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About Dena Bank Home Loan Jammu
Dena Bank Home Loan Jammu invites home loan borrowers to avail home loans under a scheme name ‘Dena Niwas Home Loan’ so as to fulfill their dreams of owning their home one day. With minimal documentation processes and flexible EMIs along with suitable repayment tenure can help the borrowers comfortably plan their home loans with ease.
Dena Bank Home Loan Jammu at a glance
|Interest Rate||6.75% - 8.35%|
|Loan Amount||Up to ₹ 200 lakhs for the purchase/construction of a house. |
Up to ₹ 10 lakhs for renovation/upgradation.
|Tenure||Upto 30 years-for the purchase of a new flat/house/construction/extension.|
Upto 10 years- for repairs, renovation and upgradation.
|Processing Fee||0.50% of sanctioned limit.|
Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:
- Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
- The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
- The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
- Spouses/Co-applicants income can also be considered for enhanced eligibility.
Borrowers whether salaried employees or self-employed professionals need to produce the following documents :
- Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
- Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
- Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
- Bank Account Statement for the Last 6 Months.
- Track record of existing loans, if any.
- Details of property you look to buy & construct.
To know more details, visit Home Loan Jammu
Address of Dena Bank Branches in Jammu
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Jammu||Jammu, Raghunath Mandir Chowk, Raghunath Bazar., Jammu And Kashmir||BKDN0710553||180018002||0191-2578511|
|Jammu Kunjwan||Opposite Bata Show Room, Jammu - Pathankot Hational Highway, Kunjwani, Gangyal Jammu,||BKDN0731339||180018003||9622084956|