Federal Bank Personal Loan in Kochi

Personal Loan Rates EMI 2017 49 views

About Federal Bank Personal loan in Kochi

Kochi and Federal bank share a very special connection and bond with one another. The main journey of the bank began in the same city. It, therefore, offers a very special personal loan product for the people of the city. It is known as FedPremia and can be put into use for taking care of any personal needs.  The loan is offered to any customer who can meet the eligibility norms. The product comes with minimal paperwork and doesn’t require any kind of security or collateral. Federal bank has over 40 branches in Kochi which are ensuring that the product is delivered on time to the customer.

Federal Bank Personal loan in Kochi at a glance

The important details of Federal Bank Personal loan Kochi have been given below.

ParticularDetails
Interest rate11.75% - 14.65%
Loan amountMaximum of ₹10 Lakhs
TenureOne to four years
Processing fee0.50% of the loan amount sanctioned. Minimum of ₹500
Pre-payment chargeNIL

Eligibility criteria

The eligibility criteria for a Federal Bank personal loan Kochi has been given below-

  • Federal bank offers a personal loan to only salaried individuals. In order to secure a personal loan from the bank, you must be a salaried employee earning a stable income
  • The applicant should earn a net monthly income of at least ₹50,000.
  • The maximum age of the applicant can be 55 years old
  • He/she should be working in the current job for a period of at least three years
  • Only applicants living in the cities selected by the bank are eligible to apply for a personal loan. The cities are Bengaluru, Chennai, New Delhi & NCR, Mumbai, Pune, Kochi and Thiruvananthapuram

Documents required for a Federal Bank Personal loan Kochi

The list of all the important documents required for a smooth disbursal of a personal loan has been given below. Check it out.

  • Completely filled application form
  • Proof of Identity- PAN card/ Voter ID card/ Driving license/ Passport/ Aadhar card
  • Two passport size photographs
  • Proof of Address- Passport/Ration card/ Telephone bill/ Electricity bill/ Water bill/Rent or Lease agreement
  • Bank statement of the previous six months
  • Salary slips of the last three months/ Salary certificate
  • Income tax returns of the last two years/Form 16
  • A copy of PAN card is very important

For further information, read Personal Loan Kochi.

Address of Federal Bank branches in Kochi

The list of Federal Bank branches in Kochi has been given below with their complete addresses.

Branch NameAddressIFSCMICRContact Details
Ernakulam / ServiceService Branch, Ground Floor, Federal Towers, Ernakulam, 682031 , KeralaFDRL00005016820490010484-2311728
Ernakulam/NorthP B No. 1927, Banerji Road, Ernakulam North, Kochi, 682018 , KeralaFDRL00010046820490040484-2362974
KochiP B No. 334, Parvana Junction, Mattancherry, Kochi, 682002 , KeralaFDRL00010336820490200484-2224134
ThrikkakkaraChembumukku, Thrikkakara, Kakkanad West P O, Kochi, 682030 , KeralaFDRL00010346820490120484-2427156
GirinagarGirinagar, Elamkulam, Kadavanthra P O, , 682020 , KeralaFDRL00010586820490090484-2203162
PachalamBagyodaya Buildings, Pachalam, , Kochi, 682012 , KeralaFDRL00010756820490100484-2395766
Ernakulam/SouthP B No.1731, , M G Road (South), Ernakulam, Kochi, 682016 , KeralaFDRL00011536820490050484-2378710
PalluruthyPost Box No 926, Palluruthy, , Kochi, 682006 , KeralaFDRL00011836820490210484-2233258
PoonithuraPalathinkal Building, P B No. 2, Petta Junction, Poonithura, 682317 , KeralaFDRL00012196820490020484-238970
KeezhillamKadambelil Building, M C Road, , Keezhillam, 683541 , KeralaFDRL00012226830498030484-2654461
Ernakulam/
Mahatma Gandhi Road
Kandamkulathy Towers, Opp. Maharajas College Ground, Mahatma Gandhi Road, Kochi, 682011 , KeralaFDRL00012386820490060484-2372397
OchanthuruthOchanthuruth P O, Kochi, 682 508, KeralaFDRL00012416820490310484-2492402
Ernakulam / BroadwayCatholic Centre, Broadway, Ernakulam, Kochi, 682031 , KeralaFDRL00012836820490070484-2380230
CheranalloorChurch Junction, Cheranalloor, , Kochi, 682034 , KeralaFDRL00012956820490240484-2431309
PazhamthottamEdayanal Building, (Via) Kumarapuram, Pazhamthottam P O, KeralaFDRL00013126820490490484-2688378
Ernakulam/
Panampilly Nagar
28/105 A, Opp:Housing Board Bldg., Panampilly Nagar, Kochi, 682036 , KeralaFDRL00013166820490080484-2311728
Palarivattom1St Floor, Thadikkaran Centre, Palarivattom, Ernakulam, 682025 , KeralaFDRL00013806820490180484-2338230
Vyttila31/758, Thammanam Road, Vyttila Junction, Vyttila, Kochi, 682019 , KeralaFDRL00014106820490190484-2389309
KaloorCentral Arcade, Azad Road, Kaloor, Kochi, Kerala, 682017 , KeralaFDRL00014216820490220484-2336900
Cms BranchFederal Towers, Marine Drive, Ernakulam, , 682031 , KeralaFDRL00014246820490250484-2385514
Willingdon IslandDarragh Smail House, 5Th Cross Road, Willingdon Island, Kochi, 682003 , KeralaFDRL00014666820490260484-2666908
Ernakulam Bye PassSg Bldg Near Bye Pass Near Emc Ernakulam Kochi 682025FDRL00016086820490370484 2345058 2345059
KathrukadavuPariyarath Building Kumaranasan Junction Kaloor – Kadavanthra Road Elamkulam Kochi – 682017 KeralaFDRL00016866820490410484 2204313
Ernakulam/Marine DriveGround Floor, Federal Towers, Building No. 2095, Marine Drive, Ernakulam, 682031 , KeralaFDRL00013756820490110484-2385518
LenthikkaraMaliakal Buildings, Near Elenthikara Junction, Elenthikara Mala Road, Kerala - 683594FDRL00018426820490609946940500
EdappallySt.George's Church Building, Edappally, 682024 , KeralaFDRL00011846820490030484-2340733

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