HDFC Premium Credit Cards
Last Updated : Aug. 9, 2020, 3:08 p.m.
Credit Cards have become a basic necessity for many individuals and individuals with high incomes usually prefer premium credit cards. So, here you can see the various HDFC Premium Credit Cards that are specially meant for elite customers. HDFC offers two super premium credit cards that can only be afforded by individuals in high-income groups. So, if you are willing to apply for such a credit card then you can explore all of them in this article. These credit cards will give you a luxurious experience and you can save a lot of extra bucks while at the elite hotels and lounges. Please explore the types of Premium Credit Cards offered by HDFC Bank.
Super Premium Credit Cards from HDFC
There are two credit cards offered by HDFC Bank that come under the premium category. You can explore the features, eligibility criteria, and fees for these cards.
HDFC Infinia Credit Card
- Metal credit card
- One-year free-of-cost Club Marriott memberships
- No maximum limit for airport lounge visits
- Unlimited free-of-cost golf games at select golf courses around the world
Eligibility
Invite Only
Fee
- ₹12,500 + GST (Joining Fee)
- ₹12,500 + GST (Renewal Fee)
HDFC Diners Club Black Credit Card
- One-year free membership for the Club Marriott, Amazon Prime, and Swiggy
- 6 complimentary golf games across the world
- Free airport lounge access to 1,300+ airport lounges
Eligibility
- Net Monthly Income > ₹1.75 Lakhs (For Salaried, age 21-60 years)
- ITR > ₹21 Lakhs per annum (For Self-employed, age 21-65 years)
Fee
- ₹10,000 (Joining/Renewal fees)
Why do these HDFC Cards come under the Premium Category?
HDFC Bank has two top-notch credit cards: Diners Club Black and INFINIA . These cards stand out for several reasons:
- Special Perks: These high-end cards offer cool extras like free entry to airport lounges, help with plans, bonuses for travel like flight miles, and deals on fancy meals and high-end fun.
- Bigger Spending Limit: Compared to regular cards, these let you spend more or borrow more cash.
- For Rich Folks: They aim for people with a lot of money or high earnings. You need to earn a lot to get one, making sure only a few can have them.
- Fancy Look and Feel: They come with a unique design that makes them look special and more appealing.
- Big Rewards: These cards come with a strong rewards program that gives you more points, special bonuses, and options that suit your rich lifestyle.
- Yearly Fees: These cards cost more each year than regular cards. This fee helps cover the cool benefits and services they give.
In short, these HDFC cards are for those who enjoy fine things, big spending, and top service. They offer unique perks, allow for bigger purchases, require a high income to get, look fancy, provide lots of rewards, assure fast help and come with high yearly costs. They’re made for wealthy individuals who love luxury, ease, and personal care.
Conclusion
Now, you must be aware of the reason why these credit cards come under the premium credit card category. These cards will give you an elite experience of staying at expensive hotels and enjoying premium dinners. If you find these HDFC Premium Credit Cards interesting then you can apply for them as soon as possible.