HDFC Gold Loan in Noida

Last Updated : May 30, 2020, 8:46 p.m.

In the recent past years, Noida has developed and a lot of people have starting living there. On the other hand, there are some areas in Noida that are quite expensive and it becomes difficult for a middle-class family to afford luxury. Are you one of them who are going through financial problem? Then you must take a personal loan or credit card that will gear up your financial cycle. But personal loans have quite difficult eligibility criteria so if you are having gold ornaments or coins at home then you must apply for a Gold Loan . Explore the HDFC Gold Loan in Noida that is available at an affordable rate of interest. It is time to balance your financial needs using the gold at home.

People of Noida must Explore the Features of HDFC Gold Loan

HDFC Gold Loan Eligibility Criteria in Noida

• Individual must be of 18 years in order to take the HDFC Gold Loan.
• Salaried Employees, self-Employed, Businessmen, Professionals, Pensioners, Students, and Home Makers are eligible for the Gold Loan.
• A minimum of 18 Carats gold is needed to apply for a gold loan.
• A regular income proof is needed to prove that you will be able to repay the HDFC Gold Loan in the Future.

Current Rate of Interest in Noida of the HDFC Gold Loan

The Rate of Interest on the HDFC Gold Loan is 10.05% to 17.95% per annum in Noida. You can negotiate with the rate of interest on the HDFC Gold Loan in Noida as per your relationship with the HDFC Bank.

Documents Required in Noida for the HDFC Gold Loan

• Passport Size Photo of the Individual.
• A copy of a Valid Passport
• Driving License
• Voter’s ID Card
• PAN Card
• Form 60
• Aadhar Card
• If you want a bullet repayment method then you will have to submit agri-filled occupation documents.

How HDFC Gold Loan Works?

You will never get the loan equivalent to the value of the gold that you are keeping as a security with the bank. The amount of loan sanctioned will always be less than the value of the gold against which you are taking a loan. The value of the gold is not fixed and it fluctuates with the fluctuation in the market. Therefore, the HDFC Bank keeps a margin between the loan sanctioned and the value of the gold.

The Amount of the Gold Loan is Decided on the Following Basis:-

• The Time Period of the Gold Loan chosen for the repayment.
• Number of Ornaments against which the loan has been taken.
• You are allowed to take a loan with a maximum of 10 ornaments only.
• Weight of the gold kept as security whether coins or jewellery with the bank.
• 18, 19, 20, 21, 22, and 24, carats ornaments and coins are only accepted by the bank.

HDFC Gold Loan Branches in Noida

You have two options to apply for a gold loan either online or visiting the nearest HDFC branch in Noida. So, you can see the various branches of the HDFC Gold Loan in Noida and borrow the money from the bank against the gold.

