HDFC Bank Home Loan in Noida

About HDFC Bank Home Loan in Noida

Home is the best place for any human being. It provides security and comfort to us. Noida in recent times has seen a very good growth. It has become a top destination to live in the NCR belt. Buying a home requires a good amount of money and it takes a considerable period of time to save the required money. HDFC bank provides a home loan to the people based in Noida so that they can buy the home and pay the loan amount as monthly EMIs till the tenure is over.

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HDFC Bank Home Loan Noida at a glance

The important details about a home loan offered by HDFC bank in the city have been given below.

ParticularDetails
Interest rate8.80% - 9.70%
Loan amount₹ 75 Lakhs and above in selected cases
TenureUp to 30 years
Processing feeUp to 1.50 % of the amount sanctioned plus the service taxes
Pre-payment chargeNo prepayment is allowed for the starting six months
6 months- 5 years: 1.5% of the original amount
5- 10 years- 0.75% of the original amount
After 10 years- no closure fee as such

Eligibility criteria for HDFC Bank Home Loan Noida

The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

  • The bank decides the eligibility of the applicant from certain factors like Income, Educational qualifications, Age, CIBIL score, Income of the spouse, Number of dependents, Stability of employment, Saving history and Business, Liability & Assets.
  • The applicant should fall into the age group of 18 to 60 years.
  • Salaried employees need to be working with their current company for a period of at least one year.
  • In case of businessmen, the business should be stable for a minimum of three years.

Documents required for HDFC Bank Home Loan Noida

The list of all the essential documents required to avail a home loan from HDFC bank has been mentioned below. Do check them out.

Salaried employee

  • Fully filled application form along with photographs of passport size
  • Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
  • Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
  • Processing fee cheque
  • Bank statement of the past six months
  • Proof of Income- Form 16 and latest salary slip
  • Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer

Self-employed (businessmen and professionals)

  • Fully filled application form along with photographs of passport size
  • Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
  • Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
  • Processing fee cheque
  • Proof of Income- Income Tax returns of the previous three years and Audited Balance Sheet & Profit and Loss account statement of the past three financial years
  • Proof of Business
  • Educational qualification certificates (For professionals)
  • Business profile
  • Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer
  • Bank statement of the past six months

Agriculturists

  • Fully filled application form along with photographs of passport size
  • Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
  • Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
  • Processing fee cheque
  • Copies of the Title documents of the agricultural land which can depict land holding
  • Statement of the loans availed in the past two years
  • Other property related documents-
  • Bank statement of the past six months
  • Copies of the Title documents of the agricultural land which can show that crops are being cultivated

Check out Home Loan Noida for more information

Address of HDFC bank branches in Noida

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
Sector- 18 NoidaAnsals Fortune Arcade, K Block, Sector 18, Near Atta Peer, Noida - 201301, Uttar PradeshHDFC00000881102400149935903333
Sector-62 NoidaC56 / 38, Sector - 62, Near Logix Park, Noida - 201306, Uttar PradeshHDFC00003941102400639935903333
Sector-26 NoidaD - 118, , Sector - 26, Noida - 201301, Uttar PradeshHDFC00006511102400129935903333
Sector- 50 NoidaB - 1 / 51 And 60, Sector 50, Noida - 201301, Uttar PradeshHDFC00007281102401139935903333
Sector- 110 NoidaA2 / 1, , Commercial Complex, Sector 110, Noida - 201304, Uttar PradeshHDFC00009301102401279935903333
Sector- 63 NoidaH 1A / 12, Sector 63, Noida - 201306, Uttar PradeshHDFC00009751102401299935903333
Sector- 19 NoidaA - 1, , Sector 19, Noida - 201301, Uttar PradeshHDFC00012231102401419935903333
Amar Public SchoolPs - 2 B, Arun Vihar, Sector 37, Noida - 201303, Uttar PradeshHDFC00012921102401949935903333
Sector- 16 NoidaB - 222 - 223, Dynamic House, Sector 16, Noida - 201301, Uttar PradeshHDFC00013511102401549935903333
Sector-18 Noida G 28 / 29, Sector - 18, Noida, Adjacent to Kotak Mahindra Bank, Sector 18, Noida - 201301, Uttar PradeshHDFC00015921102401819935903333
Sector- 51 NoidaB - 1A, 26 & 27, , B - Block Market, Sector 51, Noida - 201301, Uttar PradeshHDFC00016031102401969935903333
Sector- 127 NoidaIHDP Building, Sector 127, Noida - 201301, Uttar PradeshHDFC00019001102402089935903333

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Personal Loan Interest Rates October 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank11.50% - 14.50%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates October 2018
State Bank of India/SBI8.70% - 9.25%
HDFC8.80% - 9.60%
Bank of Baroda8.55% - 9.55%
LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank8.85% - 9.10%
Axis Bank8.80% - 9.05%
Citibank8.90% - 9.65%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
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