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About Dena Bank Personal Loan Mumbai
Dena Bank Personal Loan Mumbai invites salaried class employees to meet their personal obligations. Whether it is associated with a marriage in the family, for higher educational pursuits, for meeting medical emergencies or simply a vacation. The personal loans are available at affordable interest rates with a minimum processing fee of 1% of the loan amount. The tenure for repayment of the personal loan is upto 3 years along with a minimal documentation process.
Dena Bank Personal Loan Mumbai at a glance
|Interest Rate||10.25% - 15.60%|
|Loan Amount||Minimum ₹ 15,000/-|
9 times of NMI* ( repayable in 36 months) /
6 times of NMI* ( repayable in 24 months) /
3 times of NMI* ( repayable in 12 months) or Rs.1.00 lac whichever is less.**
*NMI means Net Monthly Income i.e. Gross Salary – Deductions
|Tenure||Upto 3 years|
|Processing Fee||1% of the loan amount|
Individuals applying for Dena Bank Personal Loan need to fulfill the following criteria:
- You should be a permanent employee between 24 to 55 years with a work experience of atleast 2 years in a Govt. or PSU/reputed organization.
- Your gross monthly income should be atleast ₹ 15,000/-
- You can either furnish an undertaking from your employer or can undergo a salary disbursement arrangement with the bank.
Salaried employees need to produce the following documents (Self-attested copies):
- Two passport sized photographs of applicants along with the co-applicants and the guarantors.
- Proof of identity: Copy of passport/voter ID card/driving license
- Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
- Proof of age : Copy of a valid PAN card or Passport or Driving License or School Leaving Certificate.
- Proof of Income and Occupation: Latest salary slip / current dated salary certificate with the latest Form 16 from the employer.
- Bank statement for 6 months where the salary is credited.
- Latest 3 months salary slip showing all deductions.
- Appointment letter/increment letter from employers for annual benefits.
- Brief profile of the company where employed.
- Other documents are also required in accordance with the bank’s rules and regulations.
To know more details, visit Personal Loan Mumbai
Address of Dena Bank Branches in Mumbai
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Malad (East)||Sadhana, Daftary Road, Malad East, Mumbai - 400064||BKDN0460110||400018018||022-28889985 / 28892553|
|Mahim||Solitude, Plot No.410, Tps - III, Bhagoji Keer Marg, Mumbai||BKDN0460112||400018021||022-24462201|
|Bhandup (WEST) - Mumbai||Burjor Baug, Shastri Marg, Mumbai - 400078||BKDN0460126||400018044||022-25610906/25906616|
|Juhu Vile Parle||Sharda Bhuvan, V.M.Road, Juhu - Vile Parle(West), Mumbai, Maharashtra - 400056||BKDN0460131||400018057||022-26183752/26151370|
|Mumbai - Bandra (WEST)||Khimji Palace, Hill Road, Mumbai - 400050||BKDN0460144||400018012||022-26425809 / 26415972|
|Jogeshwari (WEST) - Mumbai||Gool - Dhun - A - Bad, Opp. Malcolm Baug, Sv Road, Mumbai - 400060||BKDN0460209||400018052||022-26797320/26794879|
|Govandi Deonar||Station Road, Mumbai - 400088||BKDN0460353||400018073||022-25580997|
|Marol - Mumbai||The Heritage, Andheri(East), Mumbai - 400019||BKDN0460413||400018075||022-28325005/28213275|
|Orlem - Malad (WEST)||Anthsil, O.M.Rd., Marve Road, Malad(West), Mumbai, Maharashtra - 400064||BKDN0460486||400018078||022-28820678;|
|Mount Poinsur||Anand Bhuvan, Grd.Fl, Sardar V.P.Road, Mt.Poinsur, Borivali(West), Mumbai - 400092||BKDN0460487||400018077||28933073/2892618|