About Dena Bank Personal Loan Mumbai
Dena Bank Personal Loan Mumbai invites salaried class employees to meet their personal obligations. Whether it is associated with a marriage in the family, for higher educational pursuits, for meeting medical emergencies or simply a vacation. The personal loans are available at affordable interest rates with a minimum processing fee of 1% of the loan amount. The tenure for repayment of the personal loan is upto 3 years along with a minimal documentation process.
Dena Bank Personal Loan Mumbai at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 10.90% - 18.25% |
| Loan Amount | Minimum ₹ 15,000/- Maximum Amount 9 times of NMI* ( repayable in 36 months) / 6 times of NMI* ( repayable in 24 months) / 3 times of NMI* ( repayable in 12 months) or Rs.1.00 lac whichever is less.** *NMI means Net Monthly Income i.e. Gross Salary – Deductions |
| Tenure | Upto 3 years |
| Processing Fee | 1% of the loan amount |
| Pre-payment Charges | Nil |
Apply Personal Loan @ 10.75%* Rate
Eligibility Criteria
Individuals applying for Dena Bank Personal Loan need to fulfill the following criteria:
- You should be a permanent employee between 24 to 55 years with a work experience of atleast 2 years in a Govt. or PSU/reputed organization.
- Your gross monthly income should be atleast ₹ 15,000/-
- You can either furnish an undertaking from your employer or can undergo a salary disbursement arrangement with the bank.
Documents Required
Salaried employees need to produce the following documents (Self-attested copies):
- Two passport sized photographs of applicants along with the co-applicants and the guarantors.
- Proof of identity: Copy of passport/voter ID card/driving license
- Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
- Proof of age : Copy of a valid PAN card or Passport or Driving License or School Leaving Certificate.
- Proof of Income and Occupation: Latest salary slip / current dated salary certificate with the latest Form 16 from the employer.
- Bank statement for 6 months where the salary is credited.
- Latest 3 months salary slip showing all deductions.
- Appointment letter/increment letter from employers for annual benefits.
- Brief profile of the company where employed.
- Other documents are also required in accordance with the bank’s rules and regulations.
To know more details, visit Personal Loan Mumbai
Address of Dena Bank Branches in Mumbai
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| Malad (East) | Sadhana, Daftary Road, Malad East, Mumbai - 400064 | BKDN0460110 | 400018018 | 022-28889985 / 28892553 |
| Mahim | Solitude, Plot No.410, Tps - III, Bhagoji Keer Marg, Mumbai | BKDN0460112 | 400018021 | 022-24462201 |
| Bhandup (WEST) - Mumbai | Burjor Baug, Shastri Marg, Mumbai - 400078 | BKDN0460126 | 400018044 | 022-25610906/25906616 |
| Juhu Vile Parle | Sharda Bhuvan, V.M.Road, Juhu - Vile Parle(West), Mumbai, Maharashtra - 400056 | BKDN0460131 | 400018057 | 022-26183752/26151370 |
| Mumbai - Bandra (WEST) | Khimji Palace, Hill Road, Mumbai - 400050 | BKDN0460144 | 400018012 | 022-26425809 / 26415972 |
| Jogeshwari (WEST) - Mumbai | Gool - Dhun - A - Bad, Opp. Malcolm Baug, Sv Road, Mumbai - 400060 | BKDN0460209 | 400018052 | 022-26797320/26794879 |
| Govandi Deonar | Station Road, Mumbai - 400088 | BKDN0460353 | 400018073 | 022-25580997 |
| Marol - Mumbai | The Heritage, Andheri(East), Mumbai - 400019 | BKDN0460413 | 400018075 | 022-28325005/28213275 |
| Orlem - Malad (WEST) | Anthsil, O.M.Rd., Marve Road, Malad(West), Mumbai, Maharashtra - 400064 | BKDN0460486 | 400018078 | 022-28820678; |
| Mount Poinsur | Anand Bhuvan, Grd.Fl, Sardar V.P.Road, Mt.Poinsur, Borivali(West), Mumbai - 400092 | BKDN0460487 | 400018077 | 28933073/2892618 |