Best Lifestyle Credit Cards

Credit Card Payment Offers 238 views

Today market offers plethora of lifestyle credit cards options. Yes, and among these too many options at times it becomes difficult for an individual to select the best lifestyle credit cards. Many times, the state of confusion arises, and you might end up buying a card which does not suit your lifestyle at all. So, its always better to decide what your actual needs are, and which type of card can fulfill this requirement of yours.

However, this can only be possible, if you start comparing the different lifestyle credit cards available in the market. Yes, comparison is the key with which you can select a best lifestyle credit card. Through this way, it becomes easy for you to make your pick among many credit card options. But, the only thing here is the fact that you should know your needs first, and then pick a card that meets your needs the most. So, for convenience, here is a list of best lifestyle credit cards that give you premium lifestyle privileges.

  1. IndianOil Citibank Platinum Card

Fees & Charges

Annual Fee:Rs.1000

Privileges of IndianOil Citibank Platinum Card

  • 4 Turbo Points on Rs.150 of fuel purchases at authorized IndianOil Retail Outlets across the country
  • 2 Turbo Points on Rs.150 at grocery and supermarkets
  • 1 Turbo Point on Rs.150 spent elsewhere like Shopping, Dining and more
  • Full waiver of the fuel surcharge (2.5%) on fuel purchases
  • Earn 4 Turbo Points for every Rs.150 at our featured partner
  • Get Rs.200 worth of free fuel with every Additional Card
  • Up to 20% savings across 2000 restaurants
Must Read  Shop well, shop judiciously via credit cards to save money

Features of IndianOil Citibank Platinum Card

  • Personal Concierge Services
  • Dining Privileges
  • Shopping Privileges
  • EMI Privileges
  • Turbo Points with our featured partners
  • Save over 5% on your fuel bills at IndianOil Outlets
  • Get up to 71 litres of fuel for free per year
  1. ICICI Bank Rubyx Credit Cards

Fees & Charges

Joining Fee:Rs.3000+Taxes

Annual Fee:Rs. 2000+Taxes from second onwards

Privileges of ICICI Bank Rubyx Credit Cards

  • Complimentary set of Sennheiser HD221 Headphones upon joining
  • Choose from 3 different reward plans based on your likely spends category – Shopping, Travel or Essentials
  • Earn 2x reward points on spends done on your chosen category
  • Complimentary round of golf every month at the golf course of your choice based on eligible spends on your card
  • 2 complimentary movie tickets every month under the Buy One Get One offer through www.bookmyshow.com
  • Complimentary access to select airport lounges in India, courtesy of MasterCard and American Express
  • Minimum 15% savings on dining bills at over 800 restaurants across India through Culinary Treats Program
  • 5% fuel surcharge waived off on fuel transactions of maximum Rs 4,000 at any fuel outlet
  • 20% savings on Ayurvedic packages and 50% savings on personal lifestyle and fitness
  • Save a minimum of 15% on your dining bill at participating restaurants

Features of ICICI Bank Rubyx Credit Cards

  • Complimentary round of Golf every month
  • 24×7 premium concierge service
  • Culinary Treats
  • Medical concierge privileges
  • Lounge Access
  • Fitness and Lifestyle
  1. American Express Platinum Reserve Credit Card

Fees & Charges

First Year Fee:Rs. 5000+Taxes

Second Year Fee:Rs. 10,000+ Taxes

Must Read  Are Credit Cards Available for People with No Credit?

Privileges of American Express Platinum Reserve Credit Card

  • Get a Welcome Gift of 11,000 Bonus Membership Rewards Points
  • Enjoy cashback of up to Rs. 10,000 at MakeMyTrip.com
  • Enjoy privileges at Hotels and Resorts
  • Get complimentary membership to Priority Pass
  • Access to American Express proprietary lounges in Delhi and Mumbai
  • Get special health and wellness benefits from Max Healthcare, Fortis Healthcare and Texas Medical Concierge
  • Complimentary access to leading golf courses in India
  • Savour discounts at partner restaurants with the American Express Selects Dining programme
  • Enjoy culinary journeys with your Taj Epicure Plus membership
  • Enjoy up to 30% discount and additional 5% cashback at over 1200 restaurants
  • Rely on dedicated concierge service to fulfill your requests coupled with 24×7 Card related assistance

Features of American Express Platinum Reserve Credit Card

  • Cash back and bonus
  • Rewards Programme
  • Offers on Travel,Dining & Golf
  • Privileges for lounge access, health & wellness
  • Concierge services

Lifestyle Credit Card Offers

There are plenty of lifestyle credit cards that come to you with various kinds of offers and deals. When you use these cards for different purposes such as for shopping, dining, fueling or movies, you will get various offers or perks in return. With the help of these offers, you can earn various rewards or bonus points and can easily redeem them in the future. The best thing about these credit card offers is the fact that they are valid for long- term, hence you can redeem them at your convenience and ease.

(Updated on: 27th August, 2016)

Must Read  What Are Fixed Deposit Credit Cards?