HDFC Gold Loan in Delhi

Last Updated : May 27, 2020, 2:38 p.m.

Delhi is one of the expensive cities in India. Sometimes due to rejection in the personal loan people usually prefer a gold loan. Gold can be used to fulfill any expenses during an emergency. Middle-Class People residing in the posh area of Delhi like INA, Hauz Khas, Greater Kailash, Saket, Vasant Kunj, and many others are encounters a financial problem. So, taking a gold loan is a suitable option for them because all other loans involve a lot of security and asset checks. HDFC Bank gives a gold loan at an affordable rate of interest and it is one of the trusted banking institutions in India. So if you want an HDFC Gold Loan in Delhi then there are various options available for you. You just have to visit your nearest HDFC branch and apply for the loan. Let’s explore the details of the HDFC Bank Gold Loan.

Details of the HDFC Bank Gold Loan For the People Residing in Delhi

Eligibility Criteria for the HDFC Gold Loan

• The Minimum age for taking the HDFC Gold Loan is 18 Years.
• Salaried, Employees, self-Employed, Businessmen, Professionals, Pensioners, Students, and Home Makers can apply for the HDFC Gold Loan in Delhi.
• The Purity of the gold against which you are taking a loan must be of 18 carats and above.
• Individual must have a steady income so that he can repay the loan easily.

What is the Interest Rate of the Gold Loan of HDFC Bank in Delhi?

The Rate of Interest for the HDFC Bank Gold Loan in Delhi is 10.05% per annum with a maximum of 17.95% per annum. Your relationship with the bank will decide the exact rate of interest.

Documents that Have to be Submitted by the People of Delhi for the HDFC Gold Loan

• Passport Size Photo of the Individual.
• A copy of a Valid Passport
• Driving License
• Voter’s ID Card
• PAN Card
• Form 60
• Aadhar Card
• If you want a bullet repayment method then you will have to submit agri-filled occupation documents.

Estimation of the HDFC Gold Loan Value

The HDFC Bank never gives the full value of the Gold as a loan to the individual. You will never receive the 100% of the Gold Value as a loan because the value of gold might increase or decrease depending upon the market fluctuations.

So the HDFC Bank calculates the value of the loan on the following criteria:-

• Tenure Chosen for the Repayment of the Loan
• Number of Ornaments given as security to take the Gold Loan .
• A maximum of 10 ornaments can be given to take the HDFC Gold Loan in Delhi.
• Weight of the Gold
• Carat of the Gold like 18, 19, 20, 21, 22, and 24, carats.

