About Dena Bank Home Loan Patna
Dena Bank Home Loan Patna invites borrowers to avail home loans for a range of purposes. Be it constructing or buying a new house, redecoration or improvement of an existing house, purchase of a resale house, balance transfer or extension of your existing home, for any repair work etc. The loans are available at flexible interest rates that can accommodate the pockets of every borrower.
Dena Bank Home Loan Patna at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.50% - 10.60% |
| Loan Amount | Up to ₹ 200 lakhs for the purchase/construction of a house. Up to ₹ 10 lakhs for renovation/upgradation. |
| Tenure | Upto 30 years-for the purchase of a new flat/house/construction/extension. Upto 10 years- for repairs, renovation and upgradation. |
| Processing Fee | 0.50% of sanctioned limit. |
| Pre-payment Charges | Nil |
Eligibility Criteria
Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:
- Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
- The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
- The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
- Spouses/Co-applicants income can also be considered for enhanced eligibility.
Documents Required
Borrowers whether salaried employees or self-employed professionals need to produce the following documents :
- Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
- Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
- Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
- Bank Account Statement for the Last 6 Months.
- Track record of existing loans, if any.
- Details of property you look to buy & construct.
To know more details, visit Home Loan Patna
Address of Dena Bank Branches in Patna
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| Patna | Dena Bank, Mourya Lok Complex, Dak Bungalow Road, PB No.34, Patna - 800001 | BKDN0910183 | 800018002 | 0612-2222211 |
| Bakhtiyarpur | Bakhtiarpur, Pin 803212 | BKDN0910253 | NON-MICR | 06132-226498 |
| Boring Road Patna | M2/2 Boring Road, Patna, Bihar - 800001 | BKDN0911269 | 800018003 | 9471043532 |
| Buddha Dental Hospital | Dena Bank, Mahatama Gandhi Nagar, Patna Budha Dental College , Kankarbagh, Patna , Bihar - 800 020 | BKDN0911439 | NON-MICR | 0612-3295022 |
| Barh | Dena Bank, Barh Branch, Sumitra Complex Near Savita Cinema Nh 31, Barh Dist Patna Bihar | BKDN0921688 | NON-MICR | 7541808776 |
| Patna Rajabazar | Raja Bazar Branch, Maharaj Market, Near LG Shop, Patna | BKDN0921689 | NON-MICR | 7541808772 |
| Patna City | Opp.Gurudwara, PO Jhauganj, Ashok Raj Path Sub Division, Patna City Patna, Bihar | BKDN0921695 | NON-MICR | 7541808774 |
| Patna Khazanchi Road | Khazanchi Road Branch, Ashutosh Kumar, Khazanchi Road Main Road, Patna, Bihar | BKDN0921696 | NON-MICR | 7541808775 |
| Sherpur | Sherpur Branch, At Sherpur, Near Shakti Nath Mandir, Sherpur Dist, Muzaffarpur, Bihar 842001 | BKDN0921950 | NON-MICR | 8877781318 |