EPFO

EPFO Unified Portal

EPFO Unified Portal

Last Updated : March 17, 2021, 5:30 p.m.

What is EPFO? - A Brief Introduction to EPFO and EPFO Unified Portal

Employees Provident Fund Organization (EPFO) is a statutory body registered under the Employee Provident Fund and Miscellaneous Provisions Act 1952. This organization is administering the provident fund scheme, pension scheme, and insurance scheme for the employees working in various sectors in India. EPFO Unified Portal keeps an eye on the contributions made to the provident funds by the employees from various companies. If a company has an employee strength of 20 or above employees then it has to be registered with EPFO. On the other hand, if one is drawing a salary of ₹15000 or below then it is mandatory for him to register himself with the EPF Account.

Well, there are a lot of other things as well that are related to EPFO. So, you must explore the various portals and know about EPFO’s Website.

How EPFO was Originated and About EPFO

The first provident fund act was passed in the year 1925 for the betterment of employee’s future. Many amendments were made from 1925 and finally, this act came into effect from year 1952. There are three schemes operating under this act:-

  • Employees’ Provident Fund Scheme 1952
  • The Employees’ Deposit Linked Insurance Scheme 1976
  • Employees’ Pension Scheme 1995

About EPFO

EPFO maintains more than 19.34 crore accounts and is one of the largest social security organizations in the world. The EPFO consists of the Central Board of Trustees, Employees’ Provident Fund having representatives of central and state government, employers, and employees. EPFO has its office located at 135 different locations in India.

EPFO helps you to accumulate funds for your future and it gives interest to the accumulated amount. On the other hand, you can even make partial withdrawals for education, illness, marriage, and house construction. You will receive the accumulated fund in a lump sum at the time of retirement or death after deducting the partial withdrawals.

How EPFO Works

In the EPF Scheme, the employee and the employer make an equal contribution towards the scheme. Once the employee retires, he is entitled to receive the accumulated sum of money with interest. The employee and the employer contribute 12% of the basic salary to the EPF.

The 12% contribution of the employee goes to the EPF account and in the 12% contribution of the employer, 8.33% is contributed to employees’ pension scheme and 3.67% is contributed to the EPF account. 8.55% is the current rate of interest on EPF and it is managed by the finance ministry.

EPFO Home Page

The EPFO Home Page is available in both languages and is Hindi and English. You can access the home page in both languages. There is a service column that offers various online services of EPFO like Principal Employers CAIU Portal, Pensioners’ portal, TRRN Query Search International Workers Portal, and eKYC Portal. You can also know about EPFO, its mission, vision, and schemes on the EPFO home Page.

In the What’s New Column, you can see the latest updates related to EPFO and you can contact EPFO through WhatsApp and other social media links present on the home page.

Tabs on EPFO Home Page

TabsDetails
ServicesFor Employers, For Employees, For International Workers, For Pensioners-Locate Jeevan Pramaan Centre, Locate on EPFO Office, and Who’s Who
EstablishmentList of Exempted Establishments, Perfor. Evaluation of Exempted Esst, Current Defaulting Establishments, Exempted Return Manual, and Provisional Monthly Estimate of Payroll
EPFO CornerChief Executive Officer, Central Government Industrial Tribunal, EPF Training Institutes, MIS, Nrakas, For Office Use
MiscellaneousEase of Doing Business, Downloads, Recruitments, Tenders/Auctions, Citizen’s Charter, RTI Act, operational Statistics, and Integrity Pledge-Central Vigilance Commission
PM-SYMPM-SYM Scheme, Enrolment in PM-SYM, Common Service Centres, and FAQ
Videos, Directory, Dashboards, and ABRY

EPFO Portal

There are different portals available on the official website of EPFO. The employer and the employee both can log in and manage their accounts. You can make partial withdrawals and do various transactions through these portals. You can see some of the common EPFO Portal below:-

EPFO Unified Portal

You can log in and manage your EPF account through this portal. You will have to enter your Username and Password in order to get access to your EPF account. This portal allows your permanent login I.D. and password as per your choice after you have made your first login. If in case you forget your password then you can make use of Forget Password link and take the necessary steps to recover your password.

The EPFO unified portal will send a new password on your registered mobile number So that you can make a hassle-free login. The individual can even go for the Employer Sign in by clicking on that link.

If in case your account is locked due to entering a repetitive wrong password then you can make use of the unlock account link. There are also some other important links available on the EPFO Unified Portal and they are as follows:-

  • Common Registration Under (EPFO & ESIC)
  • Common ECR (EPFO & ESIC)
  • Employees’ Provident Fund Organization, India
  • Pradhan Mantri Rojgar Protsahan Yojna (PMPRY)
  • Shram Suvidha Portal
  • Employer Registration for Pre-olre Establishments
  • Uncovered Principal Employer Registration

EPFO Member Portal

You can use the EPFO Member Portal for managing your EPF account and You can manage the following things from the EPFO Member Portal.

