Dena Bank Home Loan in Jammu

About Dena Bank Home Loan Jammu

Dena Bank Home Loan Jammu invites home loan borrowers to avail home loans under a scheme name ‘Dena Niwas Home Loan’ so as to fulfill their dreams of owning their home one day. With minimal documentation processes and flexible EMIs along with suitable repayment tenure can help the borrowers comfortably plan their home loans with ease.

Dena Bank Home Loan Jammu at a glance

ParticularsDetails
Interest Rate8.25% - 8.35%
Loan AmountUp to ₹ 200 lakhs for the purchase/construction of a house.
Up to ₹ 10 lakhs for renovation/upgradation.
TenureUpto 30 years-for the purchase of a new flat/house/construction/extension.

Upto 10 years- for repairs, renovation and upgradation.
Processing Fee0.50% of sanctioned limit.
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:

  • Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
  • The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
  • The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
  • Spouses/Co-applicants income can also be considered for enhanced eligibility.

Documents Required

Borrowers whether salaried employees or self-employed professionals need to produce the following documents :

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
  • Bank Account Statement for the Last 6 Months.
  • Track record of existing loans, if any.
  • Details of property you look to buy & construct.

To know more details, visit Home Loan Jammu

Address of Dena Bank Branches in Jammu

Branch NameComplete AddressIFSCMICRContact Number
JammuJammu, Raghunath Mandir Chowk, Raghunath Bazar., Jammu And KashmirBKDN07105531800180020191-2578511
Jammu Kunjwan Opposite Bata Show Room, Jammu - Pathankot Hational Highway, Kunjwani, Gangyal Jammu, BKDN07313391800180039622084956

 

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