Dena Bank Personal Loan in Jammu

About Dena Bank Personal Loan Jammu

Dena Bank Personal Loan Jammu encourage salaried employees to give their best shot in achieving their personal commitments. Don’t allow the scarcity of funds to block your door? Unblock it by securing Personal Loan to fulfill your personal wishes. Be it for financing your higher education, travelling overseas or for medical treatment or for any unanticipated calamities. Strike it through the channel of personal loans so as not to fall short of any finances when it comes to the realization of your goals.

Dena Bank Personal Loan Jammu at a glance

ParticularsDetails
Interest Rate

13.00% - 14.00%

Loan AmountMinimum ₹ 15,000/-
Maximum Amount

9 times of NMI* ( repayable in 36 months) /
6 times of NMI* ( repayable in 24 months) /
3 times of NMI* ( repayable in 12 months) or Rs.1.00 lac whichever is less.**
*NMI means Net Monthly Income i.e. Gross Salary – Deductions
TenureUpto 3 years
Processing Fee1% of the loan amount
Pre-payment ChargesNil

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Eligibility Criteria

Individuals applying for Dena Bank Personal Loan need to fulfill the following criteria:

  • You should be a permanent employee between 24 to 55 years with a work experience of atleast 2 years in a Govt. or PSU/reputed organization.
  • Your gross monthly income should be atleast ₹ 15,000/-
  • You can either furnish an undertaking from your employer or can undergo a salary disbursement arrangement with the bank.

Documents Required

Salaried employees need to produce the following documents (Self-attested copies):

  • Two passport sized photographs of applicants along with the co-applicants and the guarantors.
  • Proof of identity: Copy of passport/voter ID card/driving license
  • Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
  • Proof of age : Copy of a valid PAN card or Passport or Driving License or School Leaving Certificate.
  • Proof of Income and Occupation: Latest salary slip / current dated salary certificate with the latest Form 16 from the employer.
  • Bank statement for 6 months where the salary is credited.
  • Latest 3 months salary slip showing all deductions.
  • Appointment letter/increment letter from employers for annual benefits.
  • Brief profile of the company where employed.
  • Other documents are also required in accordance with the bank’s rules and regulations.

To know more details, visit Personal Loan Jammu

Address of Dena Bank Branches in Jammu

Branch NameComplete AddressIFSCMICRContact Number
JammuJammu, Raghunath Mandir Chowk, Raghunath Bazar., Jammu And KashmirBKDN07105531800180020191-2578511
Jammu Kunjwan Opposite Bata Show Room, Jammu - Pathankot Hational Highway, Kunjwani, Gangyal Jammu, BKDN07313391800180039622084956

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