rates
  • Alliance offers from ICICI Bank
  • Can use this card for withdrawal of cash from more than 1.5 million MasterCard ATMs
  • Membership of International Student Identity Card (ISIC)
  • Destination offers from your membership
  • Comprehensive Travel insurance

Features of ICICI Bank Student Travel Card

  • Convenience
  • Safe
  • Rewarding
  • Comprehensive Travel insurance
  • Monthly e-statement
  • Online account management features
  • Membership
  • Easy replacement with Primary Card

Other Cards

There are other credit cards also offered by different banks-

  • Axis Bank – ISIC Forex Card
  • HDFC ForexPlus Card
  • HDFC Multicurrency Card

Eligibility

Well the minimum age limit required to get these student credit cards is 18 years. The students should fulfill this basic eligibility criteria to own these credit cards.

Documentation Required

  • PAN card (required by few companies)
  • Birth certificate
  • Residential address proof
  • Identity card of the college (undergraduate or postgraduate)
  • College enrolment proof
  • 2 passport sized colored photographs

Best Credit Cards for Students with No/Bad Credit History

These days, many credit card companies have started offering the best credit cards for students also. Yes, now students can also avail the credit cards by following an easy and simple procedure. In fact, those who are having bad or no credit history can also avail these cards with the help of issuers. Yes, there are many credit card providers available in the market that allow you to avail the card even if you are having low or bad credit history. In fact, they work for such types of applicants only, and ensure that they can avail the card instead of all the odds. So, if you are a student who is having no or bad credit history, nothing to worry, you can avail the credit cards of different banks with the help of these providers.

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(Updated on:27th August, 2016)

Personal Loan Interest Rates September 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.25%
ICICI Bank10.99% - 18.40%
IndusInd Bank11.25% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank10.99% - 14.49%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates September 2018
State Bank of India/SBI8.65% - 9.20%
HDFC8.70% - 9.40%
Bank of Baroda8.55% - 9.55%
LIC Housing8.60% - 8.95%
PNB Housing Finance8.99% - 10.75%
ICICI Bank8.85% - 9.10%
Axis Bank8.50% - 8.75%
Citibank8.85% - 9.65%
Indiabulls Housing Finance Limited8.70% - 9.85%
Kotak Bank8.65% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
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