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About Dena Bank Personal Loan Pune
Dena Bank Personal Loan Pune prompt the salaried class personnel to avail personal loans without disturbing their liqudity position i.e. bank balance. The loans are available at flexible interest rates which suit the pocket of every customer. Personal loans obtained from Dena Bank are charged on the basis of daily reducing balance. The customers are classified by the bank relative to different categories so every customer needs to check in which category they fall into so as to get the best deal on their personal loans.
Dena Bank Personal Loan Pune at a glance
|Interest Rate||10.00% - 15.60%|
|Loan Amount||Minimum ₹ 15,000/-|
9 times of NMI* ( repayable in 36 months) /
6 times of NMI* ( repayable in 24 months) /
3 times of NMI* ( repayable in 12 months) or Rs.1.00 lac whichever is less.**
*NMI means Net Monthly Income i.e. Gross Salary – Deductions
|Tenure||Upto 3 years|
|Processing Fee||1% of the loan amount|
Individuals applying for Dena Bank Personal Loan need to fulfill the following criteria:
- You should be a permanent employee between 24 to 55 years with a work experience of atleast 2 years in a Govt. or PSU/reputed organization.
- Your gross monthly income should be atleast ₹ 15,000/-
- You can either furnish an undertaking from your employer or can undergo a salary disbursement arrangement with the bank.
Salaried employees need to produce the following documents (Self-attested copies):
- Two passport sized photographs of applicants along with the co-applicants and the guarantors.
- Proof of identity: Copy of passport/voter ID card/driving license
- Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
- Proof of age : Copy of a valid PAN card or Passport or Driving License or School Leaving Certificate.
- Proof of Income and Occupation: Latest salary slip / current dated salary certificate with the latest Form 16 from the employer.
- Bank statement for 6 months where the salary is credited.
- Latest 3 months salary slip showing all deductions.
- Appointment letter/increment letter from employers for annual benefits.
- Brief profile of the company where employed.
- Other documents are also required in accordance with the bank’s rules and regulations.
To know more details, visit Personal Loan Pune
Address of Dena Bank Branches in Pune
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Raviwar Peth||New Raviwar Peth, 1557, Shukrawar Peth, Pune - 411002||BKDN0510019||411018002||020-24482811|
|Pune (CAMP)||31/32, M.G.Road, Pune Camp, Pune, Maharashtra - 411001||BKDN0510022||411018003||020-26131013/26130307|
|Baramati||242, Main Road, P.B.No.17, Baramati - 413102 , Dist. Pune||BKDN0510047||411018047||952112-224304|
|Deccan Gymkhana||Jangli Maharaj Rd., Ashok Chambers, Pune, Maharashtra - 411004||BKDN0510106||411018008||020-25531781/25510306|
|Swargate||Lalwani Estate, 396 By 2, Pune Satara Road, Swargatepune 411009||BKDN0510259||411018006||020-24262476/24272426|
|Bhavani Peth||266, A.T.P.Scheme 3, N.T.Market, Pune - 411002||BKDN0510610||411018005||020-26455660|
|Bhosari Ind Est||Dr.Mangudkars Bldg., National Highway, Pune - 411026||BKDN0510628||411018012||020-27120353/27119266|
|Sadashiv Peth||395 B, Sadashiv Peth, Opp.Mah.Sahitya Parishad, Tilak Road, Pune - 411030||BKDN0510744||411018010||020-24331660|
|Kothrud||5, CTS.284, S.V.Colony, Paud Fata Kothrud, Pune - 411038||BKDN0510866||411018009||020-25432424/25420365|
|Pune Shivaji Housing Society||Anand Bunglow, 64shivaji Coopsoc, Pune 411016||BKDN0510956||411018007||020-25632149|