Dena Bank Home Loan Ahmedabad - IFSC, Rates Dec 2023, Eligibility, EMI

Dena Bank Home Loan in Ahmedabad

About Dena Bank Home Loan Ahmedabad

Dena Bank Home Loan Ahmedabad invites borrowers to avail home loan through the scheme of ‘Dena Niwas Home Loan’. The borrowers need to satisfy the eligibility criteria for getting the appropriate sanction of their home loan. The loan amount is available upto ₹  200 lakh for the purchase/construction of a house and upto ₹  10 lakhs for renovation/upgradation purposes.

Dena Bank Home Loan Ahmedabad at a glance

Interest Rate8.50% - 10.60%
Loan AmountUp to ₹ 200 lakhs for the purchase/construction of a house.
Up to ₹ 10 lakhs for renovation/upgradation.
TenureUpto 30 years-for the purchase of a new flat/house/construction/extension.

Upto 10 years- for repairs, renovation and upgradation.
Processing Fee0.50% of sanctioned limit.
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:

  • Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
  • The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
  • The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
  • Spouses/Co-applicants income can also be considered for enhanced eligibility.

Documents Required

Borrowers whether salaried employees or self-employed professionals need to produce the following documents :

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
  • Bank Account Statement for the Last 6 Months.
  • Track record of existing loans, if any.
  • Details of property you look to buy & construct.

To know more details, visit Home Loan Ahmedabad

Address of Dena Bank Branches in Ahmedabad

Branch NameComplete AddressIFSCMICRContact Number
Gandhi RoadGandhi Road, AhmedabadBKDN0110011380018015079-22130501/22139867
Delhi ChaklaStar House, Delhi Chakla, AhmedabadBKDN0110020380018012079-25620202, 25626382
Maninagar (West)
Char Rastamani Nagar (W)Ahmedabad, Gujarat - 380008BKDN0110068380018022079-2776748
SaraspurPith Bazar, Saraspur, Ahmedabad 380018 GujaratBKDN0110069380018037079-22921029
Ellis BridgeEllis Bridge, Pritam Rai Road Ahmedabad , Gujarat - 380006BKDN0110097380018014079-6579892
Relief RoadOpp.Krishna Cinema Relief Road Post Box No.293, Ahmedabad, Gujarat - 380001
AsarvaAsarva Chakla, Ahmedabad - 380016
NavrangpuraSurya Complex Near Swastic Cross Rd.Ahmedabad, Gujarat - 380009
Naranpura53, Shalibhadra Society Naranpura Road
Ahmedabad- 382235

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    ICICI Bank9.00% - 9.85%
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