HDFC Premium Credit Cards

Credit Cards have become a basic necessity for many individuals and individuals with high income usually prefer premium credit cards. So, here you can see the various HDFC Premium Credit Cards that are especially meant for elite customers. HDFC offers two super premium credit cards that can be only afforded by the individuals of high income group. So, if you are willing to apply for such a credit card then you can explore all of them in this article. These credit cards will give you a luxurious experience and you can save a lot of extra bucks while at the elite hotels and lounges. Let’s explore the types of Premium Credit Cards offered by the HDFC Bank.

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Super Premium Credit Cards from HDFC

There are two credit cards offered by the HDFC Bank that comes under the premium category. You can explore the features, eligibility criteria, and fees of these cards.

• HDFC Infinia Credit Card
• HDFC Diners Club Black Credit Card

HDFC Infinia Credit Card

• Get a Complimentary membership for one-year of the Club Marriott.
• Enjoy a discount of up to 20% for dining and staying under this membership.
• Enjoy unlimited Access to the Airport Lounges all over the world.
• 2% is the foreign mark-up fees of this card.
• Enjoy unlimited golf games at various golf courses across India.
• Earn 5 reward points on every expense of ₹150.
• Enjoy a fuel surcharge waiver of 1% on the transactions between ₹400 to ₹1 Lac.
• Get an insurance cover up to ₹3 Crore in case of an Air Accident.
• Get a credit shield cover of up to ₹9 Lacs.
• The bank will give you 10000 reward points on the realization of the joining fees and the renewal fees.

Fee and Eligibility Criteria of the Credit Card

There is not a fixed eligibility criterion for this credit card. This credit card can be taken through an invitation send by the bank. If the HDFC bank finds that you are wealthy enough to afford this credit card then it will send you an invitation.

Fee

• ₹10000 plus Taxes is the joining fees of this HDFC Credit Card.
• ₹10000 plus Taxes is the Renewal Fees of this credit card.
• A spending of ₹8 Lacs in a year will waive off the Renewal Fees.

HDFC Diners Club Black Credit Card

• Enjoy a Complimentary membership of Club Marriott, Forbes Digital Subscription, Zomato Gold, Amazon, MakeMyTrip Double Black, and Times prime after spending ₹1.5 Lacs within 90 days of the Card issuance.
• Get a free renewal of the above memberships by spending ₹8 Lacs in a year through this credit card.
• Get Discounts at the leading Spas, Salons, and Gyms.
• Enjoy 6 Complimentary Golf Games across the world.
• Get unlimited airport lounge access at 700+ airport lounges in India.
• Earn 5 reward points on every expenditure of ₹150.
• 1.99% is the foreign markup fees of this credit card.
• Get an insurance cover up to ₹2 Crore in case of an Air Accident.
• Get a medical emergency insurance cover of up to ₹50 Lacs.

Fee and Eligibility Criteria of the Credit Card

• 21 Years is the minimum age for the Salaried and Self Employed.
• 60 Years is the maximum age for the salaried employee.
• 65 Years is the Maximum Age for the Self Employed.
• ₹1.75 Lacs per month must be the monthly salary.
• ITR of ₹21 Lacs is needed for this HDFC Premium Credit Card.

Fee

• ₹10000 plus Complimentary Access to the Gold Courses.axes is the joining fees of this HDFC Credit Card.
• ₹10000 plus Taxes is the Renewal Fees of this credit card.
• A spending of ₹5 Lacs in a year will waive off the Joining Fees.
• A spends of ₹8 Lacs in a year will waive off the Renewal Fees.

Why these Credit Cards Comes Under Premium Category

The main reason for calling these cards as the premium credit cards are their exclusive features and offers. The offers that make these cards premium are as follows:-

• Complimentary Access to the Gold Courses.
• Free membership of the Club Marriott Hotels and Restaurants
• Unlimited Access to the Airport Lounges.
• Global Personal Concierge available round the clock.
• Elite Dining Experience at premium restaurants.
• Comprehensive insurance cover.

Conclusion

Now, you must be aware of the reason why these credit cards comeunder the premium credit card category. These cards will give you an eliteexperience of staying at expensive hotels and enjoy premium dinner. So, if you findtheses HDFC Premium Credit Cards interesting then you can apply for them assoon as possible.