HDFC Bank Home Loan in Jaipur

About HDFC Bank Home Loan in Jaipur

Jaipur is the capital of Rajasthan and one of the main tourist attractions of north India. The city is known for its culture, forts and architecture. Who doesn’t want to live in the pink city? But buying a home can turn out to be a costly affair. A HDFC bank customers based in the city can avail a home loan and buy the house of his/her dreams. The bank has already set up more than 50 branches in the city of Jaipur. JDA has also announced its allotment for the housing project in May 2018. You can apply for a home loan if you are among the few licky winners of the lucky draw.

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HDFC Bank Home Loan Jaipur at a glance

The important details about a home loan offered by HDFC bank in the city have been given below.

ParticularDetails
Interest rate8.80% - 9.70%
Loan amount₹ 75 Lakhs and above in selected cases
TenureUp to 30 years
Processing feeUp to 1.50 % of the amount sanctioned plus the service taxes
Pre-payment chargeNo prepayment is allowed for the starting six months
6 months- 5 years: 1.5% of the original amount
5- 10 years- 0.75% of the original amount
After 10 years- no closure fee as such

Eligibility criteria for HDFC Bank Home Loan Jaipur

The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

  • The bank decides the eligibility of the applicant from certain factors like Income, Educational qualifications, Age, CIBIL score, Income of the spouse, Number of dependents, Stability of employment, Saving history and Business, Liability & Assets.
  • The applicant should fall into the age group of 18 to 60 years.
  • Salaried employees need to be working with their current company for a period of at least one year.
  • In case of businessmen, the business should be stable for a minimum of three years.

Documents required for HDFC Bank Home Loan Jaipur

The list of all the essential documents required to avail a home loan from HDFC bank has been mentioned below. Do check them out.

Salaried employee

  • Fully filled application form along with photographs of passport size
  • Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
  • Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
  • Processing fee cheque
  • Bank statement of the past six months
  • Proof of Income- Form 16 and latest salary slip
  • Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer

Self-employed (businessmen and professionals)

  • Fully filled application form along with photographs of passport size
  • Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
  • Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
  • Processing fee cheque
  • Proof of Income- Income Tax returns of the previous three years and Audited Balance Sheet & Profit and Loss account statement of the past three financial years
  • Proof of Business
  • Educational qualification certificates (For professionals)
  • Business profile
  • Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer
  • Bank statement of the past six months

Agriculturists

  • Fully filled application form along with photographs of passport size
  • Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
  • Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
  • Processing fee cheque
  • Copies of the Title documents of the agricultural land which can depict land holding
  • Statement of the loans availed in the past two years
  • Other property related documents-
  • Bank statement of the past six months
  • Copies of the Title documents of the agricultural land which can show that crops are being cultivated

For more information, please check Home Loan Jaipur.

Address of HDFC bank branches in Jaipur

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
Ashok MargD - 54, Siddhi Vinayak, , Ashok Marg, C Scheme, , Jaipur - 302001, RajasthanHDFC00000543022400026160 616
Johari BazarShop # 85 - 86, Pandya Bhawan, Johari Bazar, Jaipur - 302003, RajasthanHDFC00002893022400036160 616
Vidhyadhar NagarG - 20 - 22, Times Square Multiplex, , 10, Central Spine, Vidhyadhar Nagar, Jaipur - 302023, RajasthanHDFC00003483022400046160 616
Vaishali NagarBrightland School, Vaishali Nagar, Jaipur - 302021, RajasthanHDFC00005543022400026160 616
Tonk RoadA - 1, Shree Plaza, , Lal Kothi, District Shopping Centre, , Tonk Road, Jaipur - 302015, RajasthanHDFC00006443022400056160 616
MansarovarICG Campus, Gurukul Marg, SFS Mansarovar, Jaipur - 302020, RajasthanHDFC00009873022400066160 616
Park Street3, Park Street, Opp Pink City Petrol Pump, M. I. Road, Jaipur - 302001, RajasthanHDFC00012343022400076160 616
Station Road3 - D Villa, Station Road, Jaipur - 302001, RajasthanHDFC00013293022400086160 616
Raja Park3/341 A, , Raja Park, Jaipur - 302004, RajasthanHDFC00013773022400096160 616
SD College CampusSD College Campus, Near Sukhadia Circle, Suratgarh Road, Sriganganagar - 335001, RajasthanHDFC00013963352400046160 616
Bani ParkUpasana Residency, Plot No.C - 25, Sawai Jai Singh Highway, Bani Park, Jaipur - 302016, RajasthanHDFC00014303022400106160 616
Kamal KunjC - 96, Kamal Kunj, , Ahinsa Circle, C - Scheme, Subhash Marg, Jaipur - 302001, RajasthanHDFC00015853022400126160 616

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Home Loan Interest Rates October 2018
State Bank of India/SBI8.70% - 9.25%
HDFC8.80% - 9.60%
Bank of Baroda8.55% - 9.55%
LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
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Axis Bank8.80% - 9.05%
Citibank8.90% - 9.65%
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DHFL9.05% - 9.95%
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