Best Fuel Credit Cards You’d Love to Have While Driving

Highlights

  • Best fuel credit cards are here - Apply Now
  • Cashback, rewards on fuel spends make it cheaper to you

Many of you must be commuting with your personal vehicle such as car, bike, etc. Yes, driving an own vehicle prevents you from the hassles that commuters face in a public transport. But with the fuel prices going skywards, you may not enjoy paying out huge bucks from your pocket, forcing you to join those who are facing the perils of a public transport. However, with fuel credit cards, you can drive your own vehicle and reduce the cost with fuel surcharge waiver and free fuel offers, giving you the much-needed savings to stay afloat in an inflationary world where every penny counts. So drive with a swag on the back of fuel cards that are in plenty to choose from. But not all can suit you, right? And so, the list must be a refined one so that you, by choosing the best one, not only reduce the cost of your travel but also enjoy a greater degree of comfort. Check out the list below that enlists the best of fuel credit cards in India.

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Quotes from 11 banks | Best Offers and Rewards

    Professional Details

    Personal Details

    Best Fuel Credit Cards in India July 2018

    Credit CardsOffers on Fuel SpendsJoining Fee (In ₹)Annual Fee (In ₹)
    BPCL SBI CardGet 4.25% valueback, equivalent to 13X reward points on fuel purchases 499499
    HDFC Bharat CashBack CardEnjoy 5% cashback on your fuel spends500500
    Citibank Indian Oil Credit Card (Platinum)Earn 4 turbo points on a fuel purchase worth ₹150 at authorized Indian Oil retail outletsAs ApplicableAs Applicable
    Standard Chartered Super Value Titanium Credit CardGet 5% cashback on fuel purchase 499750
    ICICI Bank HPCL Coral American Express Credit CardEarn 6 PAYBACK points for every ₹100 spent on fuel at HPCL pumps199First Year-NIL

    Second Year Onward - 199

    Note – The fees and charges would also include 18% Goods and Services Tax (GST).

    BPCL SBI Card

    Enjoy 4.25% valueback which is equivalent to 13X reward points on vehicle refill at BPCL petrol pumps. The 4.25% valueback also includes the 1% fuel surcharge waiver you can get for every transaction up to ₹4,000.

    Striking Features at a Glance

    After 20 days of paying the joining fee, 2,000 activation bonus reward points worth ₹500 would be credited to your account. You can redeem those points instantly against spends on fuel at BPCL outlets, BPCL vouchers or even at Shop n Smile.

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    Annual Fee – ₹499 + Applicable GST

    What’s Special About the Card?

    Valueback offers comprising fuel surcharge waiver, and bonus reward points are truly a delight for shoppers wanting a lucrative fuel card. The reward points are not confined to fuel spends only as you can get those credited even on groceries, dining, movies, etc.

    HDFC Bharat CashBack Card

    Enjoy 5% cashback on fuel/bill payment/IRCTC spends

    Striking Features at a Glance

    Apart from the 5% cashback offer on fuel/bill payment/IRCTC spends, an individual can earn an additional cashback of 5% on Easy EMI/Smart Buy/Payzapp.

    Annual Fee – ₹500 + Applicable GST

    What’s Special About the Card?

    The cashback offers are truly a delight for the shoppers wanting to save on their fuel and travel spends. Also, the renewal fee waiver on spending ₹20,000 in a year would appeal the cardholders.

    Citibank Indian Oil Credit Card (Platinum)

    Earn 4 turbo points on a fuel purchase worth ₹150 at authorized Indian Oil retail outlets

    Striking Features at a Glance

    Get 250 turbo points on your first spend within 30 days of the card issuance date. The points will be credited to the account within 60 days of the date of the transaction. The validity of the offer remains till June 30, 2018. 2 turbo points to be credited to your grocery and supermarket purchase worth ₹150. On the other hand, shopping and dining worth ₹150 will fetch you 1 turbo point.

    Annual Fee – ₹1,000 + Applicable GST

    What’s Special About the Card?

    The exciting offer of 250 turbo points on your first spend within 30 days is definitely an eye-opener for the shoppers. Plus, the luxury to redeem these points for free fuel and surcharge waiver on vehicle refill at more than 1200 authorized Indian Oil retail outlets only adds to the delight. On a spend of at least ₹30,000 in a year, the annual fee gets waived off, prompting many to go for the card.

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    Standard Chartered Super Value Titanium Credit Card

    Earn 5% cashback on all your fuel spends

    Striking Features at a Glance

    The 5% cashback is not only available on fuel spends, it’s also there on phone and other utility bills. Besides, the 20% cashback offer on your Uber rides on a minimum spend of ₹15,000 wins more brownie points for the card. The offer lasts till September 30, 2018.

    Annual Fee – ₹750 + Applicable GST

    What’s Special About the Card?

    Cashback offers on fuel, utility and phone spends are almost certain to add to the card’s growing membership. Even the limited period cashback offer on Uber rides is appealing for the shoppers around.

    ICICI Bank HPCL Coral American Express Credit Card

    A luring offer of 6 PAYBACK points exists on spending every ₹100 on fuel at HPCL petrol pumps.

    Striking Features at a Glance

    Using the card to refill your vehicle tanks not only gives you 2.5% cashback but also relieves you from paying 1% surcharge that adds to the fuel bill otherwise. The 2.5% cashback, however, takes effect on a minimum transaction worth ₹500 at HPCL petrol pumps. You have the luxury to redeem 2000 PAYBACK points for fuel worth ₹500.

    Annual Fee – ₹199 (From second year onward) + Applicable GST

    What’s Special About the Card?

    The saving meter is up for a leap with the card on hand. Cashback, fuel surcharge waiver make it for a long ride with your family and friends. What adds to the list of tempting offers are the discounts to be grabbed on booking a movie ticket and dining at select restaurants. A ₹100 discount to be earned on a maximum of 2 tickets a month when booked at bookmyshow via the card. The Culinary Treats Program ensures a minimum 15% discount on dining at more than 800 restaurants.

    Personal Loan Interest Rates July 2018
    Bajaj Finserv10.99% - 16.00%
    Fullerton India14.00% - 33.00%
    HDFC Bank11.25% - 21.25%
    ICICI Bank10.99% - 18.40%
    IndusInd Bank10.99% - 16.00%
    Kotak Bank10.99% - 20.99%
    RBL13.00% - 18.00%
    Standard Chartered Bank10.99% - 14.49%
    Tata Capital10.99% - 18.00%
    Home Loan Interest Rates July 2018
    State Bank of India/SBI8.45% - 9.00%
    HDFC8.50% - 9.15%
    Bank of Baroda8.50% - 9.50%
    LIC Housing8.45% - 8.90%
    PNB Housing Finance8.99% - 10.75%
    ICICI Bank8.55% - 8.80%
    Axis Bank8.50% - 8.85%
    Citibank8.40% - 9.20%
    Indiabulls Housing Finance Limited8.50% - 10.80%
    Kotak Bank8.60% - 8.70%
    DHFL9.05% - 9.95%
    Reliance Home Finance8.75% - 10.00%
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