About Dena Bank Home Loan New Delhi
The capital of India, New Delhi invites home loan borrowers to find their dreams a realistic place for getting it fulfilled. Be it for construction, renovation, repairs or modifications, get it at competitive interest rates which suitably adjust your home loan dreams. The interest rates are affordable enough to suit the pockets of every borrower.
Dena Bank Home Loan New Delhi at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.50% - 10.60% |
| Loan Amount | Up to ₹ 200 lakhs for the purchase/construction of a house. Up to ₹ 10 lakhs for renovation/upgradation. |
| Tenure | Upto 30 years-for the purchase of a new flat/house/construction/extension. Upto 10 years- for repairs, renovation and upgradation. |
| Processing Fee | 0.50% of sanctioned limit. |
| Pre-payment Charges | Nil |
Eligibility Criteria
Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:
- Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
- The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
- The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
- Spouses/Co-applicants income can also be considered for enhanced eligibility.
Documents Required
Borrowers whether salaried employees or self-employed professionals need to produce the following documents :
- Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
- Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
- Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
- Bank Account Statement for the Last 6 Months
- Track record of existing loans, if any
- Details of property you look to buy & construct.
To know more details, visit Home Loan New Delhi
Address of Dena Bank Branches in New Delhi
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| Chandni Chowk | 5456, Laxmi Building, Near Clocktower, P.B.No.1126, Delhi 110006 | BKDN0710059 | 110018002 | 011-23955843 |
| Connaught Circus | M - 36, Con.Circus, P.B.No.498, New Delhi - 110001 | BKDN0710065 | 110018006 | 011-23415645/23415263/23481165 |
| Subji Mandi | 24 / 156, G.T.Road, Subzi Mandi, Shakti Nagar, Delhi 110007 | BKDN0710129 | 110018007 | 011-27127967 |
| Karol Bagh | Mangal Bhavan, Arya Samaj Rd, Karol Baug, New Delhi | BKDN0710136 | 110018005 | 011-28752406/28754099 |
| Daryaganj | 3631, N.S.Marg, Daryaganj, New Delhi - 110002 | BKDN0710160 | 110018008 | 011-23271891 |
| Okhla Industrial Estate | Okhla Ind.Estate, Admin.Block, New Delhi - 110020 | BKDN0710251 | 110018014 | 011-26312059 |
| Najafgarh Road | Nazafgarh, A - 3, Kirti Nagar, New Delhi - 110015 | BKDN0710351 | 110018010 | 011-25117934 |
| Alipore Marg | 32, Alipore Marg, Near Isbt, Delhi 110054 | BKDN0710409 | 110018016 | 011-23945068 |
| Wazirpur | Deep Cinema Bldg., Wazirpur, New Delhi 110052 | BKDN0710514 | 110018011 | 011-27441786/27242044 |
| Chawri Bazar | 2408, Ward No 5, Chawri Bazar, New Delhi | BKDN0710526 | 110018003 | 011-23265579/2328901 |