HDFC Bank Home Loan in Agra

Highlights

  • HDFC Branches
  • HDFC Home Loan Eligibility

About HDFC Home Loan in Agra

Building a home is the top priority for many people. After all, home is the best place to live in. Finance plays a big role when it comes to purchasing a house. Lack of finance often forces many people to let go of their dreams of buying a house. HDFC provides a home loan to eligible customers in Agra so that they can buy a home of their dreams. The bank has several branches in the city and all of them provide the product on time.

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Address of HDFC Ltd branches in Agra

The complete list of HDFC bank branches in the city has been given below with the address, contact details, and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
Sanjay PlaceShop No. 3 / 4 / 11, Ground Floor, Block No. 17 / 2 / 4, Friends Plaza, Sanjay Place, Agra - 282002, Uttar PradeshHDFC00001212822400029935903333
Hing Ki Mandi8 / 483 Shri Hotel, 1st Floor, Hing ki Mandi, Opposite J & K Bank Ltd., Agra - 282003, Uttar PradeshHDFC00002972822400039935903333
Kamla NagarC 2 / 50, Opposite Shri Ram Talkies, Kamla Nagar, Agra - 282004, Uttar PradeshHDFC00008702822400049935903333
Civil LinesBuilding No 1, Ground Floor Pariney Gardens Bagh Farzana Civil Lines AgraHDFC00011782822400019935903333
KiraoliAdjoining Shreyash Gramin Bank Kiraoli Agra Agra Uttar PradeshHDFC00021652822405019935903333
Agra Cantonment20/20A, 1St Floor, Taj Road, Sadar Bazar, Agra Uttar Pradesh 282001HDFC00019342822400069935903333
Shahganj5 Mig, Opposite Koti Meena Bazar, Shahganj, Dist Agra, Agra Uttar Pradesh 282010HDFC00036792822400079935903333
Shastri PuramJ.R.F Building, Sector 13, Shastri Puram, Dist Agra, Agra Uttar Pradesh 282007HDFC00036962822400089935903333
Bamrauli KataraBamrauli Katara Krishna College Crossing Fatehabad Road Agra Uttar Pradesh 282006HDFC00037502822400099935903333
BelanganjHdfc Bank Ltd 6 184 Belanganj Agra Uttar Pradesh 282006HDFC00043502822400109935903333
Trans YamunaHdfc Bank Ltd F4 Trans Yamuna Colony Phase 2 Agra Uttar Pradesh 282006HDFC00041342822400119935903333

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Applying for home loans through Wishfin is hassle-free as the documentation facility is simpler and the experts here make sure you get the lowest rate on the loan as per your eligibility. So, if you want to save your money and time, you can apply online at Wishfin today!

HDFC Bank Home Loan Agra at a Glance

The important details about home loans offered by HDFC Ltd in the city have been given below.

ParticularDetails
Interest rate8.80% - 9.70%
Loan amount₹ 75 Lakhs and above in selected cases
TenureUp to 30 years
Processing feeUp to 1.50 % of the amount sanctioned plus the service taxes
Pre-payment chargeNo prepayment is allowed for the starting six months
6 months- 5 years: 1.5% of the original amount
5- 10 years- 0.75% of the original amount
After 10 years- no closure fee as such

Eligibility criteria for HDFC Home Loan Agra

The norms of eligibility for a housing loan offered by HDFC have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

  • The bank decides the eligibility of the applicant from certain factors like Income, Educational qualifications, Age, CIBIL score, Income of the spouse, Number of dependents, Stability of employment, Saving history and Business, Liability & Assets.
  • The applicant should fall into the age group of 18 to 60 years.
  • Salaried employees need to be working with their current company for a period of at least one year.
  • In case of businessmen, the business should be stable for a minimum of three years.

Documents Checklist for HDFC Home Loan Agra

The list of all the essential documents required to avail a home loan from HDFC has been mentioned below. Do check them out.

Salaried employee

  • Fully filled application form along with photographs of passport size
  • Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
  • Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
  • Processing fee cheque
  • Bank statement of the past six months
  • Proof of Income- Form 16 and latest salary slip
  • Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer

Self-employed (businessmen and professionals)

  • Fully filled application form along with photographs of passport size
  • Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
  • Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
  • Processing fee cheque
  • Proof of Income- Income Tax returns of the previous three years and Audited Balance Sheet & Profit and Loss account statement of the past three financial years
  • Proof of Business
  • Educational qualification certificates (For professionals)
  • Business profile
  • Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer
  • Bank statement of the past six months

Agriculturists

  • Fully filled application form along with photographs of passport size
  • Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
  • Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
  • Processing fee cheque
  • Copies of the Title documents of the agricultural land which can depict land-holding
  • Statement of the loans availed in the past two years
  • Other property related documents-
  • Bank statement of the past six months
  • Copies of the Title documents of the agricultural land which can show that crops are being cultivated

For more information, please refer to Home Loan Agra.

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Home Loan Interest Rates December 2018
State Bank of India/SBI8.70% - 9.25%
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