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What does the CIBIL Score of 780 Mean to You?

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  • Having a CIBIL Score of 780? You'll be greeted with exciting credit deals!
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A CIBIL score of 780 simply means a brilliant score for you.

If you do not know what CIBIL score means then let us first decode it for you. A CIBIL score is basically a 3-digit mathematical representation of your creditworthiness. The score generally ranges from a score of 300 to 900. The closer you are to 900, the greater are the chances of getting the approval for credit cards or loans. So, a score of 700 or above is automatically considered to be a good one, while anything below this will make it a poor score.

Your score of 780 lies closer to 900, so it is a brilliant CIBIL score. With such an outstanding score, you can easily apply for any credit card and loan facilities and get instant approval as well. You may ask why? Well, because such a high score minimizes the credit risk that lenders face while lending. A score of 780 shows that you have been managing your finances in a pretty disciplined way and paying all your debts on time. This factor makes the lenders approve your credit card or loan application without any hesitation.

Hope, by now, you must be pretty clear about what does a CIBIL score of 780 mean to you.

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Standard Chartered Bank10.99% - 18.00%
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ICICI Bank8.25% - 9.35%
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Axis Bank8.90% - 9.15%
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