Dena Bank Home Loan Patna - Rates Dec 2023, Eligibility, IFSC, EMI

Dena Bank Home Loan in Patna

About Dena Bank Home Loan Patna

Dena Bank Home Loan Patna invites borrowers to avail home loans for a range of purposes. Be it constructing or buying a new house, redecoration or improvement of an existing house, purchase of a resale house, balance transfer or extension of your existing home, for any repair work etc. The loans are available at flexible interest rates that can accommodate the pockets of every borrower.

Dena Bank Home Loan Patna at a glance

Interest Rate8.50% - 10.60%
Loan AmountUp to ₹ 200 lakhs for the purchase/construction of a house.
Up to ₹ 10 lakhs for renovation/upgradation.
TenureUpto 30 years-for the purchase of a new flat/house/construction/extension.

Upto 10 years- for repairs, renovation and upgradation.
Processing Fee0.50% of sanctioned limit.
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:

  • Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
  • The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
  • The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
  • Spouses/Co-applicants income can also be considered for enhanced eligibility.

Documents Required

Borrowers whether salaried employees or self-employed professionals need to produce the following documents :

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
  • Bank Account Statement for the Last 6 Months.
  • Track record of existing loans, if any.
  • Details of property you look to buy & construct.

To know more details, visit Home Loan Patna

Address of Dena Bank Branches in Patna

Branch NameComplete AddressIFSCMICRContact Number
PatnaDena Bank, Mourya Lok Complex, Dak Bungalow Road, PB No.34, Patna - 800001BKDN09101838000180020612-2222211
BakhtiyarpurBakhtiarpur, Pin 803212BKDN0910253NON-MICR06132-226498
Boring Road PatnaM2/2 Boring Road, Patna, Bihar - 800001 BKDN09112698000180039471043532
Buddha Dental HospitalDena Bank, Mahatama Gandhi Nagar, Patna Budha Dental College , Kankarbagh, Patna , Bihar - 800 020BKDN0911439NON-MICR0612-3295022
BarhDena Bank, Barh Branch, Sumitra Complex Near Savita Cinema Nh 31, Barh Dist Patna BiharBKDN0921688NON-MICR7541808776
Patna RajabazarRaja Bazar Branch, Maharaj Market, Near LG Shop, Patna BKDN0921689NON-MICR7541808772
Patna CityOpp.Gurudwara, PO Jhauganj, Ashok Raj Path Sub Division, Patna City Patna, BiharBKDN0921695NON-MICR7541808774
Patna Khazanchi RoadKhazanchi Road Branch, Ashutosh Kumar, Khazanchi Road Main Road, Patna, BiharBKDN0921696NON-MICR7541808775
SherpurSherpur Branch, At Sherpur, Near Shakti Nath Mandir, Sherpur Dist, Muzaffarpur, Bihar 842001 BKDN0921950NON-MICR8877781318


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