Dena Bank Home Loan in New Delhi

About Dena Bank Home Loan New Delhi

The capital of India, New Delhi invites home loan borrowers to find their dreams a realistic place for getting it fulfilled. Be it for construction, renovation, repairs or modifications, get it at competitive interest rates which suitably adjust your home loan dreams. The interest rates are affordable enough to suit the pockets of every borrower.

Dena Bank Home Loan New Delhi at a glance

ParticularsDetails
Interest Rate8.25% - 8.35%
Loan AmountUp to ₹ 200 lakhs for the purchase/construction of a house.
Up to ₹ 10 lakhs for renovation/upgradation.
TenureUpto 30 years-for the purchase of a new flat/house/construction/extension.

Upto 10 years- for repairs, renovation and upgradation.
Processing Fee0.50% of sanctioned limit.
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:

  • Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
  • The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
  • The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
  • Spouses/Co-applicants income can also be considered for enhanced eligibility.

Documents Required

Borrowers whether salaried employees or self-employed professionals need to produce the following documents :

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
  • Bank Account Statement for the Last 6 Months
  • Track record of existing loans, if any
  • Details of property you look to buy & construct.

To know more details, visit Home Loan New Delhi

Address of Dena Bank Branches in New Delhi

Branch NameComplete AddressIFSCMICRContact Number
Chandni Chowk
5456, Laxmi Building, Near Clocktower, P.B.No.1126, Delhi 110006BKDN0710059110018002011-23955843
Connaught CircusM - 36, Con.Circus, P.B.No.498, New Delhi - 110001 BKDN0710065110018006011-23415645/23415263/23481165
Subji Mandi24 / 156, G.T.Road, Subzi Mandi, Shakti Nagar, Delhi 110007BKDN0710129110018007011-27127967
Karol BaghMangal Bhavan, Arya Samaj Rd, Karol Baug, New DelhiBKDN0710136110018005011-28752406/28754099
Daryaganj3631, N.S.Marg, Daryaganj, New Delhi - 110002BKDN0710160110018008011-23271891
Okhla Industrial EstateOkhla Ind.Estate, Admin.Block, New Delhi - 110020BKDN0710251110018014011-26312059
Najafgarh RoadNazafgarh, A - 3, Kirti Nagar, New Delhi - 110015BKDN0710351110018010011-25117934
Alipore Marg32, Alipore Marg, Near Isbt, Delhi 110054BKDN0710409110018016011-23945068
WazirpurDeep Cinema Bldg., Wazirpur, New Delhi 110052 BKDN0710514110018011011-27441786/27242044
Chawri Bazar 2408, Ward No 5, Chawri Bazar, New DelhiBKDN0710526110018003011-23265579/2328901

 

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