- Know a lot more about EPFO and how it has started.
- See the various portals like Member Portal and Unified Portal of the EPFO Website.
- See the details you will see on the Home of the EPFO’s official website.
Employees Provident Fund Organization (EPFO) is a statutory body registered under the Employee Provident Fund and Miscellaneous Provisions Act 1952. This organization is administering the provident fund scheme, pension scheme, and insurance scheme for the employees working in various sectors in India. It keeps an eye on the contributions made to the provident funds by the employees from various companies. If a company has an employee strength of 20 or above employees then it has to be registered with EPFO. On the other hand, if one is drawing a salary of ₹15000 or below then it is mandatory for him to register himself with the EPF Account.
Well, there are a lot of other things as well that are related to EPFO. So, you must explore the various portals and know about EPFO’s Website.
Table of Contents
How EPFO was Originated and About EPFO
The first provident fund act was passed in the year 1925 for the betterment of employee’s future. Many amendments were made from 1925 and finally, this act came into effect from year 1952. There are three schemes operating under this act:-
- Employees’ Provident Fund Scheme 1952
- The Employees’ Deposit Linked Insurance Scheme 1976
- Employees’ Pension Scheme 1995
EPFO maintains more than 19.34 crore accounts and is one of the largest social security organizations in the world. The EPFO consists of the Central Board of Trustees, Employees’ Provident Fund having representatives of central and state government, employers, and employees. EPFO has its office located at 135 different locations in India.
EPFO helps you to accumulate funds for your future and it gives interest to the accumulated amount. On the other hand, you can even make partial withdrawals for education, illness, marriage, and house construction. You will receive the accumulated fund in a lump sum at the time of retirement or death after deducting the partial withdrawals.
How EPFO Works
In the EPF Scheme, the employee and the employer make an equal contribution towards the scheme. Once the employee retires, he is entitled to receive the accumulated sum of money with interest. The employee and the employer contribute 12% of the basic salary to the EPF.
The 12% contribution of the employee goes to the EPF account and in the 12% contribution of the employer, 8.33% is contributed to employees’ pension scheme and 3.67% is contributed to the EPF account. 8.55% is the current rate of interest on EPF and it is managed by the finance ministry.
EPFO Home Page
The EPFO Home Page is available in both languages and is Hindi and English. You can access the home page in both languages. There is a service column that offers various online services of EPFO like Principal Employers CAIU Portal, Pensioners’ portal, TRRN Query Search, International Workers Portal, and eKYC Portal. You can also know about EPFO, its mission, vision, and schemes on the EPFO home Page.
In the What’s New Column, you can see the latest updates related to EPFO and you can contact EPFO through WhatsApp and other social media links present on the home page.
Tabs on EPFO Home Page
|Services||For Employers, For Employees, For International Workers, For Pensioners-Locate Jeevan Pramaan Centre, Locate on EPFO Office, and Who’s Who|
|Establishment||List of Exempted Establishments, Perfor. Evaluation of Exempted Esst, Current Defaulting Establishments, Exempted Return Manual, and Provisional Monthly Estimate of Payroll|
|EPFO Corner||Chief Executive Officer, Central Government Industrial Tribunal, EPF Training Institutes, MIS, Nrakas, For Office Use|
|Miscellaneous||Ease of Doing Business, Downloads, Recruitments, Tenders/Auctions, Citizen’s Charter, RTI Act, operational Statistics, and Integrity Pledge-Central Vigilance Commission|
|PM-SYM||PM-SYM Scheme, Enrolment in PM-SYM, Common Service Centres, and FAQ|
|Videos, Directory, Dashboards, and ABRY|
There are different portals available on the official website of EPFO. The employer and the employee both can log in and manage their accounts. You can make partial withdrawals and do various transactions through these portals. You can see some of the common EPFO Portal below:-
EPFO Unified Portal
You can log in and manage your EPF account through this portal. You will have to enter your Username and Password in order to get access to your EPF account. This portal allows your permanent login I.D. and password as per your choice after you have made your first login. If in case you forget your password then you can make use of Forget Password link and take the necessary steps to recover your password.
The EPFO unified portal will send a new password on your registered mobile number So that you can make a hassle-free login. The individual can even go for the Employer Sign in by clicking on that link.
If in case your account is locked due to entering a repetitive wrong password then you can make use of the unlock account link. There are also some other important links available on the EPFO Unified Portal and they are as follows:-
- Common Registration Under (EPFO & ESIC)
- Common ECR (EPFO & ESIC)
- Employees’ Provident Fund Organization, India
- Pradhan Mantri Rojgar Protsahan Yojna (PMPRY)
- Shram Suvidha Portal
- Employer Registration for Pre-olre Establishments
- Uncovered Principal Employer Registration
EPFO Member Portal
You can use the EPFO Member Portal for managing your EPF account. You can manage the following things from the EPFO Member Portal.
- EPF Accounts
- Update KYC
- Service Details
- EPF Passbook
- Submit Online Claims
- Download UAN Card
- EPF Balance Check
You can use the EPFO Member Portal only if you have activated the UAN and a password. You can’t log in to the EPFO member portal without having a Universal Account Number. If you don’t have UAN then you can click on the link Activate UAN and follow the further steps.
You can click on the Know Your UAN link if in case you have forgotten your Universal Account Number.
EPFO Member Home
All the individuals registered on EPFO can log in through the EPFO Member Home. This page will ask you for the UAN number and password through which you can easily see all the details related to your EPF account. On the other hand, individuals can use only one mobile number for one registration. One can access their passbook through the EPFO member home but the facility of passbook is not available for the members who have an exemption under the EPF scheme 1952.
Now, we think that you have grabbed a deep knowledge of EPFO and some of its important portals. You can make use of the various EPFO portals to resolve all your queries online. These online portals will help you to manage your EPF account and you can even make partial withdrawals online. Well, you can see the steps to activate UAN and member login in our next blog. Thanks for reading and we hope now you have a clear picture of EPFO.