• HDFC BANK LTD., SG 18, 19, 20, 21 STELLAR IT PARK, SECTOR-62, NOIDA UTTAR PRADESH 201306
• HDFC BANK LTD., PLOT NO A-182/2 SECTOR 48 GAUTAM BUDDHA NAGAR UTTAR PRADESH 201301
• HDFC BANK LTD., SHOP NO. 2 GRND FLR, SECTOR-OMEGA-0 1/P-2, GREATER NOIDA, GAUTAM BUDDHA NAGAR, GAUTAM BUDDHA NAGAR UTTAR PRADESH 201306
• HDFC BANK LTD. ELDECO STUDIO APARTMENT S, GAUTAM BUDDHA NAGAR GAUTAM BUDDHA NAGAR UTTAR PRADESH 201301
• HDFC BANK LTD., KHASRA NO. 28, VILLAGE SHAHPUR GOVERDHANPUR BANGAR TEHSIL SADAR, GAUTAM BUDH NAGAR UTTAR PRADESH 201304
• HDFC BANK LTD., SEC-122, NOIDA, KHASRA NO. 216 AND 60, R.P. MARKET, VILLAGE PARTHALA KHANJARPUR GAUTAM BUDH NAGAR UTTAR PRADESH 201301
• HDFC BANK LTD., MAIN ROAD, VILLAGE IMALYAKA, TEHSIL SADAR, GAUTAM BUDH NAGAR UTTAR PRADESH 201310
• SHOP NO. 7, B 93/A, SECTOR-19, NOIDA
• SHOP NO. B 1A/36 , SECTOR-51 , NOIDA
• SHOP NO. 17, 18, 19, ASHIRWAD- COMPLEX, (GIJHORE)
• I ST, FLOOR, SOHANA MARKET, MAIN ROAD, NAYA BANS, SECTOR-15, NOIDA
• C- 25, STELLAR IT PARK, SECTOR-62, NOIDA
• C.M.CENTRAL MARKET, BETA-1, GREATER NOIDA
• B-1, KALYANKUNJ, SECTOR-49, BAROLA, NOIDA
• UNIT NO G 5 8 GNS PLAZA 5 7 1 AND 2 KASANA INDUSTRIAL AREA SITE IV GREATER NOIDA UP 201308
• HDFC BANK LTD SUPER TECH SHOPPRIX MALL SECTOR 61 GAUTAM BUDH NAGAR NOIDA UTTAR PRADESH 201301
• HDFC BANK LTD HALL 9 GAUR GRANDEUR SECTOR 119 NOIDA GAUTAM BUDH NAGAR UTTAR PRADESH 201301
• HDFC BANK LTD GALAXY IT PARK GROUND FLOOR RETAIL 02 TOWER B PLOT 44 45 GALAXY IT PARK NOIDA GAUTAM BUDH NAGAR UTTAR PRADESH 201301
• HDFC BANK LTD 4003 AND 4004 EXPRESS TRADE TOWER 2 B 36 SECTOR 132 EXPRESSWAY NOIDA GAUTAM BUDH NAGAR UTTAR PRADESH 201301
• HDFC BANK LTD SHOP NO 1 PLOT NO GH 01 ATS ONE HAMLET SECTOR 104 NOIDA GAUTAM BUDH NAGAR UTTAR PRADESH 201301
• HDFC BANK LTD SHOP NO 1 PLOT NO GH 01 ATS ONE HAMLET SECTOR 104 NOIDA GAUTAM BUDH NAGAR UTTAR PRADESH 201301
• HDFC BANK LTD SHOP NO 63 64 65 AND 66 NOIDA GANGA SHOPPING COMPLEX SEC 29 GAUTAM BUDH NAGAR UTTAR PRADESH 201301
• HDFC BANK LTD UNIT NO UG 19 HOMES 121 NOIDA DIST GAUTAM BUDH NAGAR GAUTAM BUDH NAGAR UTTAR PRADESH 201301
• HDFC BANK LTD B156 A SECTOR 46 NOIDA DISTT GAUTAM BUDH NAGAR UTTAR PRADESH 201301
• UNIT 3 TOWER B ADVANT NAVIS BUSINESS PARK SECTOR 142 NOIDA GAUTAM BUDDHA NAGAR UTTAR PRADESH 201305
• Ansals Fortune Arcade, K Block, Sector 18, Near Atta Peer, Noida – 201301, Uttar Pradesh
• C – 1, Alpha Plaza, Alpa Commercial Belt, Greater Noida – 201306, Uttar Pradesh
• C56 / 38, Sector – 62, Near Logix Park, Noida – 201306, Uttar Pradesh
• D – 118, Sec – 26, Noida – 201301, Uttar Pradesh
• B – 1 / 51And 60, Sector 50, Noida – 201301, Uttar Pradesh
• A2 / 1, Commercial Complex, Sector 110, Noida – 201304, Uttar Pradesh
• H 1A / 12, Sector 63, Noida – 201306, Uttar Pradesh
• A – 1,Sector 19, Noida – 201301, Uttar Pradesh
• Ps – 2 B, Arun Vihar, Sector 37, Noida – 201303, Uttar Pradesh
• B – 222 – 223, Dynamic House, Sector 16, Noida – 201301, Uttar Pradesh
• G 28 / 29, Sec – 18, Noida, Adjacent to Kotak Mahindra Bank, Sector 18, Noida – 201301, Uttar Pradesh
• IHDP Building, Sector 127, Noida – 201301, Uttar Pradesh
• BK – 11, Sector – 01, Noida – 201301, Uttar Pradesh
• Plot No. 4 & 5,Sector – 31, Noida – 201301, Uttar Pradesh
• A – 15 / 15 Sector 44, Noida – 201301, Uttar Pradesh