  • EPF Accounts
  • Update KYC
  • Service Details
  • EPF Passbook
  • Submit Online Claims
  • Download UAN Card
  • EPF Balance Check

You can use the EPFO Member Portal only if you have activated the UAN and a password. and you can’t log in to the EPFO member portal without having a Universal Account Number. If you don’t have UAN then you can click on the link Activate UAN and follow the further steps.

You can click on the Know Your UAN link if in case you have forgotten your Universal Account Number.

EPFO Member Home

All the individuals registered on EPFO can log in through the EPFO Member Home. This page will ask you for the UAN number and password through which you can easily see all the details related to your EPF account. On the other hand, individuals can use only one mobile number for one registration. One can access their passbook through the EPFO member home but the facility of passbook is not available for the members who have an exemption under the EPF scheme 1952.

The EPFO member home also keeps you updated about the notices issued by EPFO. You can see the various updates and information and download them in the form of a PDF file. The notices you will find on the Member Home Page are:-

  • You can see the notices about linking Aadhaar Card to your EPF Account.
  • Check the benefits of the Unorganised workers registering on the e-Sharm Portal.
  • You will always need an Aadhar for filming ECR.
  • You can check all the important notices about EDLI.
  • The Member Home page also gives you the link to download a PDF that has all the information about linking your Bank Account with UAN.

Services and Benefits of EPFO Unified Portal

The EPFO Unified Portal gives you many services through which you can manage your EPF account. There are a lot of benefits of the Unified Portal that will be convenient for you and save your time and effort.

Check PF Balance and Statement

The Unified Portal has the option to check your EPFO balance. On the other hand, you can also download statements of your EPFO account and view them on the portal.

Online Claim Submission

You can also submit the claim online through the Member Unified Portal. There are also some Withdrawal Claim Rules that you should know and they can be opened through the same portal.

Download UAN Card

If you are willing to download a UAN card then this service is also available on the same portal. You will have to go through some simple steps and download the UAN card from the same portal.

Uploads Documents

In order to complete your KYC or update your KYC, you can upload the document details online on the Unified Member Portal. This service saves time and the effort to visit the branch because you can update and complete your KYC online through the Unified Page.

Link Aadhaar to EPF Account

If you haven’t linked your Aadhaar with your EPF account then you can do the same with the Unified Portal. This service is available 24×7 and the whole Aadhar linking process will be online.

File E-Nomination

Every EPFO Accountholder has to file a nomination so that in case of his unfortunate death, the nominee can claim the EPFO funds. So, you can file e-nominations with the help of the Unified portal and this service is present on the page.

Important Links

There are some important links present on the Unified Portal Page that can help you to do various activities. You can see the links that are available on the Unified Page below:-

  • Common Registration Under (EPFO & ESIC)
  • Common ECR (EPFO & ESIC)
  • Employees’ Provident Fund Organization, India
  • Pradhan Mantri Rojgar Protsahan Yojna (PMRPY)
  • Shram Suvidha Portal
  • Employer Registration for Pre-olre Establishments
  • Uncovered Principal Employer Registration

FAQs

1. Is it necessary to update KYC details on EPFO Unified Portal?

Although it is not necessary to update your KYC details on the EPFO Unified Portal. However, keeping your details up to date will automatically update your data. Along with updating your data it will also reduce the time taken to complete the EPF money transfer transaction.

2. Is it mandatory to upload documents on the Unified EPFO Portal?

No, it is not mandatory to upload documents on the Unified EPFO Portal and You just need to submit your name, as per your documents and the document number.

3. How Long does it take to approve KYC documents?

Generally, it can take anywhere from 3 to 5 working days to evaluate and approve your KYC documents.

4. How often do I need to check the EPFO Unified Portal to check the document status?

You do not need to check the Unified EPFO Portal to review the document status as you will be notified once your documents are evaluated and approved.

5. Can Employers withhold EPF balance while switching jobs?

No, the employer does not have any right to withhold the balance as EPF accounts are linked with your UAN and Your UAN is transferable across all the eligible employers.

6. Can you have two UAN on the EPFO Unified Portal?

No, UAN is unique and varies from one employee to another therefore, an employee can only have one UAN that is transferable across all eligible employers.

7. Is UAN mandatory for online claims?

Yes, UAN is mandatory for online claims as without UAN you won’t be able to submit online claims.

8. Who allots UAN?

When an employee subscribes to the EPF, the Employees’ Provident Fund Organisation (EPFO) allocates UAN.

Bottom Line

Now, we think that you have grabbed a deep knowledge of EPFO and some of its important portals and You can make use of the various EPFO portals to resolve all your queries online. These online portals will help you to manage your EPF account and you can even make partial withdrawals online. Well, you can see the steps to activate UAN and member login in our next blog. Thanks for reading and we hope now you have a clear picture of EPFO.

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