Dena Bank Personal Loan Mumbai - Rates Dec 2023, Eligibility, EMI, IFSC

Dena Bank Personal Loan in Mumbai

About Dena Bank Personal Loan Mumbai

Dena Bank Personal Loan Mumbai invites salaried class employees to meet their personal obligations. Whether it is associated with a marriage in the family, for higher educational pursuits, for meeting medical emergencies or simply a vacation. The personal loans are available at affordable interest rates with a minimum processing fee of 1% of the loan amount. The tenure for repayment of the personal loan is upto 3 years along with a minimal documentation process.

Dena Bank Personal Loan Mumbai at a glance

Interest Rate10.90% - 18.25%
Loan AmountMinimum ₹ 15,000/-
Maximum Amount

9 times of NMI* ( repayable in 36 months) /
6 times of NMI* ( repayable in 24 months) /
3 times of NMI* ( repayable in 12 months) or Rs.1.00 lac whichever is less.**
*NMI means Net Monthly Income i.e. Gross Salary – Deductions
TenureUpto 3 years
Processing Fee1% of the loan amount
Pre-payment ChargesNil

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

Individuals applying for Dena Bank Personal Loan need to fulfill the following criteria:

  • You should be a permanent employee between 24 to 55 years with a work experience of atleast 2 years in a Govt. or PSU/reputed organization.
  • Your gross monthly income should be atleast ₹ 15,000/-
  • You can either furnish an undertaking from your employer or can undergo a salary disbursement arrangement with the bank.

Documents Required

Salaried employees need to produce the following documents (Self-attested copies):

  • Two passport sized photographs of applicants along with the co-applicants and the guarantors.
  • Proof of identity: Copy of passport/voter ID card/driving license
  • Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
  • Proof of age : Copy of a valid PAN card or Passport or Driving License or School Leaving Certificate.
  • Proof of Income and Occupation: Latest salary slip / current dated salary certificate with the latest Form 16 from the employer.
  • Bank statement for 6 months where the salary is credited.
  • Latest 3 months salary slip showing all deductions.
  • Appointment letter/increment letter from employers for annual benefits.
  • Brief profile of the company where employed.
  • Other documents are also required in accordance with the bank’s rules and regulations.

To know more details, visit Personal Loan Mumbai

Address of Dena Bank Branches in Mumbai

Branch NameComplete AddressIFSCMICRContact Number
Malad (East) Sadhana, Daftary Road, Malad East, Mumbai - 400064BKDN0460110400018018022-28889985 / 28892553
MahimSolitude, Plot No.410, Tps - III, Bhagoji Keer Marg, MumbaiBKDN0460112400018021022-24462201
Bhandup (WEST) - MumbaiBurjor Baug, Shastri Marg, Mumbai - 400078BKDN0460126400018044022-25610906/25906616
Juhu Vile ParleSharda Bhuvan, V.M.Road, Juhu - Vile Parle(West), Mumbai, Maharashtra - 400056BKDN0460131400018057022-26183752/26151370
Mumbai - Bandra (WEST)Khimji Palace, Hill Road, Mumbai - 400050BKDN0460144400018012022-26425809 / 26415972
Jogeshwari (WEST) - MumbaiGool - Dhun - A - Bad, Opp. Malcolm Baug, Sv Road, Mumbai - 400060BKDN0460209400018052022-26797320/26794879
Govandi DeonarStation Road, Mumbai - 400088BKDN0460353400018073022-25580997
Marol - Mumbai The Heritage, Andheri(East), Mumbai - 400019BKDN0460413400018075022-28325005/28213275
Orlem - Malad (WEST)Anthsil, O.M.Rd., Marve Road, Malad(West), Mumbai, Maharashtra - 400064BKDN0460486400018078022-28820678;
Mount PoinsurAnand Bhuvan, Grd.Fl, Sardar V.P.Road, Mt.Poinsur, Borivali(West), Mumbai - 400092BKDN046048740001807728933073/2892618


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