IDFC Credit Card for Free Railway Lounge Access

IDFC Bank has different types of credit cards in the market. All of them are launched with the intent to serve the wider needs of different individuals. However, as we all know that the needs of customers keep increasing and changing. Therefore, banks keep an eye on them to introduce new features. Furthermore, keeping in mind IDFC Bank has come up with IDFC Credit Card for Free Railway Lounge Access. They are highly suitable credit cards for those who travel frequently by railway. With the help of this card, you can enjoy free lounge access and other benefits as well. Dive deeper into this article to understand the different “IDFC Credit Card for Free Railway Lounge Access”.

Top IDFC Credit Card for Free Railway Lounge Access

IDFC Bank has its own customer base which is highly satisfied with the credit cards it offered. Moreover, we all know the craze for credit cards among individuals. That’ ‘s why it becomes important for the bank to introduce new updates and features to their credit cards. IDFC comprises some of the best IDFC Bank Credit Cards that will help you to avail of railway lounges for free. In addition, all these cards are lifetime free credit cards.

Following are the IDFC Credit Card for Free Railway Lounge Access:

Credit CardsFree Railway LoungeJoining Fee
FIRST Millennia Credit CardEnjoy 4 free railway lounge access per quarterLifetime Free Credit Card
FIRST Classic Credit CardGet complimentary lounge visits for 4 per year. It is however limited up to 1 per quarter. Lifetime Free Credit Card
FIRST Wealth Credit CardAvail of 4 complimentary railway lounge visits calendar quarter in participating lounges in India. Lifetime Free Credit Card
FIRST Select Credit CardYou will get 4 complimentary railway lounge visits in a calendar quarter.Lifetime Free Credit Card
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List of Railway Stations

Here are the railway lounges where you can avail free visiting using these IDFC Credit Cards:

Executive LoungeDelhiPlatform No. 16, New Station Building, Ajmeri Gate side, New Delhi Railway Station, New Delhi, 110006
Executive LoungeJaipurPlatform no. 1, Near 1st Class Waiting Room at Jaipur Jn Railway Station, Rajasthan 303702
Executive LoungeAgraPlatform no. 1 at Agra Cantt, Near Second Class Waiting Room, Agra, Uttar Pradesh 282001
Executive LoungeAhmedabadPlatform No-1, Ahmedabad Railway Station, Gujarat
Executive LoungeKolkata (Sealdah)Main Entrance Gate of Sealdah Railway Station, 1st floor near second class waiting room, West Bengal 700014

Terms and Conditions

There are certain guidelines that you need to follow in order to grab the offer:

  • This offer is only valid at certain Indian railway lounges.
  • At the entrance to the participating lounges, you must present a valid train ticket.
  • IDFC First Bank is not accountable if the lounge operator closes the lounges.
  • As per the regulations the lounge will be open on a first-come, first-served basis.
  • Cardholders have access to the lounges for two hours. Furthermore, after two hours, the lounge has the right to charge the applicable fees.
  • If the cardholder accompanied a guest, he or she must pay the applicable fees.
  • For validity purposes, INR 2 will be deducted from the cardholder’s balance.
  • The IDFC Credit Card with Free Railway Lounge Access is only available to primary cardholders.

Features and Benefits

These are the amenities you will have when you use IDFC Credit Card for Free Railway Lounge Access:

  • Stay for two hours.
  • Exclusive facilities such as AC and comfortable sitting arrangements.
  • 1 Buffet meal either Breakfast, Lunch, or Dinner depending on the time you visit the lounge.
  • Unlimited tea and coffee.
  • Free WiFI.
  • Access to newspapers and magazines.
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Why do travelers need the IDFC Credit Cards for Free Railway Lounge Access?

Traveling requires careful planning, from finances to other essentials. There are some points in time when you have to wait for so long. Furthermore, Indian railways frequently take a long time to arrive at a specific railway station. As a result, you must stand in line and wait for the train to arrive. There are, however, lounges available. You can use these lounges even if you do not have an IDFC Credit card.

Furthermore, in that case, you must pay a high fee because these lounges are expensive. That’s why the IDFC bank has brought up the idea to introduce free railway lounge access within the credit cards. They are exclusive benefits that a cardholder gets whenever he/she arrives to catch their train. Here you can relax and enjoy the perks provided while waiting for your train. However, you can use these lounges whenever you want as long as you have a valid train ticket.


Credit cards have become a prominent factor in our lives. Today almost each one of us needs a credit card in our life for financial assistance. IDFC has always been a key factor in helping people through various means. Furthermore, IDFC Credit Cards for Free Railway Lounge Access is the liable option for travelers. It helps them to just relax during their hectic travel journey. In addition, the other benefits you will get here is what make it a liable travel partner.

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