Gold Loan Branches of the HDFC Bank in Delhi

• A-4, PANCHWATI, ADARSH NAGAR, DELHI 110033
• BLOCK NO .5, SECTOR 11, ROHINI, DELHI 110085
• AJMERI GATE, DELHI
• C-1/14 A, YAMUNA VIHAR DELHI 110053
• SHAHDARA, DELHI
• PURVI MARG, NEW DELHI 110048
• 165, KAPIL VIHAR PITAMPURA NEW DELHI 110034
• NO 3909-3912, HAMILTON ROAD, MORI GATE, KASHMERE GATE NEW DELHI 110006
• D-117, VIKAS PURI, NEW DELHI NEW DELHI 110018
• NO-2212, GALI NO 64-65, J BLOCK, NAIWALA, GURUDWARA ROAD, KAROL BAGH NEW DELHI 110005
• F-38, KIRTI NAGAR, NEW DELHI 110015
• NO-1624/142, THANA ROAD, NAJAFGARH NEW DELHI 110043
• 13-B PUSA ROAD, BAZAR MARG, OLD RAJINDER NAGAR NEW DELHI  110060
• 22, SUNDER NAGAR MARKET, SUNDER NAGAR, NEW DELHI – 110003
• E – 143, SAKET NEW DELHI 110017
• MANDAKINI, NEW DELHI
• R.K. PURAM, NEW DELHI
• S-355, PANCHSHEEL PARK NEW DELHI 110017
• 4/8, MAIN ROAD, ROOP NAGAR NEW DELHI 110007
• PLOT NO 4, CAPITAL TRUST HOUSE II, MAA ANANDAMAYI MARG, OKHLA IND AREA PHASE II NEW DELHI 110020
• B 6/3, SAFDARJUNG ENCLAVE, OPP. DEER PARK, NEW DELHI 110029
• G-4, GROUND FLOOR SURYA KIRAN BLDG19, KASTURBA GANDHI MARG NEW DELHI 110001
• J-12/21, RAJOURI GARDEN NEW DELHI 110027
• CC-31, COMMERCIAL COMPLEX, NARAINA IND AREA, PHASE I, NEW DELHI 110028
• M-44, GREATER KAILASH-II MARKET GREATER KAILASH II NEW DELHI 110048
• PLOT NO 9, H & J BLOCK, LOCAL SHOPPING CENTRE, SARITA VIHAR, NEW DELHI 110076
• AGGARWAL CENTRAL PLAZA PLOT NO 11, SECTOR 5 DWARKA NEW DELHI 110075
• H-69, OUTER CIRCLE, CONNAUGHT CIRCUS NEW DELHI 110001
• 17, CENTRAL MARKET PUNJABI BAGH NEW DELHI 110026
• PASCHIM VIHAR, NEW DELHI
• D-1, SHOPPING CENTRE NO 2 VASANT VIHAR NEW DELHI 110057
• 14, ANAND LOK, NEW DELHI 110049
• SITE NO 2, OCF POCKET, SECTOR C, VASANT KUNJ, NEW DELHI 110070
• 5-65 GREATER KAILASH – 1 NEW DELHI 110048
• 536 MAHALAXMI BUILDING CHANDNI CHOWK NEW DELHI 110006
• BN-11, SHALIMAR BAGH, NEW DELHI 110088
• MANAV ASHRAY BLDG,11 SERVICE CENTRE OPP DDA SPORTS COMPLEX, VASUNDHARA ENCLAVE NEW DELHI 110096
• 4686-92, 21-AANSARI ROAD, DARYA GANJ NEW DELHI 110002
• CC 31, KALKAJI, NEW DELHI 110019
• B-10 GUJRANWALA TOWN PART I RING ROAD NEW DELHI 110009
• D-9, SOUTH EXTENSION, PART-II NEW DELHI 110049
• RG COMPLEX, PLOT NO 4, DDA COMMUNITY CENTER, SECTOR IX, ROHINI NEW DELHI 110085
• C-5 SAFDARJUNG DEVELOPMENT AREA COMMERCIAL COMPLEX NEW DELHI 1100016
• NO 548/2, BAMNOLI VILLAGE, NEAR DWARKA, SECTOR 28, NEW DELHI 110045
• B – 5, ASHOKA NIKETAN MAIN ROAD NEAR VIVEK VIHAR NEW DELHI 110092
• A-9, RING ROAD LAJPAT NAGAR IV NEW DELHI 110024
• G 1 AND 2, ASHISH CORPORATE TOWER, PLOT NO. 18, COMMUNITY CENTRE, KARKARDOOMA, DELHI – 110092
• SHOP NO AG1 TO AG8, AG20 TO AG21, PLOT NO 2, COMMUNITY CENTRE, MOTIA KHAN, PAHAR GANJ NEW DELHI 110055
• B-2/10, PASCHIM VIHAR, NEW DELHI 110063
• C-17, ANAND NIKETAN, NEW DELHI 110021
• PLOT NO 6, LOCAL SHOPPING CENTRE, CD BLOCK, PITAMPURA NEW DELHI 110034
• GOLE MARKET, NEW DELHI
• B-3/2, ASHOK VIHAR PHASE-II NEW DELHI 110052
• 1/72, GOPINATH BAZAR, DELHI CANTONMENT NEW DELHI 110010
• GF 01,02 03, LAXMI DEEP BUILDING, LAXMI NAGAR DIST CENTRE, VIKAS MARG NEW DELHI 110092
• PLOT NO. 28, BLOCK B, COMMUNITY CENTRE, JANAKPURI, NEW DELHI 110058
• JWALA MANSION 4.2 B ASAF ALI ROAD NEW DELHI 110002
• JWALA MANSION 4.2 B ASAF ALI ROAD NEW DELHI 110002
• E-216, EAST OF KAILASH, NEW DELHI 110065
• D-23, DEFENCE COLONY, NEW DELHI 110024
• D-5, MAHAVIR ENCLAVE, PALAM DABRI ROAD PALAM NEW DELHI 110045
• A 24, HAUZ KHAS, NEW DELHI 110016
• 2/10 EAST PATEL NAGAR NEW DELHI 110018
• D 965 NEW FRIENDS COLONY OPP.MATA KA MANDIR NEW DELHI 110065
• 10-LSC, B-BLOCK, MAYUR VIHAR PHASE-II NEW DELHI 110091